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Original filing (PDF)20251015203536NAL0002979331001
BOARD OF TRUSTEES NORTHERN CALI. PIPE TRADES PENSION TRUST
Form 5500
FILING_RECEIVED
NORTHERN CALIFORNIA PIPE TRADES SUPPLEMENTAL 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 2
No recordkeeper disclosed11 service providers
Active participants
2,299
Accounts w/ balance
4,259
Plan assets (EOY)
$568.6M
Net assets (EOY)
$568.5M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 14 bps in Schedule C fees — 129% above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES NORTHERN CALI. PIPE TRADES PENSION TRUST.
Plan sponsor
Name
BOARD OF TRUSTEES NORTHERN CALI. PIPE TRADES PENSION TRUST
EIN
94-3190386
Address
935 DETROIT AVENUE, SUITE 242A · CONCORD, CA · 945182501
Phone
(925) 356-8921
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2C · Money purchase (other than target benefit)
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
Audit & trust (Schedule H)
Auditor
WITHUMSMITH+BROWN, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
11 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| U.A. LOCAL 342 JOINT MGMT COOP COM | 68-0315768 | — | COMMON BOARD OF TRUSTEES | $356K | — |
Other
10| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $125K | — |
| MAMMINI COMPANY, INC. | 47-0879697 | — | NONE | $89K | — |
| JOHN HANCOCK RETIREMENT PLAN SVCS | 01-0233346 | — | NONE | $88K | — |
| NEYHART, ANDERSON, FLYNN & GROSBOLL | 94-2576729 | — | NONE | $50K | — |
| WITHUMSMITH+BROWN, PC | 22-2027092 | — | NONE | $34K | — |
| LIFESTATUS360, LLC | 94-3389460 | — | NONE | $14K | — |
| PRINT2ASSIST, INC. | 71-0944528 | — | NONE | $13K | — |
| MILLER KAPLAN ARASE, LLP | 95-2036255 | — | NONE | $7K | — |
| BRIDGEWAY BENEFIT TECHNOLOGIES | 52-1796473 | — | NONE | $6K | — |
| STEPHEN HORN INSURANCE SERVICES | 94-3249244 | — | NONE | $0 | — |
Investments
30 direct securities · 1 pooled fund· $565.0M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$565.0M
30 holdings
Common Collective Trust
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Bond Index Inst | — | — | — | $65.2M | 11.5% | |
| Vanguard Instit Index (Inst) | — | — | — | $62.6M | 11.0% | |
| PGIM Total Return Bond R6 | — | — | — | $47.8M | 8.4% | |
| John Hancock JH Stable Value Guaranteed Inc | — | — | — | $40.5M | 7.1% | |
| PIMCO Income Fund Institutional | — | — | — | $32.5M | 5.7% | |
| American Funds The Growth Fund of America R6 | — | — | — | $32.3M | 5.7% | |
| American Funds Amer Target 2040 Fund R6 | — | — | — | $31.9M | 5.6% | |
| American Funds Amer Target 2030 Fund R6 | — | — | — | $31.3M | 5.5% | |
| American Funds American EuroPacific Growth R6 | — | — | — | $28.5M | 5.0% | |
| American Funds Amer Target 2035 Fund R6 | — | — | — | $26.8M | 4.7% | |
| American Funds American Wash Mutual Inv Fd R6 | — | — | — | $26.4M | 4.6% | |
| American Funds Amer Target 2045 Fund R6 | — | — | — | $26.0M | 4.6% | |
| Principal Mid Cap Fund R6 | — | — | — | $18.5M | 3.3% | |
| American Funds Amer Target 2050 Fund R6 | — | — | — | $16.6M | 2.9% | |
| John Hancock John Hancock Disc Val MC R6 | — | — | — | $16.2M | 2.9% | |
| American Funds American Cap World Bond R6 | — | — | — | $15.9M | 2.8% | |
| American Funds Amer Target 2025 Fund R6 | — | — | — | $15.7M | 2.8% | |
| Plan Participants Participant loans, Interest rates at 2.25%-12.5%, maturing through September 2053 | — | — | — | $10.8M | 1.9% | |
| American Funds Amer Target 2020 Fund R6 | — | — | — | $5.6M | 1.0% | |
| Vanguard Sm Cap Index Fd Adm | — | — | — | $4.6M | 0.8% | |
| American Funds Amer Target 2055 Fund R6 | — | — | — | $4.3M | 0.8% | |
| American Funds The Bond Fund of America R6 | — | — | — | $2.0M | 0.4% | |
| American Funds Amer Target 2015 Fund R6 | — | — | — | $1.3M | 0.2% | |
| American Funds Amer Target 2060 Fund R6 | — | — | — | $707K | 0.1% | |
| American Funds American Funds U.S. Gov Sec R6 | — | — | — | $509K | <0.1% | |
| American Funds Amer Target 2010 Fund R6 | — | — | — | $141K | <0.1% | |
| Fidelity International Idx Fd | — | — | — | $124K | <0.1% | |
| American Funds American Funds 2065 TD Ret R6 | — | — | — | $70K | <0.1% | |
| American Funds American New World Fund R6 | — | — | — | $10K | <0.1% | |
| Putnam International Value R6 | — | — | — | $10K | <0.1% | |
| GREAT GRAY CIT III FOR METLIFE GROU GREAT GRAY TRUST COMPANY, LLC · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $0 | <0.1% |