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Original filing (PDF)20251015110926NAL0004374913001
THE MONTEREY BAY AQUARIUM FOUNDATION
Form 5500
FILING_RECEIVED
THE MONTEREY BAY AQUARIUM RETIREMENT PLAN
403(b) retirement plan
Active participants
582
Accounts w/ balance
911
Plan assets (EOY)
$104.6M
Net assets (EOY)
$104.6M
How this plan invests
This plan
79 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 18 bps in Schedule C fees — 77% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE MONTEREY BAY AQUARIUM FOUNDATION.
Plan sponsor
Name
THE MONTEREY BAY AQUARIUM FOUNDATION
EIN
94-2487469
Address
886 CANNERY ROW · MONTEREY, CA · 93940
Phone
(831) 648-4800
Industry
Arts, Entertainment, Recreationsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
HOOD & STRONG LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FID INV INST OPS CO | 04-2647786 | — | RECORDKEEPER | $77K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAGEVIEW ADVISORY GROUP, LLC | 33-0818667 | — | INVESTMENT ADVISOR | $66K | — |
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $17K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HOOD & STRONG LLP | 94-1254756 | — | AUDITOR | $19K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RELATION INSURANCE SERVICES | 26-4823657 | — | NONE | $7K | — |
Investments
79 direct securities· $104.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY FREEDOM 2040 K6 Mutual Fund | — | — | — | $15.3M | 14.6% | |
| FIDELITY CONTRAFUND K6 Mutual Fund | — | — | — | $8.7M | 8.3% | |
| FIDELITY FREEDOM 2045 K6 Mutual Fund | — | — | — | $7.8M | 7.4% | |
| FIDELITY FREEDOM 2050 K6 Mutual Fund | — | — | — | $7.4M | 7.1% | |
| FIDELITY FREEDOM 2030 K6 Mutual Fund | — | — | — | $6.3M | 6.0% | |
| FIDELITY FREEDOM 2035 K6 Mutual Fund | — | — | — | $6.3M | 6.0% | |
| FIDELITY FREEDOM 2025 K6 Mutual Fund | — | — | — | $6.2M | 6.0% | |
| FIDELITY 500 INDEX Mutual Fund | — | — | — | $6.2M | 5.9% | |
| FIDELITY FREEDOM 2055 K6 Mutual Fund | — | — | — | $4.6M | 4.4% | |
| FIDELITY PURITAN K Mutual Fund | — | — | — | $4.0M | 3.8% | |
| NEW YORK LIFE GUARANTEED INTEREST ACCOUNT Fixed Annuities | — | — | — | $2.6M | 2.5% | |
| FIDELITY FREEDOM 2060 K6 Mutual Fund | — | — | — | $2.6M | 2.5% | |
| FIDELITY FREEDOM 2020 K6 Mutual Fund | — | — | — | $2.2M | 2.1% | |
| J.P. MORGAN US RESEARCH ENHANCED EQUITY FUND R6 Mutual Fund | — | — | — | $2.2M | 2.1% | |
| J.P. MORGAN CORE BOND R6 Mutual Fund | — | — | — | $1.8M | 1.7% | |
| FIDELITY INTERMEDIATE BOND FUND Mutual Fund 329 * FIDELITY INTERNATIONAL INDEX Mutual Fund | — | — | — | $1.8M | 1.7% | |
| MFS VALUE R6 Mutual Fund | — | — | — | $1.6M | 1.6% | |
| FIXED ACCOUNT PLUS Fixed Annuities | — | — | — | $1.5M | 1.4% | |
| FIDELITY US BOND INDEX Mutual Fund | — | — | — | $1.1M | 1.1% | |
| VICTORY SYCAMORE ESTABLISHED VALUE R6 Mutual Fund | — | — | — | $984K | 0.9% | |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 Mutual Fund | — | — | — | $789K | 0.8% | |
| SHORT TERM FIXED ACCOUNT Fixed Annuities | — | — | — | $788K | 0.8% | |
| FIDELITY FREEDOM 2065 K6 Mutual Fund | — | — | — | $787K | 0.8% | |
| FIDELITY MID CAP INDEX Mutual Fund | — | — | — | $721K | 0.7% | |
| VANGUARD WINDSOR II Variable Annuity | — | — | — | $718K | 0.7% | |
| FIDELITY SMALL CAP INDEX Mutual Fund | — | — | — | $689K | 0.7% | |
| BAIRD MID CAP INSTITUTIONAL Mutual Fund | — | — | — | $634K | 0.6% | |
| Notes Receivable from Participants 4.25% - 9.50% | — | — | — | $602K | 0.6% | |
| INTERNATIONAL SOCIALLY RESPONSIBLE FUND Variable Annuity | — | — | — | $563K | 0.5% | |
| JANUS HENDERSON TRITON N Mutual Fund | — | — | — | $533K | 0.5% | |
| AMERICAN FUNDS NEW PERSPECTIVE R6 Mutual Fund | — | — | — | $512K | 0.5% | |
| DIMENSIONAL FUND ADVISORS US SMALL CAP I Mutual Fund | — | — | — | $491K | 0.5% | |
| PGIM HIGH YIELD R6 Mutual Fund | — | — | — | $398K | 0.4% | |
| STOCK INDEX FUND Variable Annuity | — | — | — | $334K | 0.3% | |
| SMALL CAP SPECIAL VALUE FUND Variable Annuity | — | — | — | $317K | 0.3% | |
| FIXED ACCOUNT PLUS - LOAN COLLATERAL FUND Fixed Annuities | — | — | — | $294K | 0.3% | |
| CALVERT US LARGE CAP CORE RESPONSIBLE INDEX FUND I Mutual Fund | — | — | — | $281K | 0.3% | |
| MID CAP VALUE FUND Variable Annuity | — | — | — | $279K | 0.3% | |
| NEUBERGER BERMAN REAL ESTATE R6 Mutual Fund | — | — | — | $255K | 0.2% | |
| FIDELITY FREEDOM 2015 K6 Mutual Fund | — | — | — | $220K | 0.2% | |
| BLACKROCK INFLATION PROTECTED BOND K Mutual Fund | — | — | — | $201K | 0.2% | |
| FIDELITY FREEDOM INCOME K6 Mutual Fund | — | — | — | $198K | 0.2% | |
| FIDELITY GNMA Mutual Fund | — | — | — | $197K | 0.2% | |
| FIDELITY FREEDOM 2010 K6 Mutual Fund | — | — | — | $196K | 0.2% | |
| MID CAP STRATEGIC GROWTH Variable Annuity | — | — | — | $190K | 0.2% | |
| US SOCIALLY RESPONSIBLE FUND Variable Annuity | — | — | — | $170K | 0.2% | |
| INTERNATIONAL OPPORTUNITIES Variable Annuity | — | — | — | $160K | 0.2% | |
| SCIENCE & TECHNOLOGY FUND Variable Annuity | — | — | — | $158K | 0.2% | |
| SYSTEMATIC CORE FUND Variable Annuity | — | — | — | $158K | 0.2% | |
| ARIEL APPRECIATION FUND Variable Annuity | — | — | — | $157K | 0.1% | |
| LARGE CAPITAL GROWTH Variable Annuity | — | — | — | $139K | 0.1% | |
| ARIEL FUND Variable Annuity | — | — | — | $134K | 0.1% | |
| INTERNATIONAL EQUITIES INDEX FUND Variable Annuity | — | — | — | $133K | 0.1% | |
| GOLDMAN SACHS GOVERNMENT MONEY MARKET FUND Variable Annuity | — | — | — | $126K | 0.1% | |
| MID CAP INDEX FUND Variable Annuity | — | — | — | $118K | 0.1% | |
| GROWTH FUND Variable Annuity | — | — | — | $107K | 0.1% | |
| VANGUARD WELLINGTON FUND, INC. Variable Annuity | — | — | — | $93K | <0.1% | |
| EMERGING ECONOMIES Variable Annuity | — | — | — | $80K | <0.1% | |
| SMALL CAP VALUE FUND Variable Annuity | — | — | — | $78K | <0.1% | |
| SMALL CAP GROWTH FUND Variable Annuity | — | — | — | $66K | <0.1% | |
| CALVERT US MID CAP CORE RESPONSIBLE INDEX FUND I Mutual Fund | — | — | — | $59K | <0.1% | |
| CORE BOND FUND Variable Annuity | — | — | — | $58K | <0.1% | |
| SYSTEMATIC GROWTH FUND Variable Annuity | — | — | — | $56K | <0.1% | |
| INTERNATIONAL VALUE FUND Variable Annuity | — | — | — | $43K | <0.1% | |
| HIGH YIELD BOND FUND Variable Annuity | — | — | — | $43K | <0.1% | |
| GLOBAL REAL ESTATE FUND Variable Annuity | — | — | — | $40K | <0.1% | |
| INFLATION PROTECTED FUND Variable Annuity | — | — | — | $30K | <0.1% | |
| SMALL CAP INDEX FUND Variable Annuity | — | — | — | $20K | <0.1% | |
| INTERNATIONAL GROWTH FUND Variable Annuity | — | — | — | $17K | <0.1% | |
| VC I CAPITAL APPRECIATION Variable Annuity | — | — | — | $16K | <0.1% | |
| GOVERNMENT SECURITIES FUND Variable Annuity | — | — | — | $15K | <0.1% | |
| INTERNATIONAL GOVERNMENT BOND Variable Annuity | — | — | — | $9K | <0.1% | |
| NASDAQ 100 R INDEX FUND Variable Annuity | — | — | — | $6K | <0.1% | |
| VANGUARD LONG-TERM TREASURY Variable Annuity | — | — | — | $6K | <0.1% | |
| DIVIDEND VALUE Variable Annuity | — | — | — | $4K | <0.1% | |
| FIXED ACCOUNT PLUS - LOAN ESCROW FUND Fixed Annuities | — | — | — | $4K | <0.1% | |
| GLOBAL STRATEGY Variable Annuity | — | — | — | $3K | <0.1% | |
| FIDELITY FREEDOM 2070 K6 Mutual Fund | — | — | — | $2K | <0.1% | |
| SYSTEMATIC VALUE Variable Annuity | — | — | — | $1K | <0.1% |