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Original filing (PDF)20250731151511NAL0002678579001
UNION PACIFIC RAILROAD COMPANY
Form 5500
FILING_RECEIVED
UNION PACIFIC RAILROAD EMPLOYES HEALTH SYSTEMS
Health & welfare plan
Signals · 3
~1840 bps in Sched C feesNo recordkeeper disclosed146 service providers
Active participants
12,447
Accounts w/ balance
—
Plan assets (EOY)
$146.5M
Net assets (EOY)
$114.5M
How this plan invests
This plan
10 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 1840 bps in Schedule C fees — 18299% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNION PACIFIC RAILROAD COMPANY.
Plan sponsor
Name
UNION PACIFIC RAILROAD COMPANY
EIN
94-6001323
Address
1040 N 2200 W, STE 200 · SALT LAKE CITY, UT · 841162929
Phone
(801) 595-4388
Industry
Transportation & Warehousingsee all
Plan administrator
Name
UNION PACIFIC RAILROAD EMPLOYES HEALTH SYSTEM
EIN
87-0427760
City
SALT LAKE CITY, UT
Phone
(801) 595-4388
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-31
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4H · Long-Term Disability
4Q · Other
4U · Dependent Care
Audit & trust (Schedule H)
Auditor
LARSON & COMPANY, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
146 rowsAccountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LARSON & COMPANY, PC | 87-0516083 | — | AUDITOR | $53K | — |
Other
145| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY | 36-2739571 | — | NONE | $11.6M | — |
| ANTHEM BLUE CROSS BLUE SHIELD | 87-0747736 | — | NONE | $3.3M | — |
| OPTUM RX | 33-0441200 | — | NONE | $2.1M | — |
| SIRIUS COMPUTER SOLUTIONS, INC. | 74-2836721 | — | NONE | $357K | — |
| EGAN, RICHARD B | 87-0427760 | — | EMPLOYEE | $354K | — |
| MARSH USA, INC. | 36-1436000 | — | NONE | $296K | — |
| BARNETT, GREGORY L | 87-0427760 | — | EMPLOYEE | $291K | — |
| PORTER, BRADLEY J | 87-0427760 | — | EMPLOYEE | $199K | — |
| NEWMAN, CURTIS C | 87-0427760 | — | EMPLOYEE | $197K | — |
| TAYLOR, JOHN R | 87-0427760 | — | EMPLOYEE | $181K | — |
| HATCH, MICHAEL T | 87-0427760 | — | EMPLOYEE | $174K | — |
| TEUSCHER, BRADY G | 87-0427760 | — | EMPLOYEE | $164K | — |
| ADAMS, SPENCER L | 87-0427760 | — | EMPLOYEE | $162K | — |
| KREIS, KARA | 87-0427760 | — | EMPLOYEE | $162K | — |
| ANTHONY, JENNIFER | 87-0427760 | — | EMPLOYEE | $160K | — |
| WIGHT, DANIEL L | 87-0427760 | — | EMPLOYEE | $156K | — |
| VANTIV | 26-4532998 | — | NONE | $155K | — |
| FARNSWORTH, CARRIELYN J | 87-0427760 | — | EMPLOYEE | $154K | — |
| STEVENS, JOHN P | 87-0427760 | — | EMPLOYEE | $154K | — |
| TELLIGEN, INC. | 42-0992483 | — | NONE | $137K | — |
| DONOHUE, RICHARD M | 87-0427760 | — | EMPLOYEE | $133K | — |
| BARKER, KIRK T | 87-0427760 | — | EMPLOYEE | $131K | — |
| WHITLEY, JACOB | 87-0427760 | — | EMPLOYEE | $128K | — |
| PARKER, VON | 87-0427760 | — | EMPLOYEE | $123K | — |
| SMART, JULIE | 87-0427760 | — | EMPLOYEE | $123K | — |
| CHANGE HEALTHCARE | 20-5716594 | — | NONE | $121K | — |
| PUFF, ANDREA | 87-0427760 | — | EMPLOYEE | $118K | — |
| BIRKETT, JOHANNA | 87-0427760 | — | EMPLOYEE | $117K | — |
| WHITESIDES, TYSON W | 87-0427760 | — | EMPLOYEE | $116K | — |
| HENDERSON, MICAH | 87-0427760 | — | EMPLOYEE | $113K | — |
| COMPUTECH CONSULTING, INC. | 87-0557821 | — | NONE | $110K | — |
| ARMSTRONG, DARIN C | 87-0427760 | — | EMPLOYEE | $109K | — |
| HAYES, TONYA L | 87-0427760 | — | EMPLOYEE | $107K | — |
| JOURNEYTEAM CONSULTING, LLC | 26-2965761 | — | NONE | $106K | — |
| PATTEN ENTERPRISES, INC. | 87-0560099 | — | NONE | $103K | — |
| WOOD, JEFFREY D | 87-0427760 | — | EMPLOYEE | $102K | — |
| PPI365 | 46-0746003 | — | NONE | $99K | — |
| AHIO, ANNA | 87-0427760 | — | EMPLOYEE | $98K | — |
| REED, MINDI | 87-0427760 | — | EMPLOYEE | $96K | — |
| MCGUIRE, KELLY | 87-0427760 | — | EMPLOYEE | $94K | — |
| GRIFFIN, MARIA LYNN | 87-0427760 | — | EMPLOYEE | $93K | — |
| HANKS, WADE K | 87-0427760 | — | EMPLOYEE | $91K | — |
| DUMAC | 84-1370319 | — | NONE | $90K | — |
| HUBBART, JENNY | 87-0427760 | — | EMPLOYEE | $90K | — |
| FACER, SARAH | 87-0427760 | — | EMPLOYEE | $86K | — |
| SHARPEN TECHNOLOGIES | 45-2663904 | — | NONE | $85K | — |
| SAVIN, KATE | 87-0427760 | — | EMPLOYEE | $85K | — |
| SCHNUR, GAYLEEN | 87-0427760 | — | EMPLOYEE | $83K | — |
| HUGHES, CURT | 87-0427760 | — | EMPLOYEE | $82K | — |
| LAWRENCE, LORI | 87-0427760 | — | EMPLOYEE | $82K | — |
| BOGUCKI, WENDY | 87-0427760 | — | EMPLOYEE | $80K | — |
| MCLAUGHLIN, MICHELLE L | 87-0427760 | — | EMPLOYEE | $80K | — |
| HALES, LISA | 87-0427760 | — | EMPLOYEE | $79K | — |
| TODD, BOBBIE JO | 87-0427760 | — | EMPLOYEE | $79K | — |
| VERITIV OPERATING COMPANY | 13-5369500 | — | NONE | $79K | — |
| GARCIA, JONI C | 87-0427760 | — | EMPLOYEE | $79K | — |
| DUNTON, TONEE | 87-0427760 | — | EMPLOYEE | $79K | — |
| CHASE, SHANDA | 87-0427760 | — | EMPLOYEE | $79K | — |
| DALE, KARA | 87-0427760 | — | EMPLOYEE | $78K | — |
| HARRIS, REBEKAH | 87-0427760 | — | EMPLOYEE | $77K | — |
| KOFORD, KELSEY J | 87-0427760 | — | EMPLOYEE | $76K | — |
| ERICKSON, CHRISTY | 87-0427760 | — | EMPLOYEE | $76K | — |
| LEWIS, PAMELA | 87-0427760 | — | EMPLOYEE | $76K | — |
| GARNER, JANE C | 87-0427760 | — | EMPLOYEE | $76K | — |
| ASHLEY, MICHELLE | 87-0427760 | — | EMPLOYEE | $76K | — |
| MCKNIGHT, KIM | 87-0427760 | — | EMPLOYEE | $76K | — |
| LANAGAN, JILL | 87-0427760 | — | EMPLOYEE | $75K | — |
| OGDEN, LORIE | 87-0427760 | — | EMPLOYEE | $73K | — |
| MOYANO, ANNE | 87-0427760 | — | EMPLOYEE | $73K | — |
| VLCM | 87-0574827 | — | NONE | $69K | — |
| NEILSON, CHRISTY LYNN | 87-0427760 | — | EMPLOYEE | $69K | — |
| BUDDENSICK, JOHN P | 87-0427760 | — | EMPLOYEE | $66K | — |
| BONSTEEL, RAY | 87-0427760 | — | EMPLOYEE | $62K | — |
| NIELSON, JOY ELLEN COLEEN | 87-0427760 | — | EMPLOYEE | $62K | — |
| TELLEZ-RUIZ, ERIKA | 87-0427760 | — | EMPLOYEE | $61K | — |
| ERICKSON, EMILY RUTH | 87-0427760 | — | EMPLOYEE | $60K | — |
| PRECISELY SOFTWARE INCORPORATED | 22-1854351 | — | NONE | $56K | — |
| EMILY ERICKSON | — | KAYSVILLE, UT | NONE | $56K | — |
| MEKETA INVESTMENT GROUP, INC. | 04-2659023 | — | NONE | $52K | — |
| THOMAS, RAELYNN | 87-0427760 | — | EMPLOYEE | $52K | — |
| STRONG, ASHLYN ROSE | 87-0427760 | — | EMPLOYEE | $49K | — |
| BECRAFT, KILEE GENE | 87-0427760 | — | EMPLOYEE | $49K | — |
| OKTA, INC. | 26-4175727 | — | NONE | $46K | — |
| DUST ELIMINATORS, LLC | 84-1629845 | — | NONE | $45K | — |
| ERICKSON-KELLEY, MELISSA A | 87-0427760 | — | EMPLOYEE | $43K | — |
| SECRIST, SYDNI REBA | 87-0427760 | — | EMPLOYEE | $42K | — |
| CHANGE HEALTHCARE SOLUTIONS, LLC | 20-5716594 | — | NONE | $41K | — |
| CASO DOCUMENT MANGEMENT | 13-4020673 | — | NONE | $36K | — |
| ZIONS BANKCORPORATION | 87-0189025 | — | NONE | $34K | — |
| MIDGLEY-HUBER, INC. | 87-0683216 | — | NONE | $34K | — |
| PORTER, KELSEY | 87-0427760 | — | EMPLOYEE | $33K | — |
| HEALTHLINX, LLC | 87-0660214 | — | NONE | $33K | — |
| NETSPI, LLC | 41-2002686 | — | NONE | $32K | — |
| WILL, MICHELLE M | 87-0427760 | — | EMPLOYEE | $29K | — |
| SOLTIS INVESTMENT ADVISORS | 27-3188744 | — | NONE | $27K | — |
| PONTON, REBECCA CHRISTINE | 87-0427760 | — | EMPLOYEE | $27K | — |
| DENTONS DURHAM JONES & PINEGAR PC | 87-0399832 | — | NONE | $26K | — |
| INCLUDED HEALTH, INC. | 46-4400979 | — | NONE | $26K | — |
| ETHAN DALE | — | SANDY, UT | NONE | $26K | — |
| NEWPORT GROUP, INC. | 27-2037969 | — | NONE | $25K | — |
| LES OLSON COMPANY | 87-0324153 | — | NONE | $25K | — |
| ZIPARI, INC. | 32-0435609 | — | NONE | $23K | — |
| ADP | 22-1467904 | — | NONE | $23K | — |
| CANCER NAVIGATOR | 83-4163919 | — | NONE | $23K | — |
| COMCOM SYSTEMS, INC. | 38-2953906 | — | NONE | $22K | — |
| RINGCENTRAL, INC. | 94-3322844 | — | NONE | $21K | — |
| CLEO COMMUNICATIONS | 45-4983187 | — | NONE | $20K | — |
| CENTURYLINK | 04-6141739 | — | NONE | $18K | — |
| WESTERN PREMIER LAWN & TREE | 32-0025421 | — | NONE | $18K | — |
| FORTRA, LLC | 30-0290533 | — | NONE | $17K | — |
| MATTHIESEN WICKERT & LEHRER | 39-1686793 | — | NONE | $16K | — |
| AARC-360 | 47-1905433 | — | NONE | $16K | — |
| DARKTRACE LIMITED | 98-1156435 | — | NONE | $15K | — |
| CLEANER CARPETS & SURFACES | 20-3023786 | — | NONE | $14K | — |
| ALAN SEIDEN CONSULTING, LLC | 45-5506003 | — | NONE | $12K | — |
| ALTIUM HEALTHCARE, INC. | 62-1501548 | — | NONE | $12K | — |
| CARDINAL HEALTH | 36-4095179 | — | NONE | $12K | — |
| SIMPLER POSTAGE, INC. | 46-1393085 | — | NONE | $11K | — |
| ORANGE RHINO | 84-5192288 | — | NONE | $11K | — |
| DOCUPHASE | 85-0968460 | — | NONE | $10K | — |
| ALCHEMY TECHNOLOGY GROUP, LLC | 81-2482332 | — | NONE | $10K | — |
| CHECK MY RX COST | 83-3992664 | — | NONE | $10K | — |
| LEXISNEXIS RISK SOLUTIONS | 41-1815880 | — | NONE | $10K | — |
| UPTODATE, INC. | 04-3310941 | — | NONE | $9K | — |
| LEWIS & ELLIS, INC. | 75-1281520 | — | NONE | $9K | — |
| PITNEY BOWES | 06-0495050 | — | NONE | $9K | — |
| CENTERSQUARE MSA HOLDINGS, LLC | 83-0679216 | — | NONE | $9K | — |
| OPENTEXT, INC. | 46-0525483 | — | NONE | $9K | — |
| THINKINGBOX | 81-1425571 | — | NONE | $8K | — |
| WALTERS & ASSOCIATES CPAS | 59-3618759 | — | NONE | $8K | — |
| REAL APPEAL, INC. | 80-0947972 | — | NONE | $7K | — |
| WAXIE SANITARY SUPPLY | 94-2647607 | — | NONE | $7K | — |
| IQVIA, INC. | 06-1506026 | — | NONE | $7K | — |
| OPTUM INSIGHT | 41-1858498 | — | NONE | $7K | — |
| CT CORPORATION SYSTEM | 51-0006522 | — | NONE | $6K | — |
| LEVEL 3 COMMUNICATIONS, LLC | 04-6141739 | — | NONE | $6K | — |
| BLUEFIN OFFICE GROUP | 27-4380100 | — | NONE | $6K | — |
| ADVANCE INNOVATIVE SOLUTIONS, INC. | 36-4151403 | — | NONE | $6K | — |
| GOTO COMMUNICATIONS, INC. | 81-2216538 | — | NONE | $6K | — |
| ATKINSON FITNESS SERVICE, LLC | 90-1504324 | — | NONE | $6K | — |
| ROBERT MCCLELLAN | — | DRAPER, UT | NONE | $6K | — |
| SOLID DIMENSION BUILDERS, LLC | 88-4098610 | — | NONE | $6K | — |
| HOWARD D BYE-TORRE | — | FAIRFIELD, CA | NONE | $6K | — |
| PERPETUAL STORAGE | 33-0380184 | — | NONE | $5K | — |
| JASON ATKIN | — | SALT LAKE CITY, UT | NONE | $5K | — |
Investments
10 direct securities· $117.1M(80% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Bond Market Index Fund | — | — | $30.7M | $27.6M | 18.8% | |
| Vanguard Total Stock Market Index Fund | — | — | $13.6M | $25.5M | 17.4% | |
| Vanguard Short Term Inflation-Protected Securities Index Fund | — | — | $13.6M | $13.3M | 9.1% | |
| Vanguard Ultra Short Term Bond Fund | — | — | $13.2M | $13.3M | 9.0% | |
| Shares of registered investment companies # of Shares Vanguard Total International Stock Index Fund | — | — | $11.6M | $12.7M | 8.7% | |
| Vanguard High-Yield Corporate Fund | — | — | $12.3M | $11.5M | 7.9% | |
| Zions First National Bank | — | — | $6.5M | $6.5M | 4.4% | |
| Wells Fargo Bank | — | — | $3.8M | $3.8M | 2.6% | |
| Vanguard Small Cap Index Fund | — | — | $1.9M | $2.9M | 1.9% | |
| Interest-bearing cash, cash equivalents and short-term investments Maturity North Platte First National Bank | — | — | $30K | $30K | <0.1% |