Original filing (PDF)20251015120110NAL0006009568001

OROHEALTH CORPORATION

Name: OROHEALTH CORPORATION — OROHEALTH CORPORATION RETIREMENT PLAN, Form 5500 (2024)
Creator: OROHEALTH CORPORATION

Form 5500

FILING_RECEIVED

OROHEALTH CORPORATION RETIREMENT PLAN

Defined-contribution retirement plan

Signals · 2

~102 bps in Sched C feesNo recordkeeper disclosed

Active participants

1,497

Accounts w/ balance

984

Plan assets (EOY)

$26.5M

Net assets (EOY)

$26.5M

How this plan invests

This plan

391 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

Knocking points off

102 bps in Schedule C fees — 253% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.
66% balance-to-active ratio — below typical for a healthy 401(k).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OROHEALTH CORPORATION.

Plan sponsor

Name

OROHEALTH CORPORATION

EIN

94-2994776

Address

2767 OLIVE HIGHWAY · OROVILLE, CA · 95966

Phone

(530) 532-8537

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

ARMANINO LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORGAN STANLEY SMITH BARNEY	13-2919773	—	FINANCIAL ADVISOR	$188K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
EGPS	86-2963468	—	TPA	$58K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
ARMANINO LLP	94-6214841	—	AUDITOR	$25K	—

Investments

348 direct securities· $25.3M(95% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Vanguard Value Index Exchange-traded Funds	—	—	$1.5M	$3.8M	14.2%
Vanguard Growth Exchange-traded Funds	—	—	$386K	$2.9M	11.1%
Federated Herme Institution Prime Obligations Fund Mutual Fund	—	—	$2.1M	$2.1M	7.9%
Vanguard Small Cap Value Exchange-traded Funds	—	—	$823K	$1.5M	5.8%
Vanguard Small Cap Growth Exchange-traded Funds	—	—	$493K	$1.2M	4.5%
Vanguard FTSE Europe Exchange-traded Funds	—	—	$460K	$576K	2.2%
United States Treasury Note (Maturity 01/31/2025, Coupon Rate 4.125%) Cash Equivalents	—	—	$499K	$510K	1.9%
Microsoft Corp Corporate Stock	—	—	$162K	$395K	1.5%
Blackrock Res & Comm Strat Exchange-traded Funds	—	—	$399K	$363K	1.4%
Vanguard FTSE Emerging Markets Exchange-traded Funds	—	—	$280K	$320K	1.2%
Amazon Com Inc Corporate Stock	—	—	$154K	$301K	1.1%
Nvidia Corporation Corporate Stock	—	—	$34K	$291K	1.1%
SPDR S&P Metals & Mining Exchange-traded Funds	—	—	$300K	$270K	1.0%
SPDR S&P Oil & Gas Exploration & Production Exchange-traded Funds	—	—	$299K	$263K	1.0%
John Deere Capital Corp - Matures 9/8/2027, Rate 2.80% Corporate Bond	—	—	$251K	$260K	1.0%
Southern California Edison Co - Matures 3/1/2028, Rate 3.65% Corporate Bond	—	—	$251K	$259K	1.0%
Home Depot Inc - Matures 9/14/2027, Rate 2.80% Corporate Bond	—	—	$250K	$258K	1.0%
Bank of New York Mellon Corp - Matures 4/25/2025, Rate 3.35% Corporate Bond	—	—	$250K	$258K	1.0%
Chubb INA Holdings Inc - Matures 5/3/2026, Rate 3.35% Corporate Bond	—	—	$250K	$257K	1.0%
UnitedHealth Group Inc - Matures 2/15/2028, Rate 5.25% Corporate Bond	—	—	$250K	$251K	0.9%
Apple Inc Corporate Stock	—	—	$144K	$237K	0.9%
Vanguard Mid Cap Value Exchange-traded Funds	—	—	$175K	$232K	0.9%
Ishares Biotechnology Exchange-traded Funds	—	—	$149K	$208K	0.8%
Global X Uranium Exchange-traded Funds	—	—	$200K	$170K	0.6%
Meta Platforms Inc Cl A Corporate Stock	—	—	$73K	$162K	0.6%
TouchstoneSands Capital Emerging Markets Growth Institutional Fund Mutual Fund	—	—	$138K	$154K	0.6%
Broadcom Corporate Stock	—	—	$73K	$136K	0.5%
Alphabet Inc Cl A (Google) Corporate Stock	—	—	$61K	$125K	0.5%
Alphabet Inc Cl C (Google) Corporate Stock	—	—	$54K	$106K	0.4%
Goldman Sachs Group Inc.- Matures 1/26/2027, Rate 3.85% Corporate Bond	—	—	$100K	$105K	0.4%
Hasbro Inc - Matures 11/19/2026, Rate 3.55% Corporate Bond	—	—	$99K	$104K	0.4%
Exelon Generation Co LLC - Matures 06/1/2025, Rate 3.25% Corporate Bond	—	—	$99K	$104K	0.4%
Hess Corp - Matures 4/1/2027, Rate 4.30% Corporate Bond	—	—	$100K	$103K	0.4%
Apple Inc - Matures 9/12/2027, Rate 2.90% Corporate Bond	—	—	$100K	$103K	0.4%
International Business Machines Corp - 5/15/2026, Rate 3.30% Corporate Bond	—	—	$99K	$103K	0.4%
Marathon Petroleum - Matures 5/1/2025, Rate 4.70% Corporate Bond	—	—	$100K	$102K	0.4%
American Tower Corp - Matures 11/15/2028, Rate 5.80% Corporate Bond	—	—	$99K	$100K	0.4%
Tesla Inc. Corporate Stock	—	—	$54K	$94K	0.4%
Bank of America Corp Corporate Stock	—	—	$70K	$83K	0.3%
Gallagher Arthur J & Co Corporate Stock	—	—	$85K	$82K	0.3%
Spotify Technology SA Corporate Stock	—	—	$50K	$77K	0.3%
Honeywell International Inc Corporate Stock	—	—	$65K	$73K	0.3%
Eli Lilly & Co Corporate Stock	—	—	$46K	$66K	0.2%
ServiceNow Inc Corporate Stock	—	—	$25K	$64K	0.2%
Truist Financial Corp Corporate Stock	—	—	$49K	$63K	0.2%
Oracle Corp Corporate Stock	—	—	$60K	$60K	0.2%
Walt Disney Co Holding Corporate Stock	—	—	$55K	$60K	0.2%
U S Bancorp Com Corporate Stock	—	—	$52K	$59K	0.2%
Intuitive Surgical Inc Corporate Stock	—	—	$28K	$58K	0.2%
Teledyne Technologies Inc Corporate Stock	—	—	$48K	$57K	0.2%
Chipotle Mexican Grill Inc Corporate Stock	—	—	$36K	$57K	0.2%
Analog Devices Inc Corporate Stock	—	—	$48K	$55K	0.2%
Chevron Corp Corporate Stock	—	—	$161K	$55K	0.2%
Pacific Gas and Electric Co - Matures 03/01/2029, Rate 4.20% Corporate Bond	—	—	$50K	$54K	0.2%
Exxon Mobil Corp Corporate Stock	—	—	$50K	$54K	0.2%
Fidelity National Information SE Corporate Stock	—	—	$60K	$53K	0.2%
General Motors Financial Co - Matures 4/6/2029, Rate 4.30% Corporate Bond	—	—	$49K	$53K	0.2%
Cheniere Energy, Inc. - Matures 10/15/2028, Rate 4.625% Corporate Bond	—	—	$50K	$52K	0.2%
Oracle Corp Corporate Stock	—	—	$12K	$52K	0.2%
Broadcom Inc. - Matures 9/15/2028, Rate 4.11% Corporate Bond	—	—	$49K	$51K	0.2%
O'Reilly Automotive Inc New Corporate Stock	—	—	$42K	$50K	0.2%
Cisco Systems Inc Corporate Stock	—	—	$22K	$50K	0.2%
GE Aerospace New Corporate Stock	—	—	$44K	$49K	0.2%
Duke Energy Corporation Corporate Stock	—	—	$44K	$49K	0.2%
Travelers Companies Inc Com Corporate Stock	—	—	$39K	$49K	0.2%
Cognizant Technology Solutions Corporate Stock	—	—	$37K	$49K	0.2%
Booking Holdings Inc Corporate Stock	—	—	$42K	$48K	0.2%
Eaton Corp PLC SHS Corporate Stock	—	—	$46K	$48K	0.2%
Hershey Company Corporate Stock	—	—	$52K	$48K	0.2%
Allstate Corp Corporate Stock	—	—	$29K	$48K	0.2%
Equity Residential Corporate Stock	—	—	$39K	$46K	0.2%
Shell PLC ADR Corporate Stock	—	—	$38K	$46K	0.2%
RB Global Inc. Corporate Stock	—	—	$31K	$46K	0.2%
Northrop Grumman Corp Corporate Stock	—	—	$12K	$46K	0.2%
Lowes Companies Inc Corporate Stock	—	—	$39K	$45K	0.2%
Automatic Data Processing Inc Corporate Stock	—	—	$46K	$45K	0.2%
Jacobs Solutions Inc Corporate Stock	—	—	$39K	$45K	0.2%
Publicis Groupe Corporate Stock	—	—	$26K	$45K	0.2%
KKR & Co Inc Cl A Corporate Stock	—	—	$23K	$45K	0.2%
Dover Corp Corporate Stock	—	—	$35K	$44K	0.2%
Electronic Arts Inc Corporate Stock	—	—	$44K	$44K	0.2%
Eversource Energy Com Corporate Stock	—	—	$51K	$43K	0.2%
Netflix Inc Corporate Stock	—	—	$20K	$43K	0.2%
Boston Scientific Corp Corporate Stock	—	—	$19K	$43K	0.2%
Wolters Kluwer Corporate Stock	—	—	$7K	$42K	0.2%
Du Pont De Nemours Corporate Stock	—	—	$34K	$42K	0.2%
Hologic Inc Corporate Stock	—	—	$43K	$42K	0.2%
Johnson & Johnson Corporate Stock	—	—	$30K	$41K	0.2%
Nike Inc Corporate Stock	—	—	$44K	$40K	0.2%
Fiserv Inc Corporate Stock	—	—	$40K	$40K	0.2%
Conagra Brands Inc Corporate Stock	—	—	$43K	$40K	0.1%
Lam Research Corp Corporate Stock	—	—	$25K	$38K	0.1%
Workday Inc Cl A Corporate Stock	—	—	$30K	$38K	0.1%
Merck & Co Inc Corporate Stock	—	—	$23K	$38K	0.1%
Texas Instruments Corporate Stock	—	—	$41K	$38K	0.1%
The Cigna Group Corporate Stock	—	—	$24K	$38K	0.1%
Intuit Inc Corporate Stock	—	—	$25K	$37K	0.1%
Stryker Corp Corporate Stock	—	—	$35K	$37K	0.1%
Synopsys Inc. Corporate Stock	—	—	$32K	$37K	0.1%
Fair Isaac & Co Inc Corporate Stock	—	—	$25K	$36K	0.1%
PNC Financial Services Group Corporate Stock	—	—	$26K	$36K	0.1%
Genuine Parts Co Corporate Stock	—	—	$45K	$35K	0.1%
Siemens Corporate Stock	—	—	$15K	$35K	0.1%
Baxter International Inc Corporate Stock	—	—	$76K	$34K	0.1%
Hilton Worldwide Holdings Inc Corporate Stock	—	—	$15K	$34K	0.1%
Allianz Corporate Stock	—	—	$23K	$34K	0.1%
Intuit Inc Corporate Stock	—	—	$32K	$32K	0.1%
Vulcan Materials Co Corporate Stock	—	—	$32K	$31K	0.1%
Howmet Aerospace Inc Corporate Stock	—	—	$33K	$30K	0.1%
Rexford Industrial Realty Inc Corporate Stock	—	—	$42K	$30K	0.1%
Tesco PLC Corporate Stock	—	—	$20K	$30K	0.1%
Alexandria Real Estate Equities Inc Corporate Stock	—	—	$38K	$30K	0.1%
Crown Castle Inc Corporate Stock	—	—	$35K	$29K	0.1%
ING Groep Corporate Stock	—	—	$16K	$29K	0.1%
Relx PLC Sponsored ADR Corporate Stock	—	—	$20K	$29K	0.1%
Shopify Inc Corporate Stock	—	—	$18K	$28K	0.1%
Nextera Energy Inc Corporate Stock	—	—	$26K	$27K	0.1%
Axis Capital Holdings Ltd Corporate Stock	—	—	$11K	$27K	0.1%
Sumitomo Mitsui Financial Group Inc Corporate Stock	—	—	$21K	$27K	0.1%
CVS Health Corp Corporate Stock	—	—	$41K	$27K	0.1%
Alnylam Pharmaceuticals Inc Corporate Stock	—	—	$30K	$27K	0.1%
Snowflake Inc Cl A Corporate Stock	—	—	$29K	$27K	0.1%
Natera Inc Com Corporate Stock	—	—	$9K	$26K	<0.1%
Unitedhealth GP Inc Corporate Stock	—	—	$27K	$25K	<0.1%
Embraer SA ADR Corporate Stock	—	—	$7K	$25K	<0.1%
Alstom ADR Corporate Stock	—	—	$15K	$24K	<0.1%
HDFC Bank Corporate Stock	—	—	$17K	$24K	<0.1%
Ishares Short Treasury Exchange-traded Funds	—	—	$23K	$23K	<0.1%
Transunion Corporate Stock	—	—	$16K	$23K	<0.1%
MSCI Inc Com Corporate Stock	—	—	$16K	$23K	<0.1%
CGI Group Corporate Stock	—	—	$9K	$22K	<0.1%
Schneider Electric Corporate Stock	—	—	$5K	$22K	<0.1%
Toyota Motor Corp Corporate Stock	—	—	$10K	$22K	<0.1%
SAP Corporate Stock	—	—	$7K	$22K	<0.1%
Thermo Fisher Scientific Corporate Stock	—	—	$20K	$21K	<0.1%
Mercadolibre Inc Corporate Stock	—	—	$10K	$21K	<0.1%
Mid-America Apartment Communities Inc Corporate Stock	—	—	$18K	$21K	<0.1%
Sanofi ADR Corporate Stock	—	—	$17K	$21K	<0.1%
Heineken Corporate Stock	—	—	$28K	$21K	<0.1%
Accor S A Spons Corporate Stock	—	—	$14K	$21K	<0.1%
Novo Nordisk Corporate Stock	—	—	$9K	$20K	<0.1%
Roche Holdings Corporate Stock	—	—	$21K	$20K	<0.1%
Sun Communities Inc Corporate Stock	—	—	$15K	$20K	<0.1%
Technip Energies Corporate Stock	—	—	$10K	$20K	<0.1%
London Stock Exchange Group ADR Corporate Stock	—	—	$17K	$20K	<0.1%
Sompo Japan Nipnnkoa Holdings Corporate Stock	—	—	$11K	$20K	<0.1%
CRH PLC Corporate Stock	—	—	$10K	$20K	<0.1%
Agilent Technologies Corporate Stock	—	—	$18K	$20K	<0.1%
Deutsche Post Corporate Stock	—	—	$16K	$19K	<0.1%
Markel Corp (Holding Co) Corporate Stock	—	—	$11K	$19K	<0.1%
UTD Overseas Bank Ltd Corporate Stock	—	—	$13K	$19K	<0.1%
Teva Pharmaceuticals ADR Corporate Stock	—	—	$15K	$19K	<0.1%
Zoetis Inc Corporate Stock	—	—	$17K	$19K	<0.1%
Mitsubishi Corporate Stock	—	—	$11K	$18K	<0.1%
Celestica Inc Corporate Stock	—	—	$11K	$18K	<0.1%
Sekisui House Corporate Stock	—	—	$12K	$18K	<0.1%
Agnico Eagle Mines Ltd. Corporate Stock	—	—	$12K	$18K	<0.1%
Equinix Inc Corporate Stock	—	—	$16K	$18K	<0.1%
Jack Henry & Associates Inc. Corporate Stock	—	—	$16K	$18K	<0.1%
Shimano Inc ADR Corporate Stock	—	—	$21K	$18K	<0.1%
Sands China Ltd Corporate Stock	—	—	$17K	$18K	<0.1%
Stanley Black & Decker Inc Corporate Stock	—	—	$22K	$17K	<0.1%
Casella Waste System Inc A Corporate Stock	—	—	$5K	$17K	<0.1%
National Grid Corporate Stock	—	—	$15K	$17K	<0.1%
LVMH Moet Hennessy Louis Vuitt Corporate Stock	—	—	$13K	$17K	<0.1%
Industria De Disno Textil Ind Corporate Stock	—	—	$11K	$17K	<0.1%
Haleon PLC Corporate Stock	—	—	$14K	$17K	<0.1%
Oversea-Chinese Banking Corp Corporate Stock	—	—	$10K	$17K	<0.1%
Techtronic Ind Corporate Stock	—	—	$13K	$17K	<0.1%
Icici Bank Corporate Stock	—	—	$7K	$17K	<0.1%
Royal Bank Of Canada Corporate Stock	—	—	$12K	$17K	<0.1%
Watsco Inc Corporate Stock	—	—	$8K	$17K	<0.1%
Icon PLC Corporate Stock	—	—	$13K	$16K	<0.1%
Citigroup Inc Corporate Stock	—	—	$10K	$16K	<0.1%
Dynatrace Inc. Corporate Stock	—	—	$15K	$16K	<0.1%
Air Products & Chemical Inc Corporate Stock	—	—	$14K	$16K	<0.1%
Emcor Group Inc. Corporate Stock	—	—	$7K	$16K	<0.1%
Canadian Pacific Kansas City Corporate Stock	—	—	$18K	$16K	<0.1%
Prudential PLC ADR Corporate Stock	—	—	$18K	$15K	<0.1%
Morningstar Inc Common Corporate Stock	—	—	$11K	$15K	<0.1%
Tetra Tech Inc Corporate Stock	—	—	$10K	$15K	<0.1%
Comcast Corp Corporate Stock	—	—	$20K	$15K	<0.1%
Saia Inc Corporate Stock	—	—	$7K	$15K	<0.1%
Teleflex Inc Corporate Stock	—	—	$21K	$15K	<0.1%
BAE Systems PLC Sponsored ADR Corporate Stock	—	—	$14K	$15K	<0.1%
Wal-Mart De Mexico Corporate Stock	—	—	$14K	$15K	<0.1%
Berkley W R Corp Corporate Stock	—	—	$10K	$15K	<0.1%
Tokyo Electron Ltd Corporate Stock	—	—	$11K	$14K	<0.1%
HealthEquity Inc Corporate Stock	—	—	$10K	$14K	<0.1%
Tyson Foods Inc Corporate Stock	—	—	$14K	$14K	<0.1%
Globant SA Corporate Stock	—	—	$5K	$14K	<0.1%
Cboe Global Markets Inc Corporate Stock	—	—	$7K	$14K	<0.1%
Trip Com Group Ltd ADR Corporate Stock	—	—	$9K	$14K	<0.1%
Nutrien Ltd Corporate Stock	—	—	$16K	$14K	<0.1%
AIA Group Corporate Stock	—	—	$17K	$14K	<0.1%
Clearwater Analytics Holdings Corporate Stock	—	—	$9K	$14K	<0.1%
Anglo American PLC Sponsored ADR Corporate Stock	—	—	$11K	$14K	<0.1%
Carpenter Technology Corporate Stock	—	—	$13K	$14K	<0.1%
McKesson Corp Corporate Stock	—	—	$6K	$14K	<0.1%
Air Liquide ADR Corporate Stock	—	—	$12K	$13K	<0.1%

Showing top 200 of 348 investments by value.