How big is Bay Area Community Services, Inc.'s plan?

Bay Area Community Services, Inc.'s plan reported $8.0M in assets and 643 participants for 2024.

Original filing (PDF)20251007131050NAL0008198784001

Bay Area Community Services, Inc.

Name: Bay Area Community Services, Inc. — Bay Area Communi, Form 5500 (2024)
Creator: Bay Area Community Services, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Bay Area Community Services 403(b) Plan

403(b) retirement plan · Bay Area Community Services, Inc.'s Bay Area Community Services 403(b) Plan held $8.0M in plan assets for 643 participants in 2024, with The Standard (StanCorp) as recordkeeper.

Signals · 2

Late participant contributions~103 bps in Sched C fees

Active participants

643

Accounts w/ balance

272

Plan assets (EOY)

$8.0M

Net assets (EOY)

$8.0M

Plan identifiers

Bay Area Community Services, Inc.'s EIN is 94-1708069.

EIN 94-1708069

Plan number 001

Plan year 2024

ACK ID 20251007131050NAL0008198784001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Bay Area Community Services, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Bay Area Community Services, Inc.'s plan includes ERISA 404(c) participant direction, 403(b) custodial accounts, a default investment (QDIA), a 403(b) annuity.

Decision-maker contacts

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How this plan invests

This plan

1 pooled trust

Schedule D

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 10K (0% of contributions).
Total administrative cost in the bottom quartile of peers (18th percentile).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (9th percentile).

Plan sponsor

Name

BAY AREA COMMUNITY SERVICES, INC.

EIN

all filings

Address

390 40TH STREET · OAKLAND, CA · 94609

Phone

(510) 318-6137

Industry

Health Care & Social Assistance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-07

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2L · 403(b)(1) annuity

Audit & trust (Schedule H)

Auditor

APRIO, LLP

Trustee / custodian

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
STANCORP FINANCIAL GROUP	93-1253576	—	NONE	$52K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
OSAIC WEALTH, INC.	93-0987232	—	NONE	$24K	—
WOODBURY FINANCIAL SERVICES, INC	41-0944586

Investments

32 direct securities · 1 pooled fund· $8.1M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Other securities

$4.8M

15 holdings

Mutual Funds

$1.6M

7 holdings

Common Collective Trusts

$1.3M

1 holding

Bonds / Notes

$157K

1 holding

Pooled Separate Account

$134K

1 holding

Pooled Separate Accounts

$134K

8 holdings

					% of plan
Vanguard 500 Index F Mutual Fund	Common Collective Trusts	—	—	$1.3M	16.1%
American Fds Trgt Date Ret 2050 R6 Mutual Fund	Other securities	—	—	$737K	9.2%
PGIM Total Return Bd Z Mutual Fund	Other securities	—	—	$712K	8.9%
American Fds Trgt Date Ret 2030 R6 Mutual Fund	Other securities	—	—	$603K	7.5%
MFS Intl Diversification CL R6 Mutual Fund	Mutual Funds	—	—	$549K	6.9%
Standard Stable Asset A (at contract value) Guaranteed Interest Account	Other securities	—	—	$450K	5.6%
JP Morgan Large Cap Growth R6 Mutual Fund	Other securities	—	—	$442K	5.5%
American Fds Trgt Date Ret 2035 R6 Mutual Fund	Other securities	—	—	$420K	5.2%
American Fds Trgt Date Ret 2040 R6 Mutual Fund	Other securities	—	—	$377K	4.7%
American Fd 2055 Target Date Ret R6 Mutual Fund	Other securities	—	—	$362K	4.5%
DFA US Large Cap Value Port Instl Mutual Fund	Mutual Funds	—	—	$321K	4.0%
American Fds Trgt Date Ret 2045 R6 Mutual Fund	Other securities	—	—	$281K	3.5%
Vanguard Mid Cap Val Index Admiral Mutual Fund	Mutual Funds	—	—	$273K	3.4%
American Fds Trgt Date Ret 2020 R6 Mutual Fund	Other securities	—	—	$260K	3.3%
Vanguard Small Cap I Mutual Fund	Mutual Funds	—	—	$243K	3.0%
Various maturities; interest rates * Participant loans ranging from 3.25% - 8.50% -	Bonds / Notes	—	—	$157K	2.0%
Janus Henderson Enterprise Fd T Mutual Fund	Mutual Funds	—	—	$152K	1.9%
SEPARATE ACCOUNT SEPARATE ACCOUNT DC II · EIN 06-0974148 / PN 000	Pooled Separate Account	—	—	$134K	1.7%
Nuveen Large Cap Responsibl EQ R6 Mutual Fund	Mutual Funds	—	—	$69K	0.9%
General Account - Empower (at contract value) Guaranteed Interest Account	Other securities	—	—	$54K	0.7%
American Fds Trgt Date Ret 2025 R6 Mutual Fund	Other securities	—	—	$45K	0.6%
T Rowe Price Retirement 2050 R Pooled Separate Account	Pooled Separate Accounts	—	—	$45K	0.6%
T Rowe Price Retirement 2040 R Pooled Separate Account	Pooled Separate Accounts	—	—	$37K	0.5%
PGIM Global Total Return R6 Mutual Fund	Other securities	—	—	$34K	0.4%
T Rowe Price Retirement 2030 R Pooled Separate Account	Pooled Separate Accounts	—	—	$25K	0.3%
American Fds Trgt Date Ret 2010 R6 Mutual Fund	Other securities	—	—	$14K	0.2%
American Fd American Bal Fd R6 Mutual Fund	Other securities	—	—	$11K	0.1%
American Funds Growth Fund of Amer R3 Pooled Separate Account	Pooled Separate Accounts	—	—	$9K	0.1%
DFA US Targeted Value Port Instl Mutual Fund	Mutual Funds	—	—	$6K	<0.1%
Invesco International Bond A Pooled Separate Account	Pooled Separate Accounts	—	—	$5K	<0.1%
Fidelity Advisor(R) Leveraged Co Stk M Pooled Separate Account	Pooled Separate Accounts	—	—	$5K	<0.1%
BNY Mellon Small Cap Stock Index Inv Pooled Separate Account	Pooled Separate Accounts	—	—	$4K	<0.1%
Virtus NFJ Small-Cap Value A Pooled Separate Account	Pooled Separate Accounts	—	—	$4K	<0.1%