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Original filing (PDF)20251015185509NAL0005419281001
GOLDEN STATE WATER COMPANY
Form 5500
FILING_RECEIVED
GSWC WELFARE BENEFITS PLAN FOR ACTIVE AND RETIRED EMPLOYEES
Health & welfare plan
Signals · 2
59% in single holdingNo recordkeeper disclosed
Active participants
677
Accounts w/ balance
—
Plan assets (EOY)
$14.5M
Net assets (EOY)
$14.3M
How this plan invests
This plan
3 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "ALLSPRING INDEX FUND MUTUAL FUND" is 59% of plan.
- 67 bps in Schedule C fees — 132% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GOLDEN STATE WATER COMPANY.
Plan sponsor
Name
GOLDEN STATE WATER COMPANY
EIN
95-1243678
Address
630 E FOOTHILL BLVD · SAN DIMAS, CA · 91773
Phone
(909) 394-3600
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4H · Long-Term Disability
4Q · Other
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERCER HR CONSULTING | 13-2834414 | — | NONE | $51K | — |
| BDO USA, P.C. | 13-3581590 | — | NONE | $31K | — |
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | NONE | $16K | — |
Investments
3 direct securities· $14.5M(100% of reported assets)
Uncategorized
$8.6M
2 holdings
Mutual Funds
$5.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| ALLSPRING INDEX FUND MUTUAL FUND | — | — | $7.6M | $8.5M | 58.9% | |
| ALLSPRING CORE BOND FUND MUTUAL FUND | Mutual Funds | — | $6.5M | $5.8M | 40.2% | |
| Money Market Funds ALLSPRING TREASURY PLUS MONEY MARKET MONEY MARKET FUND | — | — | $110K | $110K | 0.8% |