Back to filter
Original filing (PDF)20251002153656NAL0001031040001
ASPIRE BAKERIES LLC
Form 5500
FILING_RECEIVED
ASPIRE BAKERIES LLC RETIREMENT PLAN
401(k) retirement plan
Signals · 2
32% in single holdingNo recordkeeper disclosed
Active participants
2,569
Accounts w/ balance
2,041
Plan assets (EOY)
$168.2M
Net assets (EOY)
$168.2M
How this plan invests
This plan
4 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
84
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Principal Large Cap S&P 500 Index Separate Account Pooled Separate Account" is 32% of plan.
- 16 bps in Schedule C fees — 60% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ASPIRE BAKERIES LLC.
Plan sponsor
Name
ASPIRE BAKERIES LLC
EIN
94-2536513
Address
6701 CENTER DR W · STE 850 · LOS ANGELES, CA · 900451535
Phone
(844) 992-7747
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAGEVIEW ADVISORY GROUP | 33-0818667 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $269K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MOSS ADAMS LLP | 91-0189318 | — | ACCOUNTANT | $0 | — |
Investments
21 direct securities · 4 pooled funds· $168.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$102.9M
21 holdings
Pooled Separate Account
$62.8M
3 holdings
Common Collective Trust
$2.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $53.1M | 31.6% | |
| Principal Fixed Income Guaranteed Option Fund Guaranteed Investment Contract | — | — | — | $15.7M | 9.4% | |
| Vanguard Target Retirement 2035 Investment Fund Mutual Fund | — | — | — | $9.8M | 5.8% | |
| Vanguard Target Retirement 2030 Investment Fund Mutual Fund | — | — | — | $9.0M | 5.4% | |
| American Funds EuroPacific Growth R6 Fund Mutual Fund | — | — | — | $8.9M | 5.3% | |
| Vanguard Target Retirement 2040 Investment Fund Mutual Fund | — | — | — | $8.9M | 5.3% | |
| Dodge & Cox Income X Fund Mutual Fund | — | — | — | $7.5M | 4.5% | |
| Vanguard Target Retirement 2045 Investment Fund Mutual Fund | — | — | — | $7.3M | 4.4% | |
| Vanguard Target Retirement 2050 Investment Fund Mutual Fund | — | — | — | $6.8M | 4.1% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $6.1M | 3.6% | |
| Vanguard Target Retirement 2025 Investment Fund Mutual Fund | — | — | — | $5.5M | 3.3% | |
| JPMorgan Mid Cap Value R6 Fund Mutual Fund | — | — | — | $5.1M | 3.0% | |
| Vanguard Target Retirement 2055 Investment Fund Mutual Fund | — | — | — | $5.0M | 3.0% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $3.7M | 2.2% | |
| maturing through December 2035. 0 | — | — | — | $3.5M | 2.1% | |
| AB Small Cap Growth Portfolio Fund Z Mutual Fund | — | — | — | $3.0M | 1.8% | |
| IVY MID CAP GROWTH CIT CLASS C SEI TRUST COMPANY · EIN 45-3036428 / PN 004 | Common Collective Trust | — | — | $2.5M | 1.5% | |
| Vanguard Target Retirement 2020 Investment Fund Mutual Fund | — | — | — | $2.0M | 1.2% | |
| American Century Small Cap Vaule Fund Mutual Fund | — | — | — | $1.4M | 0.9% | |
| Vanguard Target Retirement 2060 Investment Fund Mutual Fund | — | — | — | $1.2M | 0.7% | |
| Vanguard Target Retirement 2070 Investment Fund Mutual Fund | — | — | — | $821K | 0.5% | |
| Vanguard Institutional Target Retirement Income Fund Mutual Fund | — | — | — | $789K | 0.5% | |
| Vanguard Target Retirement 2065 Investment Fund Mutual Fund | — | — | — | $510K | 0.3% | |
| (E) | — | — | — | $73K | <0.1% | |
| Vanguard Federal Money Market Investor Fund Mutual Fund | — | — | — | $73K | <0.1% |
Related plans
Other plans using PRINCIPAL LIFE INSURANCE COMPANY
BOARD OF TRUSTEES OF THE I.A.M. NATIONAL PENSION FUND
IAM NATIONAL PENSION FUND
$15.0B · 102,863 participants
CHEVRON CORPORATION
CHEVRON MASTER PENSION TRUST
$12.2B
AMERICAN EXPRESS COMPANY AND ITS PARTICIPATING SUBSIDIARIES
AMERICAN EXPRESS RETIREMENT SAVINGS PLAN
$9.1B · 25,049 participants
LOWE'S COMPANIES, INC.
LOWES 401(K) PLAN
$8.6B · 263,650 participants
HDR, INC.
HDR, INC. BEST PLAN AND ESOP
$7.7B · 12,137 participants
BURNS & MCDONNELL, INC
BURNS & MCDONNELL, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$5.5B · 10,567 participants
Similar-size Manufacturing plans
BBU, INC.
BIMBO BAKERIES USA UNION SAVINGS PLAN
$153.4M · 6,021 participants
CORBION AMERICA HOLDINGS, INC.
CORBION AMERICA HOLDINGS, INC. RETIREMENT SAVINGS PLAN
$152.2M · 698 participants
BARILLA AMERICA, INC.
BARILLA AMERICA, INC. 401(K) PLAN
$137.9M · 620 participants
MINNESOTA BEST MAID COOKIE CO., INC.
RISE BAKING COMPANY 401(K) PLAN
$131.7M · 2,387 participants
JOINT BOT CLEVELAND BAKERS AND TEAMSTERS H & W FUND
CLEVELAND BAKERS AND TEAMSTERS HEALTH AND WELFARE FUND
$123.1M · 4,090 participants
PENSION FD OF THE PHILA.BAKERY EMPLOYERS FOOD
THE PHILA BAKERY EMPLOYERS & FOOD DRIVER SALESMENS UNION LOCAL #463 & TEAMSTERS LOCAL #676 PENSION PL
$220.6M · 479 participants
Large plans in California
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND
$215.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND E
$190.9B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
EQUITY INDEX FUND F
$188.1B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
RUSSELL 1000 INDEX FUND
$187.7B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
CASH EQUIVALENT FUND II
$125.0B
BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A.
BLACKROCK MSCI ACWI EX-US IMI INDEX FUND E
$88.3B