Original filing (PDF)20250819120050NAL0002194161001

KOINONIA FOSTER HOMES INC.

Name: KOINONIA FOSTER HOMES INC. — KOINONIA FOSTER HOMES 401K PLAN, Form 5500 (2024)
Creator: KOINONIA FOSTER HOMES INC.

Form 5500

FILING_RECEIVED

KOINONIA FOSTER HOMES 401K PLAN

401(k) retirement plan

Signals · 2

Possibly inadequate fidelity bondCorrective distributions issued

Active participants

302

Accounts w/ balance

198

Plan assets (EOY)

$10.1M

Net assets (EOY)

$10.1M

How this plan invests

This plan

1 pooled trust

Schedule D

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Fidelity bond appears below the 10%-of-assets requirement.
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (10th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for KOINONIA FOSTER HOMES INC..

Plan sponsor

Name

KOINONIA FOSTER HOMES INC.

EIN

94-2792265

Address

P.O. BOX 1403 · LOOMIS, CA · 95650

Phone

(916) 652-5802

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-19

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
AMERICAN UNITED LIFE INSURANCE CO	35-0145825	—	NONE	$1K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
CAPFINANCIAL PARTNERS LLC	26-0058143	—	NONE	$23K	—

Investments

31 direct securities · 1 pooled fund· $19.4M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Pooled Separate Account

$9.3M

1 holding

Other securities

$8.8M

27 holdings

Common Stock

$820K

2 holdings

Pooled Separate Accounts

$302K

1 holding

Bonds / Notes

$157K

1 holding

					% of plan
SEPARATE ACCOUNT II AMERICAN UNITED LIFE INSURANCE CO · EIN 35-0145825 / PN 000	Pooled Separate Account	—	—	$9.3M	91.9%
JPMORGAN LARGE CAP GROWTH R6 Pooled Separate Account	Other securities	—	—	$1.9M	18.4%
AMERFDS 2030 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$779K	7.7%
BLACKROCK MID-CAP GRO EQUITY K Pooled Separate Account	Other securities	—	—	$717K	7.1%
AMERICAN UNITED LIFE INS CO AUL STABLE VALUE ACCOUNT 0	Common Stock	—	—	$657K	6.5%
VANGUARD 500 INDEX ADM Pooled Separate Account	Other securities	—	—	$625K	6.2%
AMERFDS 2045 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$559K	5.5%
MFS VAL R6 MUTUAL FUND SHARES 0	Other securities	—	—	$461K	4.6%
COLUMBIA DIVIDEND INCOME 13 Pooled Separate Account	Other securities	—	—	$440K	4.4%
AMERFDS 2055 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$406K	4.0%
VANGUARD FTSE SOCIAL INDEX ADM Pooled Separate Account	Other securities	—	—	$378K	3.8%
AMERFDS 2060 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$308K	3.1%
AMERFDS 2040 TRGT DATE RET R6 Pooled Separate Account	Pooled Separate Accounts	—	—	$302K	3.0%
MASS MUTUAL MMUTUAL SM CAP GR EQ I MUTUAL FUND SHARES 0	Other securities	—	—	$292K	2.9%
VANGUARD MID CAP INDEX ADM MUTUAL FUND SHARES 0	Other securities	—	—	$285K	2.8%
party collateral, par or maturity value (d) Cost (e) Current value AMERICAN CENTURY AMERCENT SMCAP VAL R6 MUTUAL FUND SHARES 0	Other securities	—	—	$249K	2.5%
AMERFDS 2035 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$241K	2.4%
PRUDENTIAL PGIM HIGH-YIELD R6 MUTUAL FUND SHARES 0	Other securities	—	—	$240K	2.4%
AMERFDS 2050 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$212K	2.1%
INVESCO INTL SMMID CO R6 Pooled Separate Account	Common Stock	—	—	$163K	1.6%
Participant Loans Interest rates at (3.25% ~ 8.50%) $0	Bonds / Notes	—	—	$157K	1.6%
AMERFDS EUROPAC GRTH R6 Pooled Separate Account	Other securities	—	—	$150K	1.5%
AMERFDS 2025 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$107K	1.1%
AMERFDS NEW PERSPECTIVE R6 Pooled Separate Account	Other securities	—	—	$99K	1.0%
BLACKROCK TOTAL RETURN K MUTUAL FUND SHARES 0	Other securities	—	—	$83K	0.8%
FIDELITY ADV TOTAL BOND Z Pooled Separate Account	Other securities	—	—	$80K	0.8%
AMERFDS 2065 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$56K	0.6%
AMERFDS 2020 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$53K	0.5%
AMERFDS AMERICAN BALANCED R6 Pooled Separate Account	Other securities	—	—	$45K	0.4%
PIONEER BOND K Pooled Separate Account	Other securities	—	—	$40K	0.4%
MFS MID CAP VALUE R6 Pooled Separate Account	Other securities	—	—	$39K	0.4%
AMERFDS 2015 TRGT DATE RET R6 Pooled Separate Account	Other securities	—	—	$8K	<0.1%