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Original filing (PDF)20251003133246NAL0001440945001
RAKUTEN USA
Form 5500
FILING_RECEIVED
RAKUTEN USA 401(K) PLAN
401(k) retirement plan
Active participants
1,567
Accounts w/ balance
2,811
Plan assets (EOY)
$310.5M
Net assets (EOY)
$310.5M
How this plan invests
This plan
1 pooled trust
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RAKUTEN USA.
Plan sponsor
Name
RAKUTEN USA
EIN
94-3377047
Address
800 CONCAR DRIVE · SAN MATEO, CA · 94402
Phone
(415) 852-6400
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $123K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEWFRONT RETIREMENT SERVICES INC | 80-0833114 | — | ADVISOR | $100K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MOSS ADAMS LLP | 91-0189318 | — | ACCOUNTANT/AUDITOR | $26K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE ANGELL PENSION GROUP, INC. | 04-2530412 | — | ADMINISTRATOR | $28K | — |
Investments
19 direct securities · 1 pooled fund· $310.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$307.3M
19 holdings
Common Collective Trust
$3.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund Mutual fund | — | — | — | $47.5M | 15.3% | |
| BlackRock LifePath Index 2045 Fund Class K Mutual fund | — | — | — | $38.7M | 12.5% | |
| BlackRock LifePath Index 2050 Fund Class K Mutual fund | — | — | — | $37.4M | 12.1% | |
| BlackRock LifePath Index 2055 Fund Class K Mutual fund | — | — | — | $35.2M | 11.3% | |
| BlackRock LifePath Index 2040 Fund Class K Mutual fund | — | — | — | $30.2M | 9.7% | |
| Fidelity Growth Company Fund Class K Mutual fund | — | — | — | $23.5M | 7.6% | |
| BlackRock LifePath Index 2035 Fund Class K Mutual fund | — | — | — | $22.0M | 7.1% | |
| BlackRock LifePath Index 2060 Fund Class K Mutual fund | — | — | — | $14.0M | 4.5% | |
| Fidelity Extended Market Index Fund Mutual fund | — | — | — | $11.7M | 3.8% | |
| BlackRock LifePath Index 2030 Fund Class K Mutual fund | — | — | — | $10.5M | 3.4% | |
| BlackRock LifePath Index Retirement Fund Class K Mutual fund | — | — | — | $9.3M | 3.0% | |
| Brokeragelink Self-Directed Brokerage Accounts | — | — | — | $7.9M | 2.5% | |
| Vanguard International Growth Fund Admiral Mutual fund | — | — | — | $4.6M | 1.5% | |
| Fidelity International Index Fund Mutual fund | — | — | — | $3.6M | 1.2% | |
| Vanguard Windsor Fund Admiral Shares Mutual fund | — | — | — | $3.3M | 1.1% | |
| TRP STABLE VALUE A T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $3.2M | 1.0% | |
| Fidelity Strategic Income Fund Mutual fund | — | — | — | $2.7M | 0.9% | |
| Participant loans maturing through August 2032 - | — | — | — | $1.9M | 0.6% | |
| Dodge & Cox Income Fund Class X Mutual fund | — | — | — | $1.7M | 0.6% | |
| BlackRock LifePath Index 2065 Fund Class K Mutual fund | — | — | — | $1.6M | 0.5% |