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Original filing (PDF)20251013163902NAL0000828483001
THRESHOLD ENTERPRISES, LTD.
Form 5500
FILING_RECEIVED
THRESHOLD ENTERPRISES, LTD. 401(K) PLAN
401(k) retirement plan
Signals · 2
~81 bps in Sched C feesNo recordkeeper disclosed
Active participants
443
Accounts w/ balance
309
Plan assets (EOY)
$9.3M
Net assets (EOY)
$9.3M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 81 bps in Schedule C fees — 56% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- 70% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THRESHOLD ENTERPRISES, LTD..
Plan sponsor
Name
THRESHOLD ENTERPRISES, LTD.
EIN
94-2609086
Address
23 JANIS WAY · SCOTTS VALLEY, CA · 950663506
Phone
(831) 438-6851
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2J · 401(k) feature
2K · 401(m) arrangement
2G · Total participant-directed accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $55K | — |
| OSAIC WEALTH, INC. | 93-0987232 | — | NONE | $16K | — |
| WOODBURY FINANCIAL SVC, INC | 41-0944586 | — | NONE | $5K | — |
| CHARLES SCHWAB | 42-1558009 | — | NONE | $0 | — |
Investments
31 direct securities· $9.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Registered investment company | — | — | — | $1.8M | 19.6% | |
| JPMorgan US Equity R6 Registered investment company | — | — | — | $836K | 9.0% | |
| JPMorgan Grwth Advantage CL R6 Registered investment company | — | — | — | $622K | 6.7% | |
| Vanguard Tar Rtmnt 2040 Inv Registered investment company | — | — | — | $556K | 6.0% | |
| The Standard Stable Asset A Guaranteed Investment Contract | — | — | — | $484K | 5.2% | |
| Vanguard Tar Rtmnt 2045 Inv Registered investment company | — | — | — | $444K | 4.8% | |
| Vanguard Small Cap Index Adm Registered investment company | — | — | — | $413K | 4.4% | |
| Vanguard Explorer Adm Registered investment company | — | — | — | $382K | 4.1% | |
| Vanguard Tot Bd Mkt Idx Adm Registered investment company | — | — | — | $377K | 4.0% | |
| American Funds New Prspct R6 Registered investment company | — | — | — | $377K | 4.0% | |
| Vanguard Tar Rtmnt 2025 Inv Registered investment company | — | — | — | $349K | 3.7% | |
| Vanguard Equity Income Adm Registered investment company | — | — | — | $343K | 3.7% | |
| JPMorgan Mid Cap Growth Fund R6 Registered investment company | — | — | — | $316K | 3.4% | |
| Fidelity Adv Intl Cap Fund Registered investment company | — | — | — | $311K | 3.3% | |
| MFS Mid Cap Value R6 Registered investment company | — | — | — | $254K | 2.7% | |
| Vanguard Tar Rtmnt 2050 Inv Registered investment company | — | — | — | $253K | 2.7% | |
| Vanguard Tar Rtmnt 2035 Inv Registered investment company | — | — | — | $250K | 2.7% | |
| Vanguard Tar Rtmnt 2030 Inv Registered investment company | — | — | — | $233K | 2.5% | |
| Vanguard Tar Rtmnt 2060 Inv Registered investment company | — | — | — | $197K | 2.1% | |
| Vanguard Tar Rtmnt 2055 Inv Registered investment company | — | — | — | $92K | 1.0% | |
| Invesco Gld & Spcl MnrIs R6 Registered investment company | — | — | — | $87K | 0.9% | |
| Vanguard Target Retirement Incm Inv Registered investment company | — | — | — | $72K | 0.8% | |
| Vanguard Tar Rtmnt 2065 Inv Registered investment company | — | — | — | $48K | 0.5% | |
| Vanguard Tar Rtmnt 2020 Inv Registered investment company | — | — | — | $41K | 0.4% | |
| maturity through January 2030 | — | — | — | $41K | 0.4% | |
| Vanguard Sm Cap Val Idx Adm Registered investment company | — | — | — | $39K | 0.4% | |
| Vanguard Energy Index Adm Registered investment company | — | — | — | $28K | 0.3% | |
| Vanguard Balanced Index Adm Registered investment company | — | — | — | $27K | 0.3% | |
| American Funds New World R6 Registered investment company | — | — | — | $9K | 0.1% | |
| Fidelity Advisor Total Bond Fund Clas Registered investment company | — | — | — | $9K | 0.1% | |
| Vanguard Lg Term Inv Gr Adm Registered investment company | — | — | — | $9K | <0.1% |