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Original filing (PDF)20251014195149NAL0003574993001
WESCOM CENTRAL CREDIT UNION
Form 5500
FILING_RECEIVED
WESCOM CENTRAL CREDIT UNION DEFINED BENEFIT PENSION PLAN
Defined-benefit pension plan
Signals · 1
51% in single holding
Active participants
92
Accounts w/ balance
—
Plan assets (EOY)
$22.3M
Net assets (EOY)
$22.3M
How this plan invests
This plan
4 pooled trusts
Schedule D
4 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
80
Vendor stack
75
Participation health
100
Knocking points off
- Top holding "Fidelity Institutional Asset Management (FIAM) Collective trust" is 51% of plan.
- 42 bps in Schedule C fees — modestly above peer band of 29 bps.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WESCOM CENTRAL CREDIT UNION.
Plan sponsor
Name
WESCOM CENTRAL CREDIT UNION
EIN
95-1288265
Address
123 S. MARENGO · PASADENA, CA · 91101
Phone
(626) 535-1000
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
1A · Pay-related DB formula
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
BAKER TILLY, US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FID INV INSTL OPS | 04-2647786 | — | RECORDKEEPER/ADV/CONSULT | $94K | — |
Investments
1 direct security · 4 pooled funds· $33.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$22.3M
4 holdings
Uncategorized
$11.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Institutional Asset Management (FIAM) Collective trust | — | — | $12.0M | $11.4M | 51.3% | |
| FIAM 8-10 YEAR CORP BD COMM POOL FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 155 | Common Collective Trust | — | — | $11.4M | 51.3% | |
| FIAM LONG DURATION COMMINGLED POOL FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 053 | Common Collective Trust | — | $6.9M | $5.4M | 24.1% | |
| FIAM SHORT DURATION COMMINGLED POOL FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 016 | Common Collective Trust | — | $3.4M | $3.6M | 16.4% | |
| FIAM LONG U.S. TREASURY STRIPS INDE FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST COMPANY · EIN 20-4659714 / PN 120 | Common Collective Trust | — | $3.7M | $1.8M | 8.2% |
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