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Original filing (PDF)20251003131129NAL0002342720001
FUTURE FORD, INC.
Form 5500
FILING_RECEIVED
FUTURE AUTOMOTIVE GROUP 401(K) PLAN
401(k) retirement plan
Active participants
1,180
Accounts w/ balance
660
Plan assets (EOY)
$48.7M
Net assets (EOY)
$48.7M
How this plan invests
This plan
1 pooled trust
Schedule D
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 56% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FUTURE FORD, INC..
Plan sponsor
Name
FUTURE FORD, INC.
EIN
94-2729275
Address
650 AUTOMALL DRIVE · ROSEVILLE, CA · 95661
Phone
(916) 677-5330
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3H · Sponsor in controlled / affiliated group
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
POMARES&COMPANY,LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $47K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLWORTH FINANCIAL | 68-0372662 | — | ADVISOR | $56K | — |
| SECURITIES AMERICA ADVISOR INC | 47-0648506 | — | ADVISOR | $10K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| POMARES & CO. | 94-1538492 | — | ACCOUNTANT/AUDITOR | $19K | — |
Investments
40 direct securities · 1 pooled fund· $49.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$48.8M
40 holdings
Common Collective Trust
$689K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2030 Target Date Fund R6 American Funds Mutual Fund | — | — | — | $7.1M | 14.5% | |
| American Funds Mutual Fund | — | — | — | $6.4M | 13.2% | |
| American Funds 2025 Target Date Fund R6 American Funds Mutual Fund | — | — | — | $6.2M | 12.8% | |
| American Funds 2050 Target Date Fund R6 American Funds Mutual Fund | — | — | — | $3.1M | 6.4% | |
| American Funds 2040 Target Date Fund R6 American Funds Mutual Fund | — | — | — | $3.1M | 6.3% | |
| American Funds 2060 Target Date Fund R6 * Fidelity Investments Mutual Fund | — | — | — | $3.0M | 6.2% | |
| American Funds 2035 Target Date Fund R6 American Funds Mutual Fund | — | — | — | $3.0M | 6.2% | |
| Fidelity U.S. Bond Index Fund * Fidelity Investments Mutual Fund | — | — | — | $2.9M | 5.9% | |
| American Funds 2015 Target Date Fund R6 American Funds Mutual Fund | — | — | — | $2.0M | 4.2% | |
| American Funds 2045 Target Date Fund R6 American Funds Mutual Fund | — | — | — | $1.7M | 3.5% | |
| American Funds 2055 Target Date Fund R6 American Funds Mutual Fund | — | — | — | $1.5M | 3.0% | |
| JPMorgan Mid Cap Growth Fund R6 J.P. Morgan Funds Mutual Fund | — | — | — | $1.4M | 2.8% | |
| American Funds New World Fund Class R6 * Participant Notes Participant Loans | — | — | — | $1.1M | 2.2% | |
| American Funds 2010 Target Date Fund R6 American Funds Mutual Fund | — | — | — | $832K | 1.7% | |
| DWS Enhanced Commodity Strategy Fund R6 J.P. Morgan Funds Mutual Fund | — | — | — | $780K | 1.6% | |
| Fidelity Management Trust Company Collective Trust Fund | — | — | — | $747K | 1.5% | |
| FA STABLE VALUE III FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 026 | Common Collective Trust | — | — | $689K | 1.4% | |
| Fidelity Advisor Small Cap Value Fund I * Fidelity Investments Mutual Fund | — | — | — | $517K | 1.1% | |
| JPMorgan Large Cap Growth Fund R6 John Hancock Funds Mutual Fund | — | — | — | $452K | 0.9% | |
| John Hancock Funds Disciplined Value Mid Cap R6 * Fidelity Investments Mutual Fund | — | — | — | $410K | 0.8% | |
| Victory RS Global Fund Class R6 Capital Group Mutual Fund | — | — | — | $375K | 0.8% | |
| Fidelity Inflation-Protected Bond Index Fund * Fidelity Investments Mutual Fund | — | — | — | $305K | 0.6% | |
| MFS International Diversification Fund R6 MassMutual Funds Mutual Fund | — | — | — | $279K | 0.6% | |
| Fidelity Total International Index Fund * Fidelity Investments Mutual Fund | — | — | — | $268K | 0.5% | |
| Fidelity Advisor Technology Fund I * Fidelity Investments Mutual Fund | — | — | — | $218K | 0.4% | |
| Cohen and Steers Real Estate Securities Fund Z American Funds Mutual Fund | — | — | — | $200K | 0.4% | |
| Fidelity Advisor Strategic Income Fund I * Fidelity Investments Mutual Fund | — | — | — | $186K | 0.4% | |
| Fidelity Advisor Strat Dividend & Income Fund I * Fidelity Investments Mutual Fund | — | — | — | $139K | 0.3% | |
| MassMutual Small Cap Opportunites Fund I Hartford Mutual Fund | — | — | — | $119K | 0.2% | |
| Fidelity Advisor Stable Value III (CCT) * Fidelity Investments Money Market | — | — | — | $92K | 0.2% | |
| Lord Abbett High Yield Fund R6 DWS Group Mutual Fund | — | — | — | $72K | 0.1% | |
| Fidelity 500 Index Fund * Fidelity Investments Mutual Fund | — | — | — | $65K | 0.1% | |
| Fidelity Government MM Fund Lord Abbett Mutual Fund | — | — | — | $59K | 0.1% | |
| Fidelity Advisor Small Cap Growth Fund Z * Fidelity Investments Mutual Fund | — | — | — | $58K | 0.1% | |
| The Hartford Dividend and Growth Fund R6 Hartford Mutual Fund | — | — | — | $47K | <0.1% | |
| Fidelity Advisor International Discovery Fund Z * Fidelity Investments Mutual Fund | — | — | — | $46K | <0.1% | |
| The Hartford Core Equity Fund R6 Cohen & Steers Mutual Fund | — | — | — | $32K | <0.1% | |
| Fidelity Investments Mutual Fund | — | — | — | $21K | <0.1% | |
| Fidelity Freedom Index Income Fund I * Fidelity Investments Mutual Fund | — | — | — | $17K | <0.1% | |
| Fidelity Short-Term Treasury Bond Index MFS Investment Management Mutual Fund | — | — | — | $14K | <0.1% | |
| Fidelity Mid Cap Index Fund Victory Capital Mutual Fund | — | — | — | $2K | <0.1% |
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