Original filing (PDF)20251014182409NAL0001756307001

PALO ALTO COMMUNITY CHILD CARE

Name: PALO ALTO COMMUNITY CHILD CARE — PALO ALTO COMMUNITY CHILD CARE 403(B) PLAN, Form 5500 (2024)
Creator: PALO ALTO COMMUNITY CHILD CARE

Form 5500

FILING_RECEIVED

PALO ALTO COMMUNITY CHILD CARE 403(B) PLAN

401(k) retirement plan

Signals · 3

Late participant contributionsHigh average account balanceNo recordkeeper disclosed

Active participants

133

Accounts w/ balance

121

Plan assets (EOY)

$9.6M

Net assets (EOY)

$9.6M

How this plan invests

This plan

62 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 37K.

Helping the score

Below-peer total plan cost (88th percentile).
High average account balance (97th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for PALO ALTO COMMUNITY CHILD CARE.

Plan sponsor

Name

PALO ALTO COMMUNITY CHILD CARE

EIN

94-2242823

Address

3990 VENTURA COURT · PALO ALTO, CA · 943063464

Phone

(650) 493-2361

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

No Schedule C providers reported

Investments

62 direct securities· $9.6M(100% of reported assets)

Other securities

$8.3M

55 holdings

Cash / Money Market

$1.3M

3 holdings

Bonds / Notes

$43K

1 holding

Mutual Funds

$32K

2 holdings

U.S. Treasuries

$4K

1 holding

					% of plan
Fidelity Select Semiconductors Portfolio	Other securities	—	—	$1.2M	12.3%
Fidelity Select Technology Portfolio	Other securities	—	—	$1.0M	10.9%
Fidelity Government Money Market Premium Class	Cash / Money Market	—	—	$969K	10.1%
Fidelity Freedom 2045 Fund	Other securities	—	—	$935K	9.7%
Fidelity Freedom 2040 Fund	Other securities	—	—	$524K	5.4%
Fidelity Freedom 2020 Fund	Other securities	—	—	$405K	4.2%
Fidelity Freedom 2030 Fund	Other securities	—	—	$392K	4.1%
Fidelity Freedom 2035 Fund	Other securities	—	—	$373K	3.9%
Fidelity Growth Company Fund	Other securities	—	—	$369K	3.8%
Fidelity Growth & Income Fund	Other securities	—	—	$348K	3.6%
Fidelity Freedom 2050 Fund	Other securities	—	—	$328K	3.4%
Fidelity 500 Index Fund	Other securities	—	—	$322K	3.3%
Fidelity Freedom 2025 Fund	Other securities	—	—	$224K	2.3%
Fidelity Government Cash Reserves	Cash / Money Market	—	—	$189K	2.0%
Fidelity Equity Income Fund	Other securities	—	—	$187K	1.9%
Fidelity Freedom 2055 Fund	Other securities	—	—	$178K	1.8%
Fidelity Freedom Index 2040 Fund Institutional Premium Class	Other securities	—	—	$159K	1.6%
Fidelity Mega Cap Stock Fund	Other securities	—	—	$153K	1.6%
Fidelity Freedom 2060 Fund	Other securities	—	—	$123K	1.3%
Fidelity China Region Fund ** 118 * Fidelity Contrafund Fund	Other securities	—	—	$120K	1.2%
Fidelity Government Money Market Fund	Cash / Money Market	—	—	$119K	1.2%
Fidelity Freedom Income Fund K	Other securities	—	—	$108K	1.1%
Fidelity Small Cap Index Fund ** 234 * Fidelity Stock Selector All Cap Fund	Other securities	—	—	$87K	0.9%
Fidelity Value Fund	Other securities	—	—	$82K	0.8%
Fidelity Nasdaq Composite Index Fund	Other securities	—	—	$75K	0.8%
Fidelity Asset Manager 50%	Other securities	—	—	$73K	0.8%
Fidelity Freedom 2010 Fund	Other securities	—	—	$67K	0.7%
Fidelity International Index Fund	Other securities	—	—	$44K	0.5%
Participant loans receivable - 5 loans outstanding with interest rates ranging from 4.25% to 9.50% -	Bonds / Notes	—	—	$43K	0.4%
Fidelity Freedom 2065 Fund	Other securities	—	—	$40K	0.4%
Fidelity Mid Cap Value Fund	Other securities	—	—	$35K	0.4%
Fidelity Select Healthcare Portfolio	Other securities	—	—	$30K	0.3%
s: (continued) * Fidelity Stock Selector Small Cap Fund	Mutual Funds	—	—	$29K	0.3%
Fidelity Select Medical Technology and Devices Portfolio	Other securities	—	—	$22K	0.2%
Fidelity OTC Portfolio	Other securities	—	—	$22K	0.2%
Fidelity International Discovery Fund	Other securities	—	—	$20K	0.2%
Fidelity Select IT Services Portfolio	Other securities	—	—	$19K	0.2%
Fidelity Capital and Income Fund	Other securities	—	—	$19K	0.2%
Fidelity Freedom Index 2035 Fund Institutional Premium Class	Other securities	—	—	$16K	0.2%
Fidelity Growth Strategies Fund ** 511 * Fidelity Inflation-Protected Bond Index Fund	Other securities	—	—	$15K	0.2%
Fidelity Emerging Asia Fund	Other securities	—	—	$11K	0.1%
Fidelity Emerging Markets Discovery Fund	Other securities	—	—	$10K	0.1%
Fidelity Short-Term Bond Fund ** 14 * Fidelity Small Cap Growth Fund	Other securities	—	—	$10K	0.1%
Fidelity Leveraged Company Stock Fund	Other securities	—	—	$10K	<0.1%
Fidelity Balanced Fund ** 478 * Fidelity Blue Chip Growth Fund	Other securities	—	—	$9K	<0.1%
Fidelity Low-Priced Stock Fund	Other securities	—	—	$9K	<0.1%
Fidelity Real Estate Investment Portfolio ** 802 * Fidelity Select Biotechnology Portfolio	Other securities	—	—	$8K	<0.1%
Fidelity Select Pharmaceuticals Portfolio	Other securities	—	—	$8K	<0.1%
Fidelity U.S. Bond Index Fund	Other securities	—	—	$7K	<0.1%
Fidelity Select Software and IT Services Portfolio	Other securities	—	—	$7K	<0.1%