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Original filing (PDF)20250929193640NAL0005192899001
UFCW PHARMACISTS, CLERKS, AND DRUG EMPLOYER'S PENSION TRUST
Form 5500
FILING_RECEIVED
UFCW PHARMACISTS, CLERKS, AND DRUG EMPLOYER'S PENSION TRUST
Defined-benefit pension plan
Signals · 3
3 failed disclosuresNo recordkeeper disclosed8 service providers
Active participants
3,270
Accounts w/ balance
—
Plan assets (EOY)
$186.4M
Net assets (EOY)
$183.4M
How this plan invests
This plan
2 pooled trusts
Schedule D
93 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
75
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 3 Schedule C providers failed to disclose compensation.
- 50 bps in Schedule C fees — 401% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UFCW PHARMACISTS, CLERKS, AND DRUG EMPLOYER'S PENSION TRUST.
Plan sponsor
Name
UFCW PHARMACISTS, CLERKS, AND DRUG EMPLOYER'S PENSION TRUST
EIN
94-2518312
Address
1000 BURNETT AVE SUITE 110 · CONCORD, CA · 94520
Phone
(925) 746-7530
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
1B · Flat-dollar DB formula
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsOther
8| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UFCW GROUP ADMINISTRATION LLC | 26-0048379 | — | SALARIED ADMINISTRATOR | $476K | — |
| EIDE BAILLY | 45-0250958 | — | NONE | $150K | — |
| RVK INC. | 93-0910652 | — | NONE | $89K | — |
| SEGAL COMPANY | 94-1503999 | — | NONE | $85K | — |
| NORTHERN TRUST | 36-2723087 | — | NONE | $70K | — |
| SALTZMAN AND JOHNSON LAW CORP | 94-2376174 | — | NONE | $43K | — |
| UFCW LOCAL 5 | 20-8028546 | — | SPONSOR | $12K | — |
| UFCW LOCAL 8 | 94-0801845 | — | SPONSOR | $9K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| PIMCO | SERVICE PROVIDER FAILED TO RESPOND TO INDIRECT COMPENSATION QUESTIONNAIRE |
| T ROWE PRICE | SERVICE PROVIDER FAILED TO RESPOND TO INDIRECT COMPENSATION QUESTIONNAIRE |
| BLACKROCK ADVANTAGE SMALL CAP CORE | SERVICE PROVIDER FAILED TO RESPOND TO INDIRECT COMPENSATION QUESTIONNAIRE |
Investments
90 direct securities · 2 pooled funds· $185.2M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$149.0M
87 holdings
Common Collective Trust
$22.3M
2 holdings
Real Estate
$10.1M
1 holding
Mutual Funds
$3.5M
1 holding
Common Stocks
$250K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PIMCO FDS PAC INVT MGMT SER TOTAL Mutual Fund | — | — | $32.6M | $27.6M | 14.8% | |
| DOUBLELINE FUNDS TRUST CORE Mutual Fund | — | — | $30.7M | $26.4M | 14.1% | |
| T ROWE PRICE INSTITUTIONAL EQUITY Mutual Fund | — | — | $7.7M | $15.4M | 8.2% | |
| CAUSEWAY INTERNATIONAL VALUE EQUITY CAUSEWAY COLLECTIVE INVESTMENT TRUST · EIN 83-2723947 / PN 128 | Common Collective Trust | — | $8.1M | $13.8M | 7.4% | |
| VANGUARD INSTL INDEX FD SH BEN INT Mutual Fund | — | — | $5.1M | $13.2M | 7.1% | |
| GROSVENOR INSTITUTIONAL PARTNERS Limited partnership 1 | — | — | — | $11.0M | 5.9% | |
| HARDING LOEVNER FDS INC INTL EQUITY Mutual Fund | — | — | $10.1M | $10.8M | 5.8% | |
| Investment Fund RREEF AMERICA REIT II FUND Real estate investment fund | Real Estate | — | $9.6M | $10.1M | 5.4% | |
| VANGUARD DEVELOPED MARKETS INDEX Mutual Fund | — | — | $7.5M | $9.6M | 5.1% | |
| Limited partnerships BARINGS CORE PROPERTY FUND Limited partnership | — | — | $11.4M | $8.7M | 4.7% | |
| NTGI COLLECTIVE GOVERNMENT SHORT TE NORTHERN TRUST INVESTMENTS INC · EIN 45-6138589 / PN 068 | Common Collective Trust | — | $8.5M | $8.5M | 4.6% | |
| PIMCO FDS PAC INVT MGMT SER ALL AST Mutual Fund | — | — | $9.1M | $8.2M | 4.4% | |
| BLACKROCK FDS ADVANTAGE SMALL CAP Mutual Fund | Mutual Funds | — | $2.8M | $3.5M | 1.9% | |
| FISERV INC COM FISV Common stock | — | — | $401K | $775K | 0.4% | |
| SCHWAB CHARLES CORP COM NEW Common stock | — | — | $313K | $725K | 0.4% | |
| RTX CORPORATION COMSTK Common stock | — | — | $375K | $613K | 0.3% | |
| WELLS FARGO & CO NEW COM STK WFC Common stock | — | — | $315K | $611K | 0.3% | |
| JOHNSON CTLS INTL PLC COM Common stock | — | — | $319K | $584K | 0.3% | |
| METLIFE INC COM STK Common stock | — | — | $260K | $536K | 0.3% | |
| SANOFI SPONSORED ADR SNY Common stock | — | — | $428K | $468K | 0.3% | |
| FEDEX CORP COM FDX Common stock | — | — | $256K | $436K | 0.2% | |
| CHARTER COMMUNICATIONS INC NEW CL A Common stock | — | — | $418K | $428K | 0.2% | |
| AMAZON COM INC COM AMZN Common stock | — | — | $233K | $428K | 0.2% | |
| MICROSOFT CORP COM MSFT Common stock | — | — | $79K | $422K | 0.2% | |
| BANK NEW YORK MELLON CORP COM STK Common stock | — | — | $177K | $403K | 0.2% | |
| GILEAD SCIENCES INC Common stock | — | — | $282K | $379K | 0.2% | |
| CAPITAL ONE FINL CORP COM Common stock | — | — | $121K | $374K | 0.2% | |
| OCCIDENTAL PETROLEUM CORP OXY Common stock | — | — | $336K | $371K | 0.2% | |
| CVS HEALTH CORP COM CVS Common stock | — | — | $515K | $350K | 0.2% | |
| NORFOLK SOUTHN CORP COM NSC Common stock | — | — | $302K | $329K | 0.2% | |
| COMCAST CORP NEW-CL A Common stock | — | — | $236K | $319K | 0.2% | |
| BOOKING HLDGS INC COM BKNG Common stock | — | — | $98K | $313K | 0.2% | |
| FIDELITY NATL INFORMATION SVCS INC COM Common stock | — | — | $275K | $307K | 0.2% | |
| ALPHABET INC CAP STK CL C Common stock | — | — | $42K | $305K | 0.2% | |
| ALPHABET INC CAPITAL STOCK CL A Common stock | — | — | $140K | $303K | 0.2% | |
| GE AEROSPACE Common stock | — | — | $94K | $296K | 0.2% | |
| HUMANA INC COM HUM Common stock | — | — | $347K | $292K | 0.2% | |
| ADR GSK PLC Common stock | — | — | $309K | $281K | 0.2% | |
| THE CIGNA GROUP C Common stock | — | — | $202K | $276K | 0.1% | |
| GOLDMAN SACHS GROUP INC COM GS Common stock | — | — | $68K | $272K | 0.1% | |
| T-MOBILE US INC COM Common stock | — | — | $133K | $254K | 0.1% | |
| ADR ANHEUSER BUSCH INBEV Common stock | Common Stocks | — | $285K | $250K | 0.1% | |
| AIR PROD & CHEM INC COM Common stock | — | — | $211K | $239K | 0.1% | |
| WILLIAMS CO INC COM Common stock | — | — | $91K | $238K | 0.1% | |
| UNITEDHEALTH GROUP INC COM UNH Common stock | — | — | $101K | $235K | 0.1% | |
| META PLATFORMS INC COM Common stock | — | — | $93K | $234K | 0.1% | |
| AVANTOR INC COM Common stock | — | — | $227K | $234K | 0.1% | |
| INTL FLAVORS & FRAGRANCES INC COM Common stock | — | — | $208K | $228K | 0.1% | |
| ZIMMER BIOMET HLDGS INC COM ZMH Common stock | — | — | $243K | $222K | 0.1% | |
| BAKER HUGHES CO Common stock | — | — | $144K | $222K | 0.1% | |
| HALEON PLC ADR Common stock | — | — | $158K | $208K | 0.1% | |
| BANK OF AMERICA CORP BAC Common stock | — | — | $106K | $198K | 0.1% | |
| REGENERON PHARMACEUTICALS INC COM Common stock | — | — | $163K | $189K | 0.1% | |
| TE CONNECTIVITY PLC COM USD0.01 Common stock | — | — | $189K | $179K | <0.1% | |
| COGNIZANT TECH SOLUTIONS CORP Common stock | — | — | $146K | $177K | <0.1% | |
| CISCO SYSTEMS INC CSCO Common stock | — | — | $110K | $172K | <0.1% | |
| CARRIER GLOBAL CORPORATION COM Common stock | — | — | $90K | $171K | <0.1% | |
| SBA COMMUNICATIONS CORP SBAC Common stock | — | — | $175K | $168K | <0.1% | |
| BAXTER INTL INC COM BAX Common stock | — | — | $206K | $166K | <0.1% | |
| ADR NOVARTIS AG NVS Common stock | — | — | $103K | $156K | <0.1% | |
| SUN COMMUNITIES INC COM Common stock | — | — | $158K | $154K | <0.1% | |
| DOMINION ENERGY INC COM STK NPV D Common stock | — | — | $143K | $145K | <0.1% | |
| COHERENT CORP COM Common stock | — | — | $87K | $142K | <0.1% | |
| LYONDELLBASELL IND N V COM Common stock | — | — | $151K | $141K | <0.1% | |
| GE HEALTHCARE TECHNOLOGIES INC COM Common stock | — | — | $111K | $141K | <0.1% | |
| ADR ROCHE HLDG LTD Common stock | — | — | $149K | $133K | <0.1% | |
| HP INC COM Common stock | — | — | $67K | $131K | <0.1% | |
| CONOCOPHILLIPS COM Common stock | — | — | $60K | $129K | <0.1% | |
| FOX CORP CL A CL A Common stock | — | — | $83K | $117K | <0.1% | |
| AMER ELEC PWR CO INC COM Common stock | — | — | $106K | $115K | <0.1% | |
| ELANCO ANIMAL HEALTH INC COM Common stock | — | — | $210K | $115K | <0.1% | |
| BRISTOL MYERS SQUIBB CO COM BMY Common stock | — | — | $110K | $113K | <0.1% | |
| BIOMARIN PHARMACEUTICAL INC COM ISIN Common stock | — | — | $128K | $112K | <0.1% | |
| STATE STR CORP COM Common stock | — | — | $76K | $108K | <0.1% | |
| V F CORP COM Common stock | — | — | $85K | $107K | <0.1% | |
| CELANESE CORP DEL COM STK CE Common stock | — | — | $104K | $104K | <0.1% | |
| MOLSON COORS BEVERAGE COMPANY COM Common stock | — | — | $98K | $103K | <0.1% | |
| ALNYLAM PHARMACEUTICALS INC COM Common stock | — | — | $34K | $94K | <0.1% | |
| AEGON LTD AMER REGD CERT Common stock | — | — | $101K | $90K | <0.1% | |
| INCYTE CORP COM Common stock | — | — | $91K | $83K | <0.1% | |
| GAP INC COM Common stock | — | — | $77K | $83K | <0.1% | |
| FOX CORP CL B CL B Common stock | — | — | $67K | $82K | <0.1% | |
| GAMING & LEISURE PPTYS INC COM Common stock | — | — | $82K | $82K | <0.1% | |
| MEDTRONIC PLC COMMON STOCK MDT Common stock | — | — | $86K | $80K | <0.1% | |
| FORTIVE CORP COM MON STOCK Common stock | — | — | $76K | $75K | <0.1% | |
| ADR HONDA MTR LTD ADR Common stock | — | — | $65K | $63K | <0.1% | |
| NEUROCRINE BIOSCIENCES INC COM Common stock | — | — | $54K | $58K | <0.1% | |
| OCCIDENTAL PETE CORP WT EXP Common stock | — | — | $10K | $50K | <0.1% | |
| LPL FINL HLDGS INC COM Common stock | — | — | $34K | $49K | <0.1% | |
| ECHOSTAR CORPORATION Common stock | — | — | $23K | $33K | <0.1% | |
| NEWS CORP COM CL A Common stock | — | — | $13K | $30K | <0.1% | |
| BRIGHTHOUSE FINL INC COM Common stock | — | — | $15K | $16K | <0.1% |