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Original filing (PDF)20251014193011NAL0004805120001
ZAHERI GROUP
Form 5500
FILING_RECEIVED
ZAHERI GROUP RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
349
Accounts w/ balance
256
Plan assets (EOY)
$13.9M
Net assets (EOY)
$13.9M
How this plan invests
This plan
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 68 bps in Schedule C fees — 134% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZAHERI GROUP.
Plan sponsor
Name
ZAHERI GROUP
EIN
94-3072384
Address
4100 STEVENS CREEK BOULEVARD · SAN JOSE, CA · 95129
Phone
(844) 401-2253
Industry
Retail Tradesee all
Plan administrator
Name
FORUSALL INC.
EIN
46-1803145
City
SAN CARLOS, CA
Phone
(844) 401-2253
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
PENSION ASSURANCE, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORUSALL ADVISORS | 46-1803145 | — | NONE | $32K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $32K | — |
| PENSION ASSURANCE, LLP | — | AGOURA HILLS, CA | NONE | $31K | — |
Investments
21 direct securities· $13.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $2.4M | 17.1% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $2.4M | 17.1% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $1.8M | 13.1% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $1.6M | 11.4% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $1.1M | 7.9% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $1.0M | 7.2% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $883K | 6.3% | |
| Fidelity 500 Index Fund Fidelity 0 | — | — | — | $669K | 4.8% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 | — | — | — | $564K | 4.1% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $307K | 2.2% | |
| Vanguard Treasury Money Market Vanguard 0 | — | — | — | $307K | 2.2% | |
| Fidelity Small Cap Index Fidelity 0 | — | — | — | $212K | 1.5% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $196K | 1.4% | |
| Fidelity Total Market Index Fund Fidelity 0 | — | — | — | $149K | 1.1% | |
| Fidelity Mid Cap Index Fidelity 0 | — | — | — | $94K | 0.7% | |
| Vanguard Total Intl Stock Index Adm Vanguard 0 | — | — | — | $75K | 0.5% | |
| Vanguard FTSE Social Index Adm Vanguard 0 | — | — | — | $64K | 0.5% | |
| Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $58K | 0.4% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $44K | 0.3% | |
| Vanguard Short-Term Bond Index Adm Vanguard 0 906 Vanguard Inflation-Protected Sec Adm Vanguard 0 | — | — | — | $20K | 0.1% | |
| Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $7K | <0.1% |
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