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Original filing (PDF)20251015134044NAL0002505379001
TERRA MILLENNIUM CORPORATION
Form 5500
FILING_RECEIVED
TERRA MILLENNIUM CORPORATION 401(K) PLAN
401(k) retirement plan
Active participants
1,977
Accounts w/ balance
608
Plan assets (EOY)
$77.8M
Net assets (EOY)
$77.8M
How this plan invests
This plan
11 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
65
Knocking points off
- 22 bps in Schedule C fees — modestly above peer band of 16 bps.
- Only 31% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TERRA MILLENNIUM CORPORATION.
Plan sponsor
Name
TERRA MILLENNIUM CORPORATION
EIN
94-2994452
Address
1132 SOUTH 500 WEST · SALT LAKE CITY, UT · 84101
Phone
(801) 521-5200
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
015
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
TANNER LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $93K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | — | SAN RAFAEL, CA | INVESTMENT ADVISOR | $72K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $6K | — |
Investments
24 direct securities · 11 pooled funds· $77.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$42.8M
24 holdings
Common Collective Trust
$35.0M
11 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Investments Fidelity 500 Index Fund | — | — | — | $12.5M | 16.0% | |
| GREAT GRAY TRUST AMERICAN FUNDS 204 GREAT GRAY · EIN 38-4126264 / PN 568 | Common Collective Trust | — | — | $8.4M | 10.8% | |
| GREAT GRAY TRUST AMERICAN FUNDS 203 GREAT GRAY · EIN 38-4126263 / PN 567 | Common Collective Trust | — | — | $5.7M | 7.3% | |
| GREAT GRAY TRUST AMERICAN FUNDS 203 GREAT GRAY · EIN 38-4126262 / PN 566 | Common Collective Trust | — | — | $5.2M | 6.6% | |
| MassMutual Blue Chip Growth Fund | — | — | — | $4.9M | 6.2% | |
| GREAT GRAY TRUST AMERICAN FUNDS 205 GREAT GRAY · EIN 38-4126266 / PN 570 | Common Collective Trust | — | — | $4.6M | 5.9% | |
| GREAT GRAY TRUST AMERICAN FUNDS 204 GREAT GRAY · EIN 38-4126265 / PN 569 | Common Collective Trust | — | — | $4.6M | 5.9% | |
| MassMutual Guaranteed Interest Account | — | — | — | $4.1M | 5.3% | |
| American Funds AmerFunds EuroPacific Growth Fund | — | — | — | $2.6M | 3.3% | |
| GREAT GRAY TRUST AMERICAN FUNDS 205 GREAT GRAY · EIN 38-4126267 / PN 571 | Common Collective Trust | — | — | $2.6M | 3.3% | |
| Janus Henderson JANUS HENDERSON ENTERPRISE N | — | — | — | $2.3M | 2.9% | |
| BlackRock Advantage Sm Cp Core Fd | — | — | — | $1.7M | 2.2% | |
| Fidelity Investments FIDELITY EMERGING MARKETS K | — | — | — | $1.7M | 2.2% | |
| American Funds American Funds Balanced Fund | — | — | — | $1.6M | 2.1% | |
| The Hartford EQUITY INCOME R6 | — | — | — | $1.6M | 2.1% | |
| Vanguard MID CAP INDEX FUND ADMIRAL | — | — | — | $1.3M | 1.7% | |
| Janus Henderson Janus Henderson Triton Fd | — | — | — | $1.3M | 1.6% | |
| GREAT GRAY TRUST AMERICAN FUNDS 202 GREAT GRAY · EIN 38-4126261 / PN 565 | Common Collective Trust | — | — | $1.2M | 1.6% | |
| TIAA-CREF Small-Cap Blend Index Fd | — | — | — | $1.2M | 1.5% | |
| GREAT GRAY TRUST AMERICAN FUNDS 206 GREAT GRAY · EIN 38-4126268 / PN 572 | Common Collective Trust | — | — | $1.2M | 1.5% | |
| balance, maturing through 2039. -0- | — | — | — | $999K | 1.3% | |
| GREAT GRAY TRUST AMERICAN FUNDS 202 GREAT GRAY · EIN 38-4126260 / PN 564 | Common Collective Trust | — | — | $877K | 1.1% | |
| American Funds American Funds Bond Fund of America | — | — | — | $801K | 1.0% | |
| The Hartford Schroders Intl Stock Fd | — | — | — | $794K | 1.0% | |
| Victory Capital Victory Sycamore Established Val Fd | — | — | — | $657K | 0.8% | |
| TIAA-CREF Real Estate Securities Fd | — | — | — | $561K | 0.7% | |
| GREAT GRAY TRUST AMERICAN FUNDS 201 GREAT GRAY · EIN 38-4126290 / PN 593 | Common Collective Trust | — | — | $522K | 0.7% | |
| Vanguard GNMA Fund | — | — | — | $474K | 0.6% | |
| Dimensional Fund Advisors DFA Inflation-Protected Secs Fd | — | — | — | $394K | 0.5% | |
| AQR Funds AQR Large Cap Defensive Style Fund | — | — | — | $389K | 0.5% | |
| American Funds American Funds New Perspective Fund | — | — | — | $372K | 0.5% | |
| The Hartford Strategic Income Fund | — | — | — | $313K | 0.4% | |
| Undiscovered MGRS BEHAVIORAL VALUE R6 | — | — | — | $312K | 0.4% | |
| GREAT GRAY TRUST AMERICAN FUNDS 201 GREAT GRAY · EIN 38-4126259 / PN 563 | Common Collective Trust | — | — | $274K | 0.4% | |
| The Hartford BALANCED INCOME R6 | — | — | — | $46K | <0.1% |