Back to filter
Original filing (PDF)20251014125220NAL0002954161001
BOARD OF TRUSTEES OF SUPPLEMENTAL INCOME TRUST FUND
Form 5500
FILING_RECEIVED
SUPPLEMENTAL INCOME 401(K) PLAN
401(k) retirement plan
Signals · 2
No recordkeeper disclosed8 service providers
Active participants
34,085
Accounts w/ balance
40,848
Plan assets (EOY)
$1.9B
Net assets (EOY)
$1.9B
How this plan invests
This plan
16 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 35 bps in Schedule C fees — 599% above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES OF SUPPLEMENTAL INCOME TRUST FUND.
Plan sponsor
Name
BOARD OF TRUSTEES OF SUPPLEMENTAL INCOME TRUST FUND
EIN
94-2554388
Address
420 VIRGINIA ST, SUITE 2-A · VALLEJO, CA · 945906018
Phone
(800) 477-3829
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
Audit & trust (Schedule H)
Auditor
WITHUMSMITH+BROWN, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsOther
8| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MON ROC ADMINISTRATORS, LLC | 47-3357327 | — | NONE | $2.8M | — |
| JOHN HANCOCK RETIREMENT PL SERVICES | 01-0233346 | — | NONE | $2.6M | — |
| BEESON, TAYER & BODINE | 94-3126136 | — | NONE | $511K | — |
| WITHUMSMITH+BROWN, PC | 22-2027092 | — | NONE | $456K | — |
| ALAN D. BILLER & ASSOCIATES, IN | 94-2854958 | — | NONE | $87K | — |
| MERCER INVESTMENTS LLC | 30-0282430 | — | NONE | $60K | — |
| IRON MOUNTAIN | 23-2588479 | — | NONE | $12K | — |
| STEPHEN HORN INSURANCE SERVICES | 94-3249244 | — | NONE | $0 | — |
Investments
10 direct securities · 16 pooled funds· $2.0B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$1.3B
16 holdings
Uncategorized
$751.9M
10 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| EQUITY INDEX FUND M BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 45-4365907 / PN 001 | Common Collective Trust | — | — | $340.0M | 18.2% | |
| NYLIM SIP Stable Value Option | — | — | — | $228.8M | 12.3% | |
| STATE STREET TARGET RETIREMENT 2030 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 492 | Common Collective Trust | — | — | $126.4M | 6.8% | |
| Vanguard Information Technology Index | — | — | — | $105.7M | 5.7% | |
| STATE STREET TARGET RETIREMENT 2035 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 499 | Common Collective Trust | — | — | $104.9M | 5.6% | |
| STATE STREET TARGET RETIREMENT 2040 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 493 | Common Collective Trust | — | — | $101.0M | 5.4% | |
| Wasatch Small Cap Equity | — | — | — | $98.4M | 5.3% | |
| WASATCH MASTER COL. INVESTMENT TR. SEI TRUST COMPANY · EIN 84-2412379 / PN 134 | Common Collective Trust | — | — | $98.4M | 5.3% | |
| Vanguard Balanced Index | — | — | — | $89.8M | 4.8% | |
| STATE STREET TARGET RETIREMENT 2025 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 498 | Common Collective Trust | — | — | $84.2M | 4.5% | |
| RUSSELL 2500 INDEX FUND M BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 46-1431095 / PN 001 | Common Collective Trust | — | — | $82.0M | 4.4% | |
| Vanguard Health Care Index | — | — | — | $82.0M | 4.4% | |
| JPMorgan US Large Cap Core Equity | — | — | — | $61.0M | 3.3% | |
| COMMINGLED PEN. TR. FD. OF JPMORGAN JPMROGAN CHASE BANK, N.A. · EIN 13-4043928 / PN 001 | Common Collective Trust | — | — | $61.0M | 3.3% | |
| STATE STREET TARGET RETIREMENT 2045 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 001 | Common Collective Trust | — | — | $59.8M | 3.2% | |
| JOHN HANCOCK TRUST CO. CORE PLUS TR JOHN HANCOCK TRUST COMPANY COLLECTIVE INVESTEMENT TRUST I · EIN 45-4365907 / PN 002 | Common Collective Trust | — | — | $54.9M | 2.9% | |
| STATE STREET TARGET RETIREMENT 2050 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 002 | Common Collective Trust | — | — | $51.3M | 2.7% | |
| Participant Loans 3.25% to 11.50% | — | — | — | $47.7M | 2.6% | |
| STATE STREET TARGET RETIREMENT 2020 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 491 | Common Collective Trust | — | — | $39.4M | 2.1% | |
| American Funds American Funds EuroPacific Growth | — | — | — | $32.8M | 1.8% | |
| STATE STREET TARGET RETIREMENT 2055 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 005 | Common Collective Trust | — | — | $26.0M | 1.4% | |
| STATE STREET TARGET RETIREMENT INC. STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 90-0337987 / PN 490 | Common Collective Trust | — | — | $24.9M | 1.3% | |
| STATE STREET TARGET RETIREMENT 2060 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 008 | Common Collective Trust | — | — | $14.7M | 0.8% | |
| STATE STREET TARGET RETIREMENT 2065 STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 32-6528132 / PN 046 | Common Collective Trust | — | — | $4.8M | 0.3% | |
| NYLIM SIP Stable Value Option | — | — | $3.9M | $3.9M | 0.2% | |
| JPMorgan US Govt MMkt Cap Cl | — | — | — | $1.9M | 0.1% |