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Original filing (PDF)20260311121101NAL0005281808001
AZTEC SHOPS, LTD.
Form 5500
FILING_RECEIVED
AZTEC SHOPS, LTD. RETIREMENT PLAN
403(b) retirement plan
Signals · 2
~110 bps in Sched C feesNo recordkeeper disclosed
Active participants
300
Accounts w/ balance
142
Plan assets (EOY)
$5.5M
Net assets (EOY)
$5.5M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 110 bps in Schedule C fees — 112% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- Only 47% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AZTEC SHOPS, LTD..
Plan sponsor
Name
AZTEC SHOPS, LTD.
EIN
95-0516240
Address
5500 CAMPANILE DR · SAN DIEGO STATE UNIVERSITY · SAN DIEGO, CA · 921820001
Phone
(619) 594-7501
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-03-11
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WEWORSKI & ASSOCIATES
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY GLOBAL | 20-8764829 | — | INVESTMENT ADVISORY | $16K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $46K | — |
Investments
25 direct securities· $5.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2035 | — | — | — | $1.2M | 22.1% | |
| Fidelity Freedom Index 2050 | — | — | — | $797K | 14.4% | |
| Fidelity Freedom Index 2015 | — | — | — | $490K | 8.8% | |
| Fidelity Freedom Index 2055 | — | — | — | $477K | 8.6% | |
| Fidelity Freedom Index 2030 | — | — | — | $358K | 6.4% | |
| Fidelity Freedom Index 2045 | — | — | — | $349K | 6.3% | |
| Fidelity Freedom Index 2040 | — | — | — | $319K | 5.8% | |
| Fidelity Freedom Index 2025 | — | — | — | $213K | 3.8% | |
| Fidelity Freedom Index 2060 | — | — | — | $186K | 3.4% | |
| Fidelity 500 Index | — | — | — | $182K | 3.3% | |
| Fidelity Freedom Index 2020 | — | — | — | $148K | 2.7% | |
| Fidelity Freedom Index 2065 | — | — | — | $128K | 2.3% | |
| JP Morgan JP Morgan Core Plus Bond | — | — | — | $99K | 1.8% | |
| Principal Life Insurance Company Principal Fixed Income Guaranteed Option | — | — | — | $90K | 1.6% | |
| Fidelity Mid Cap Index | — | — | — | $90K | 1.6% | |
| MFS New Discovery Value | — | — | — | $80K | 1.4% | |
| PIMCO Income Institution | — | — | — | $68K | 1.2% | |
| American Century American Century Ultra | — | — | — | $66K | 1.2% | |
| (E) | — | — | — | $66K | 1.2% | |
| T. Rowe Price T. Rowe Price Overseas Stock | — | — | — | $64K | 1.1% | |
| Participant Loans Interest rates ranging from 5.50% to 10.50% | — | — | — | $55K | 1.0% | |
| Fidelity Small Capital Index | — | — | — | $25K | 0.4% | |
| Goldman Sachs Goldman Sachs Emerging Market Equity | — | — | — | $20K | 0.4% | |
| Janus Henderson Janus Henderson Triton | — | — | — | $15K | 0.3% | |
| Fidelity Freedom Index 2010 | — | — | — | $1K | <0.1% |