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Original filing (PDF)20251014222728NAL0007523202001

UNIVERSITY OF SOUTHERN CALIFORNIA

Form 5500
FILING_RECEIVED
UNIVERSITY OF SOUTHERN CALIFORNIA DEFINED CONTRIBUTION RETIREMENT PLAN
Defined-contribution retirement plan
Active participants
21,620
Accounts w/ balance
44,381
Plan assets (EOY)
$5.0B
Net assets (EOY)
$5.0B
How this plan invests
This plan
10 pooled trusts
Schedule D
160 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
  • Below-peer total fees (1 bps vs 5 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNIVERSITY OF SOUTHERN CALIFORNIA.
Plan sponsor
Name
UNIVERSITY OF SOUTHERN CALIFORNIA
EIN
95-1642394
Address
3720 S. FLOWER STREET, ROOM 207 · LOS ANGELES, CA · 900890704
Phone
(213) 821-8131
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2C · Money purchase (other than target benefit)
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSECOOPERS LLP
Trustee / custodian
Trustee phone

Service providers (Schedule C)

3 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
FIDELITY INVESTMENTS04-2647786RECORDKEEPER-$18K
Advisor / Consultant
1
NameEINLocationRelationDirect compIndirect comp
STRATEGIC ADVISORS, INC.04-2654524ADVISOR$219K
Other
1
NameEINLocationRelationDirect compIndirect comp
VANGUARD GROUP INC.23-1945930NONE$354K

Investments

152 direct securities · 10 pooled funds· $5.0B(99% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$4.9B
152 holdings
Pooled Separate Account
$46.7M
10 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
TIAA Traditional Guaranteed Interest Account$522.6M10.4%
Contra Fund Mutual Funds$337.2M6.7%
Stock Account (CREF) Variable Annuity-US Equity-Blend$262.0M5.2%
Target Retirement 2045 Fund Mutual Funds$207.5M4.1%
Target Retirement 2040 Fund Mutual Funds$177.4M3.5%
Vanguard Institutional Index Fund Plus Mutual Funds$159.1M3.2%
Similar Party Rate of Interest, Collateral, Par, or Maturity Value Cost (1) Current Value * Vanguard Inst Indx Inst Plus Mutual Funds$157.7M3.1%
Target Retirement 2035 Fund Mutual Funds$148.6M3.0%
Target Retirement 2050 Fund Mutual Funds$129.0M2.6%
Vanguard Institutional Target Retirement 2040 Fund Mutual Funds$122.6M2.4%
Vanguard Institutional Target Retirement 2045 Fund Mutual Funds$118.5M2.4%
Similar Party Rate of Interest, Collateral, Par, or Maturity Value Cost (1) Current Value * Vanguard Institutional Index Fund Mutual Funds$116.3M2.3%
Similar Party Rate of Interest, Collateral, Par, or Maturity Value Cost (1) Current Value * Vanguard Institutional Target Retirement 2050 Fund Mutual Funds$111.8M2.2%
Target Retirement 2030 Fund Mutual Funds$111.0M2.2%
Vanguard Institutional Target Retirement 2035 Fund Mutual Funds$108.3M2.2%
Vanguard Institutional Target Retirement 2030 Fund Mutual Funds$101.1M2.0%
Vanguard Institutional Target Retirement 2025 Fund Mutual Funds$81.8M1.6%
Brokerage Link Fund Mutual Funds$79.9M1.6%
Growth Account (CREF) Variable Annuity-US Equity-Growth$74.8M1.5%
Vanguard Institutional Target Retirement 2055 Fund Mutual Funds$74.3M1.5%
Target Retirement 2025 Fund Mutual Funds$69.4M1.4%
Vanguard Institutional Target Retirement 2040 Fund Mutual Funds$55.2M1.1%
Money Market Mutual Funds$53.5M1.1%
Target Retirement 2055 Fund Mutual Funds$50.8M1.0%
John Hancock Funds Disciplined Value Fund Mutual Funds$50.4M1.0%
JPMorgan Large Cap Growth Fund Mutual Funds$50.0M1.0%
Money Market Account (CREF) Variable Annuity-Money Market$48.1M1.0%
Social Choice Account (CREF) Variable Annuity-US Equity-Blend$47.4M0.9%
Target Retirement 2020 Fund Mutual Funds$46.8M0.9%
Balanced Fund Mutual Funds$45.2M0.9%
Vanguard Institutional Target Retirement 2020 Fund Mutual Funds$44.8M0.9%
Equity Index Account (CREF) Variable Annuity-US Equity-Blend$43.5M0.9%
Vanguard Small-Cap Index Fund Mutual Funds$39.4M0.8%
Vanguard Total International Stock Index Fund Mutual Funds$39.3M0.8%
TIAA-CREF REAL ESTATE
TIAA-CREF · EIN 13-1624203 / PN 004
Pooled Separate Account
$37.7M0.8%
Global Equities Account (CREF) Variable Annuity-International$35.0M0.7%
Vanguard Institutional Target Retirement 2060 Fund Mutual Funds$33.3M0.7%
JPMorgan Large Cap Growth R6 Mutual Funds$32.2M0.6%
Vanguard Institutional Target Retirement 2035 Fund Mutual Funds$31.5M0.6%
Vanguard Institutional Target Retirement 2030 Fund Mutual Funds$30.4M0.6%
Target Retirement Income Fund Mutual Funds$30.2M0.6%
MFS Mid Cap Value Fund Mutual Funds$27.5M0.5%
MFS International Value Fund Mutual Funds$26.5M0.5%
Vanguard Federal Money Market Mutual Funds$25.1M0.5%
John Hancock Funds Disciplined Value Fund Mutual Funds$25.0M0.5%
MFS Mid Cap Value Fund Mutual Funds$24.1M0.5%
Vanguard Total Bond Market Index Fund Mutual Funds$23.9M0.5%
Federal Money Market Fund Mutual Funds$23.8M0.5%
Brokerage Mutual Funds$23.8M0.5%
Vanguard Institutional Target Retirement Income Fund Mutual Funds$23.4M0.5%
Allspring Short Dur Govt Bd R6 Mutual Funds$23.4M0.5%
Wellington Fund Mutual Funds$23.3M0.5%
Vanguard Institutional Target Retirement 2025 Fund Mutual Funds$21.7M0.4%
Vanguard Small-Cap Index Fund Mutual Funds$20.5M0.4%
Vanguard Total Bond Market Index Fund Mutual Funds$19.5M0.4%
Vanguard Institutional Target Retirement 2020 Fund Mutual Funds$17.0M0.3%
Vanguard FTSE Social Index Fund Mutual Funds$16.8M0.3%
Vanguard Mid-Cap Index Fund Mutual Funds$16.4M0.3%
Participant Loans 4.25% - 10.5%, maturities ranging from 2025-2030$16.2M0.3%
Vanguard Institutional Target Retirement 2045 Fund Mutual Funds$16.0M0.3%
Similar Party Rate of Interest, Collateral, Par, or Maturity Value Cost (1) Current Value Fidelity Management Trust Company American Funds EuroPacific Growth Fund Mutual Funds$15.4M0.3%
Small-Cap Index Fund Mutual Funds$15.0M0.3%
Mid Cap Index Fund Institutional Mutual Funds$14.9M0.3%
Guaranteed Interest Account Guaranteed Interest Account$14.5M0.3%
Vanguard Total International Stock Index Fund Mutual Funds$14.2M0.3%
Participant Loans 4.25% - 6.5%, maturities ranging from 2025-2030$13.9M0.3%
FTSE Social Index Mutual Funds$13.7M0.3%
Vanguard Institutional Target Retirement 2050 Fund Mutual Funds$13.6M0.3%
Eagle Mid Cap Growth Fund Mutual Funds$13.5M0.3%
John Hancock Funds Disciplined Value Fund Mutual Funds$13.3M0.3%
Metropolitan West Total Return Bond Fund Mutual Funds$13.2M0.3%
Vanguard Emerging Markets Stock Index Fund Mutual Funds$13.0M0.3%
PIMCO Real Return Mutual Funds$12.8M0.3%
Bond Market Account (CREF) Variable Annuity-Corporate Bonds$12.7M0.3%
MFS International Value Fund Mutual Funds$12.6M0.3%
Vanguard Institutional Target Retirement Income Fund Mutual Funds$12.6M0.3%
Metropolitan West Total Return Bond Fund Mutual Funds$12.3M0.2%
Eagle Mid Cap Growth Fund Mutual Funds$10.9M0.2%
New York Life Guaranteed Interest Account Guaranteed Interest Account$10.1M0.2%
MainStay High Yield Corporate Bond Fund Mutual Funds$9.9M0.2%
Target Retirement 2060 Fund Mutual Funds$9.4M0.2%
Vanguard Emerging Markets Stock Index Fund Mutual Funds$8.9M0.2%
MainStay High Yield Corporate Bond Fund Mutual Funds$8.0M0.2%
Emerging Markets Stock Index Fund Mutual Funds$7.9M0.2%
Vanguard FTSE Social Index Fund Mutual Funds$7.8M0.2%
Vanguard Mid-Cap Index Fund Mutual Funds$7.6M0.2%
Victory Sycamore Small Company Opportunity Fund; R6 Mutual Funds$6.4M0.1%
Principal Real Estate Securities Fund Mutual Funds$5.8M0.1%
Vanguard Total International Bond Index Fund Mutual Funds$5.8M0.1%
Vanguard Institutional Target Retirement 2055 Fund Mutual Funds$5.8M0.1%
Vanguard Institutional Target Retirement 2065 Fund Mutual Funds$5.6M0.1%
Prin Real Estate Securities Index Fund Mutual Funds$4.8M<0.1%
Inflation-Linked Bond Account (CREF) Variable Annuity-Government Bonds$4.8M<0.1%
Eagle Mid Cap Growth Fund Mutual Funds$4.5M<0.1%
Allspring Short Dur Govt Bd R6 Mutual Funds$4.4M<0.1%
Loomis Sayles Sml Cap Mutual Funds$4.2M<0.1%
Similar Party Rate of Interest, Collateral, Par, or Maturity Value Cost (1) Current Value TIAA American Funds Euro Pacific Growth Mutual Funds$4.2M<0.1%
TIAA-CREF Self Directed Account Mutual Funds$3.6M<0.1%
PIMCO Real Return Fund Mutual Funds$3.5M<0.1%
The Vanguard Group American Funds Euro Pacific Growth Mutual Funds$3.5M<0.1%
Participant Loans 4.25%, maturities ranging from 2025-2031$3.4M<0.1%
SA AB Growth Variable Annuity-US Equity--Value$3.3M<0.1%
MainStay High Yield Corporate Bond Fund Mutual Funds$3.3M<0.1%
Vanguard Total International Bond Index Fund Mutual Funds$3.3M<0.1%
Loomis Sayles Small Cap Growth Fund Inst Class Mutual Funds$3.2M<0.1%
Victory Sycamore Small Company Opportunity Fund; R6 Mutual Funds$3.2M<0.1%
SA Wellington Capital Variable Annuity-US Equity--Growth$3.2M<0.1%
PIMCO Real Return Mutual Funds$3.2M<0.1%
STOCK INDEX ACCOUNT VCA-24
PRUDENTIAL INSURANCE COMPANY OF AMERICA · EIN 22-1211670 / PN 070
Pooled Separate Account
$2.9M<0.1%
Allspring Short Dur Govt Bd R6 Mutual Funds$2.7M<0.1%
Loomis Sayles Sml Cap Mutual Funds$2.7M<0.1%
MFS International Value Fund Mutual Funds$2.6M<0.1%
New York Life Guaranteed Interest Account Guaranteed Interest Account$2.5M<0.1%
William Blair Emerging Markets Leaders Fund Mutual Funds$2.4M<0.1%
Victory Sycamore Small Company Opportunity Fund; R6$2.4M<0.1%
Target Retirement 2065 Fund Mutual Funds$2.3M<0.1%
Metropolitan West Total Return Bond Fund Mutual Funds$2.2M<0.1%
William Blair Emerging Markets Leaders Fund Mutual Funds$2.1M<0.1%
MFS Mid Cap Value Fund Mutual Funds$2.0M<0.1%
Vanguard Institutional Target Retirement 2060 Fund Mutual Funds$1.7M<0.1%
Growth Fund of America Pooled Separate Account-US Equity - Growth$1.6M<0.1%
MEDLEY CAPITAL GROWTH ACCT VCA-10
PRUDENTIAL INSURANCE COMPANY OF AMERICA · EIN 22-1211670 / PN 005
Pooled Separate Account
$1.6M<0.1%
GIC#4898 Guaranteed Interest Account$1.5M<0.1%
EQUITY ACCOUNT VCA-24
PRUDENTIAL INSURANCE COMPANY OF AMERICA · EIN 22-1211670 / PN 069
Pooled Separate Account
$1.4M<0.1%
SA JPMorgan Equity-Income Variable Annuity-US Equity--Blend$1.1M<0.1%
Empower Annuity Insurance America * Conservative Balanced Account Pooled Separate Account-US Equity - Balanced$1.0M<0.1%
CONSERVATIVE BALANCE ACCT VCA-24
PRUDENTIAL INSURANCE COMPANY OF AMERICA · EIN 22-1211670 / PN 087
Pooled Separate Account
$1.0M<0.1%
SA Franklin BW U.S. Large Cap Value Variable Annuity-US Equity--Growth$884K<0.1%
1 Year Non-MVA Fixed Guaranteed Interest Account$830K<0.1%
SA JPMorgan Mid-Cap Growth Portfolio Variable Annuity-Corporate Bonds$806K<0.1%
SA JPMorgan Diversified Variable Annuity-International$734K<0.1%
FLEXIBLE MANAGED ACCOUNT VCA-24
PRUDENTIAL INSURANCE COMPANY OF AMERICA · EIN 22-1211670 / PN 086
Pooled Separate Account
$723K<0.1%
SA Franklin Small Company Variable Annuity-US Equity--Growth$569K<0.1%
DIVERSIFIED BOND ACCOUNT VCA-24
PRUDENTIAL INSURANCE COMPANY OF AMERICA · EIN 22-1211670 / PN 083
Pooled Separate Account
$476K<0.1%
Target Retirement 2070 Fund Mutual Funds$373K<0.1%
SA Large Cap Index Variable Annuity-US Equity--Blend$364K<0.1%
William Blair Emerging Markets Leaders Fund Mutual Funds$354K<0.1%
GLOBAL ACCOUNT VCA-24
PRUDENTIAL INSURANCE COMPANY OF AMERICA · EIN 22-1211670 / PN 071
Pooled Separate Account
$333K<0.1%
Vanguard Institutional Target Retirement 2065 Fund Mutual Funds$318K<0.1%
GOVERNMENT INCOME ACCOUNT VCA-24
PRUDENTIAL INSURANCE COMPANY OF AMERICA · EIN 22-1211670 / PN 084
Pooled Separate Account
$309K<0.1%
Similar Party Rate of Interest, Collateral, Par, or Maturity Value Cost (1) Current Value America General Life Assurance Company * 1 Year Fixed Guaranteed Interest Account$283K<0.1%
SA JPMorgan Global Equities Variable Annuity-International$276K<0.1%
3 Year Fixed Guaranteed Interest Account$264K<0.1%
Similar Party Rate of Interest, Collateral, Par, or Maturity Value Cost (1) Current Value * SA Putnam International Variable Annuity-International$235K<0.1%
MEDLEY MONEY MARKET ACCT VCA-11
PRUDENTIAL INSURANCE COMPANY OF AMERICA · EIN 22-1211670 / PN 025
Pooled Separate Account
$234K<0.1%
SA JPMorgan Emerging Variable Annuity-International$191K<0.1%
SA JPMorgan MFS Core Bond Variable Annuity-Corporate Bonds$175K<0.1%
Vanguard Institutional Target Retirement 2070 Fund Mutual Funds$148K<0.1%
SA Morgan Stanley Variable Annuity - Real Estate$139K<0.1%
SA Franklin Systematic US Lrg Cap Value Variable Annuity-US Equity--Growth$118K<0.1%
Conversion Account Guaranteed Interest Account$79K<0.1%
SA PineBridge High-Yield Variable Annuity-Corporate Bonds$75K<0.1%
SA Wellington Govt and Variable Annuity-Government Bonds$66K<0.1%
SA Fidelity Institutional AM Variable Annuity-Government Bonds$64K<0.1%
5 Year Fixed Guaranteed Interest Account$56K<0.1%
SA Federated Hermes Variable Annuity-US Equity--Growth$52K<0.1%
SA PIMCO Variable Annuity-Corporate Bonds$33K<0.1%
SA Invesco Main Street Large Variable Annuity-US Equity--Blend$25K<0.1%
GS VIT Government Money Market Fund Variable Annuity-US Equity--Value$24K<0.1%
SA DFA Ultra Short Bond Variable Annuity-Corporate Bonds$23K<0.1%
Participant Loans 3.5% - 4.6%, maturities ranging from 2025-2026$10K<0.1%
Vanguard Institutional Target Retirement 2070 Fund Mutual Funds$3K<0.1%