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Original filing (PDF)20250924145055NAL0003088195001
JS&S (WATER HOLDINGS) INC.
Form 5500
FILING_RECEIVED
SWIRE WATER 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
643
Accounts w/ balance
774
Plan assets (EOY)
$95.9M
Net assets (EOY)
$95.9M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 26 bps in Schedule C fees — 61% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for JS&S (WATER HOLDINGS) INC..
Plan sponsor
Name
JS&S (WATER HOLDINGS) INC.
EIN
94-2229674
Address
3665 SOUTH WEST TEMPLE · SALT LAKE CITY, UT · 84115
Phone
(801) 290-1203
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-24
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
RICHEY, MAY & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMMONWEALTH FINANCIAL NETWORK | 04-2675571 | — | INVESTMENT ADVISORY | $106K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $140K | — |
Investments
30 direct securities · 1 pooled fund· $95.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$93.3M
29 holdings
Common Collective Trust
$1.5M
1 holding
Mutual Funds
$1.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Funds Rtmt 2040 Adv Fd | — | — | — | $12.4M | 12.9% | |
| T. Rowe Price Funds Rtmt 2050 Adv Fd | — | — | — | $11.1M | 11.6% | |
| T. Rowe Price Funds Rtmt 2030 Adv Fd | — | — | — | $9.1M | 9.5% | |
| Pioneer Fundamental Growth Y Fd | — | — | — | $9.1M | 9.5% | |
| T. Rowe Price Funds Rtmt 2045 Adv Fd | — | — | — | $6.0M | 6.2% | |
| Vanguard Group 500 Index Admiral Fd | — | — | — | $5.8M | 6.1% | |
| The American Funds NewPrsp R6 Fnd | — | — | — | $4.6M | 4.8% | |
| T. Rowe Price Funds Rtmt 2020 Adv Fd | — | — | — | $4.2M | 4.3% | |
| T. Rowe Price Funds Rtmt 2055 Adv Fd | — | — | — | $3.4M | 3.5% | |
| Vanguard Group Mid Cap Index Adm Fd | — | — | — | $3.0M | 3.1% | |
| T. Rowe Price Funds Rtmt 2025 Adv Fd | — | — | — | $3.0M | 3.1% | |
| T. Rowe Price Funds Rtmt 2035 Adv Fd | — | — | — | $2.9M | 3.0% | |
| MassMutual Financial Group Sel Mid Cp Gr Admin Fd | — | — | — | $2.8M | 2.9% | |
| Vanguard Group Sm Cap Index Adm Fd | — | — | — | $2.5M | 2.6% | |
| T. Rowe Price Funds Rtmt 2060 Adv Fd | — | — | — | $2.3M | 2.4% | |
| Invesco Funds Group, Inc Comstock R5 Fd | — | — | — | $1.5M | 1.6% | |
| GALLIARD STABLE RETURN PN SEI TRUST COMPANY · EIN 41-6202499 / PN 001 | Common Collective Trust | — | — | $1.5M | 1.6% | |
| Invesco Eq and Inc R5 Fund | — | — | — | $1.4M | 1.5% | |
| Fidelity Total Bond Fund | — | — | — | $1.3M | 1.3% | |
| T. Rowe Price Funds Rtmt 2010 Adv Fd | — | — | — | $1.1M | 1.2% | |
| The American Funds Europacific Grth R6 Fd | Mutual Funds | — | — | $1.1M | 1.2% | |
| Vanguard Group Tax Mng Bal Admiral | — | — | — | $1.1M | 1.1% | |
| The American Funds Amer Bal R6 Fd | — | — | — | $1.0M | 1.1% | |
| T. Rowe Price Funds Rtmt 2065 Adv Fd | — | — | — | $890K | 0.9% | |
| American Century Investments SC GR R6 FD | — | — | — | $836K | 0.9% | |
| Participant notes receivable Interest rates 4.25% to 9.50% | — | — | — | $815K | 0.8% | |
| Principal Funds Inc Real Estate Secs Inst Fd | — | — | — | $780K | 0.8% | |
| T. Rowe Price Funds Rtmt 2015 Adv Fd | — | — | — | $189K | 0.2% | |
| Fidelity Intmd Tr Bd Index Fd | — | — | — | $49K | <0.1% | |
| (E) | — | — | — | $49K | <0.1% | |
| T. Rowe Price Funds Rtmt 2005 Adv Fd | — | — | — | $3K | <0.1% |