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Original filing (PDF)20260126134625NAL0001335521001
GRANITE WELLNESS CENTERS
Form 5500
FILING_RECEIVED
GRANITE WELLNESS CENTERS RETIREMENT PLAN
401(k) retirement plan
Signals · 2
~195 bps in Sched C feesNo recordkeeper disclosed
Active participants
121
Accounts w/ balance
119
Plan assets (EOY)
$1.1M
Net assets (EOY)
$1.1M
How this plan invests
This plan
12 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 195 bps in Schedule C fees — 276% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GRANITE WELLNESS CENTERS.
Plan sponsor
Name
GRANITE WELLNESS CENTERS
EIN
94-2275091
Address
406 SUNRISE AVE SUITE 105 · ROSEVILLE, CA · 95661
Phone
(916) 797-8989
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-01-26
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
LEE CPA AUDIT GROUP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FERMATA 401K, LLC | 93-3957830 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $22K | — |
Investments
12 direct securities· $1.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Registered Investment Companies BLACKROCK LFPTH IND RTRMT K FD Registered Investment Company | — | — | — | $263K | 23.9% | |
| BLACKROCK LFPTH IDX 2040 K FD Registered Investment Company | — | — | — | $181K | 16.4% | |
| BLACKROCK LFPTH IDX 2045 K FD Registered Investment Company | — | — | — | $146K | 13.3% | |
| BLACKROCK LFPTH IDX 2055 K FD Registered Investment Company | — | — | — | $135K | 12.3% | |
| BLACKROCK LFPTH IDX 2060 K FD Registered Investment Company | — | — | — | $107K | 9.7% | |
| BLACKROCK LFPTH IDX 2050 K FD Registered Investment Company | — | — | — | $85K | 7.7% | |
| BLACKROCK LFPTH IDX 2030 K FD Registered Investment Company | — | — | — | $64K | 5.8% | |
| BLACKROCK LFPTH IDX 2035 K FD Registered Investment Company | — | — | — | $46K | 4.2% | |
| BLACKROCK LFPTH IDX 2065 K FD Registered Investment Company | — | — | — | $24K | 2.2% | |
| FIDELITY 500 INDEX FUND Registered Investment Company | — | — | — | $24K | 2.1% | |
| JP MORGAN GRW ADVANTAGE R6 FD Registered Investment Company | — | — | — | $21K | 1.9% | |
| Participant Loans Interest rates at (9.50%) $0 | — | — | — | $6K | 0.5% |
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