Original filing (PDF)20251015123028NAL0002410803001

THE BAY CLUB COMPANY

Name: THE BAY CLUB COMPANY — THE BAY CLUB COMPANY 401(K) PLAN, Form 5500 (2024)
Creator: THE BAY CLUB COMPANY

Form 5500

FILING_RECEIVED

THE BAY CLUB COMPANY 401(K) PLAN

401(k) retirement plan

Signals · 1

Corrective distributions issued

Active participants

1,549

Accounts w/ balance

650

Plan assets (EOY)

$47.7M

Net assets (EOY)

$47.7M

How this plan invests

This plan

1 pooled trust

Schedule D

36 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (4th percentile).
Bottom-decile employer contributions per participant (3rd percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for THE BAY CLUB COMPANY.

Plan sponsor

Name

THE BAY CLUB COMPANY

EIN

94-2546868

Address

ONE LOMBARD STREET · SAN FRANCISCO, CA · 94111

Phone

(415) 901-9336

Industry

Arts, Entertainment, Recreationsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$44K	—
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$0	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp

Investments

36 direct securities · 1 pooled fund· $47.7M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Other securities

$46.8M

35 holdings

Common Collective Trust

$626K

1 holding

Bonds / Notes

$278K

1 holding

					% of plan
Vanguard 500 Index Fund Mutual Fund	Other securities	—	—	$10.7M	22.4%
Key Guaranteed Portfolio Fund Fixed Annuity	Other securities	—	—	$5.2M	10.8%
T. Rowe Price Blue Chip Growth Fund Mutual Fund	Other securities	—	—	$4.0M	8.3%
American Funds EuroPacific Fund Mutual Fund	Other securities	—	—	$3.2M	6.7%
Vanguard Small Cap Index Fund Mutual Fund	Other securities	—	—	$2.0M	4.2%
T. Rowe Price Retirement 2040 Fund Mutual Fund	Other securities	—	—	$1.7M	3.7%
T. Rowe Price Retirement 2055 Fund Mutual Fund	Other securities	—	—	$1.6M	3.3%
Vanguard Mid Cap Index Fund Mutual Fund	Other securities	—	—	$1.5M	3.2%
T. Rowe Price Retirement 2050 Fund Mutual Fund	Other securities	—	—	$1.5M	3.2%
T. Rowe Price Retirement 2035 Fund Mutual Fund	Other securities	—	—	$1.5M	3.0%
PIMCO Total Return Fund Mutual Fund	Other securities	—	—	$1.4M	2.9%
T. Rowe Price Retirement 2045 Fund Mutual Fund	Other securities	—	—	$1.3M	2.8%
American Funds New Perspective Fund Mutual Fund	Other securities	—	—	$1.2M	2.4%
American Funds Moderate Growth and Income * Portfolio Mutual Fund	Other securities	—	—	$1.2M	2.4%
Virtus Ceredex Mid-Cap Value Equity Fund Mutual Fund	Other securities	—	—	$1.0M	2.1%
Invesco Global Fund Mutual Fund	Other securities	—	—	$938K	2.0%
Empower T. Rowe Price Mid Cap Growth Fd Mutual Fund	Other securities	—	—	$901K	1.9%
T. Rowe Price Retirement 2030 Fund Mutual Fund	Other securities	—	—	$841K	1.8%
MFS Value Fund Mutual Fund	Other securities	—	—	$827K	1.7%
MORLEY STABLE VALUE CL 25 - I MORLEY STABLE VALUE FUND · EIN 93-6274329 / PN 001	Common Collective Trust	—	—	$626K	1.3%
Fidelity Advisor High Income Advantage Fund Mutual Fund	Other securities	—	—	$601K	1.3%
American Funds Fundamental Fund Mutual Fund	Other securities	—	—	$513K	1.1%
MFS New Discovery Fund Mutual Fund	Other securities	—	—	$478K	1.0%
T. Rowe Price Retirement 2025 Fund Mutual Fund	Other securities	—	—	$430K	0.9%
MFS International Intrinsic Value Fund Mutual Fund	Other securities	—	—	$399K	0.8%
Alger Capital Appreciation Fund Mutual Fund	Other securities	—	—	$383K	0.8%
Fidelity Low-Priced Stock Fund Mutual Fund	Other securities	—	—	$322K	0.7%
T. Rowe Price Retirement 2020 Fund Mutual Fund	Other securities	—	—	$321K	0.7%
Empower Large Cap Value Fund Mutual Fund	Other securities	—	—	$292K	0.6%
PIMCO Real Return Fund Mutual Fund	Other securities	—	—	$283K	0.6%
participants 9.50%	Bonds / Notes	—	—	$278K	0.6%
American Beacon Small Cap Value Fund Mutual Fund	Other securities	—	—	$134K	0.3%
T. Rowe Price Retirement Balanced Fund Mutual Fund	Other securities	—	—	$85K	0.2%
T. Rowe Price Retirement 2015 Fund Mutual Fund	Other securities	—	—	$74K	0.2%
BlackRock Strategic Income Opportunities Fd Mutual Fund	Other securities	—	—	$71K	0.1%
T. Rowe Price Retirement 2005 Fund Mutual Fund	Other securities	—	—	$2K	<0.1%
T. Rowe Price Retirement 2010 Fund Mutual Fund	Other securities	—	—	$2K	<0.1%