Original filing (PDF)20250910133204NAL0045226354001

FAMILY RESOURCE & REFERRAL CENTER OF SAN JOAQUIN

Name: FAMILY RESOURCE & REFERRAL CENTER OF SAN JOAQUIN — SAFE-HARBOR 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF FAMILY RESOURCE & REFERRAL CENTER OF SAN JOAQUIN, Form 5500 (2024)
Creator: FAMILY RESOURCE & REFERRAL CENTER OF SAN JOAQUIN

Form 5500

FILING_RECEIVED

SAFE-HARBOR 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF FAMILY RESOURCE & REFERRAL CENTER OF SAN JOAQUIN

401(k) retirement plan

Signals · 1

Late participant contributions

Active participants

198

Accounts w/ balance

206

Plan assets (EOY)

$13.0M

Net assets (EOY)

$13.0M

How this plan invests

This plan

1 pooled trust

Schedule D

46 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 18K (2% of contributions).

Helping the score

Below-peer total plan cost (94th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for FAMILY RESOURCE & REFERRAL CENTER OF SAN JOAQUIN.

Plan sponsor

Name

FAMILY RESOURCE & REFERRAL CENTER OF SAN JOAQUIN

EIN

94-1691503

Address

3127 TRANSWORLD DR SUITE 100 · STOCKTON, CA · 952064988

Phone

(209) 948-1553

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-10

Pension benefit codes

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

PENSION ASSURANCE LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
MUTUAL OF AMERICA INVESTMENT CORP	—	NEW YORK, NY	RECORD KEEPER	$1K	—

Investments

46 direct securities · 1 pooled fund· $24.6M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Other securities

$12.3M

44 holdings

Pooled Separate Account

$11.7M

1 holding

Bonds / Notes

$586K

1 holding

Cash / Money Market

$84K

1 holding

					% of plan
SEPARATE ACCOUNT NUMBER SA1 MUTUAL OF AMERICA · EIN 13-1614399 / PN 000	Pooled Separate Account	—	—	$11.7M	89.7%
Mutual of America Life Insurance Company Fidelity VIP Contrafund Portfolio	Other securities	—	—	$1.1M	8.4%
Mutual of America Life Insurance Company Mutual of America Clear Passage 2045 Fund	Other securities	—	—	$808K	6.2%
Mutual of America Life Insurance Company Mutual of America Interest Accumulation Account	Other securities	—	—	$748K	5.8%
Mutual of America Life Insurance Company Mutual of America Equity Index Fund	Other securities	—	—	$645K	5.0%
Mutual of America Life Insurance Company Mutual of America Clear Passage 2030 Fund	Other securities	—	—	$616K	4.7%
Participant Loans to participants, bearing interest from 4.25% to 9.50%	Bonds / Notes	—	—	$586K	4.5%
Mutual of America Life Insurance Company Mutual of America Conservative Allocation Fund	Other securities	—	—	$510K	3.9%
Mutual of America Life Insurance Company Fidelity VIP Mid Cap Portfolio	Other securities	—	—	$458K	3.5%
Mutual of America Life Insurance Company Calvert VP SRI Balanced Portfolio	Other securities	—	—	$434K	3.3%
Mutual of America Life Insurance Company Mutual of America All America Fund	Other securities	—	—	$432K	3.3%
Mutual of America Life Insurance Company Mutual of America Mid-Cap Equity Index Fund	Other securities	—	—	$424K	3.3%
Mutual of America Life Insurance Company Mutual of America Clear Passage 2035 Fund	Other securities	—	—	$421K	3.2%
Mutual of America Life Insurance Company Mutual of America Small Cap Growth Fund	Other securities	—	—	$417K	3.2%
Mutual of America Life Insurance Company Vanguard VIF Diversified Value Portfolio	Other securities	—	—	$416K	3.2%
Mutual of America Life Insurance Company Mutual of America Moderate Allocation Fund	Other securities	—	—	$413K	3.2%
Mutual of America Life Insurance Company T. Rowe Price Blue Chip Growth Portfolio	Other securities	—	—	$382K	2.9%
Mutual of America Life Insurance Company American Century Investments VP Capital Appreciation Fund	Other securities	—	—	$372K	2.9%
Mutual of America Life Insurance Company Vanguard VIF International Portfolio	Other securities	—	—	$371K	2.9%
Mutual of America Life Insurance Company Mutual of America Clear Passage 2040 Fund	Other securities	—	—	$299K	2.3%
Mutual of America Life Insurance Company Mutual of America Clear Passage 2055 Fund	Other securities	—	—	$289K	2.2%
Mutual of America Life Insurance Company Fidelity VIP Equity-Income Portfolio	Other securities	—	—	$250K	1.9%
Mutual of America Life Insurance Company MFS VIT III Mid Cap Value Portfolio ** 594 * Mutual of America Life Insurance Company Mutual of America Clear Passage 2015 Fund ** 32 * Mutual of America Life Insurance Company Mutual of America Clear Passage 2020 Fund	Other securities	—	—	$241K	1.9%
Mutual of America Life Insurance Company Mutual of America Small Cap Value Fund	Other securities	—	—	$218K	1.7%
Mutual of America Life Insurance Company Mutual of America Clear Passage 2050 Fund	Other securities	—	—	$213K	1.6%
Mutual of America Life Insurance Company Mutual of America Core Bond Fund	Other securities	—	—	$206K	1.6%
Mutual of America Life Insurance Company Mutual of America Balanced Fund	Other securities	—	—	$200K	1.5%
Mutual of America Life Insurance Company Mutual of America Aggressive Allocation Fund	Other securities	—	—	$194K	1.5%
Mutual of America Life Insurance Company Mutual of America Mid Cap Value Fund	Other securities	—	—	$192K	1.5%
Mutual of America Life Insurance Company Delaware VIP Small Cap Value Series ** 240 * Mutual of America Life Insurance Company DWS Capital Growth VIP	Other securities	—	—	$181K	1.4%
Mutual of America Life Insurance Company Mutual of America Clear Passage 2025 Fund	Other securities	—	—	$175K	1.3%
Mutual of America Life Insurance Company Mutual of America Clear Passage 2060 Fund	Other securities	—	—	$157K	1.2%
Mutual of America Life Insurance Company Vanguard VIF Real Estate Index Portfolio	Other securities	—	—	$146K	1.1%
Mutual of America Life Insurance Company Invesco V.I. Main Street Fund	Other securities	—	—	$133K	1.0%
Mutual of America Life Insurance Company Mutual of America Intermediate Bond Fund	Other securities	—	—	$112K	0.9%
Mutual of America Life Insurance Company Mutual of America Money Market Fund	Cash / Money Market	—	—	$84K	0.6%
Mutual of America Life Insurance Company Fidelity VIP Asset Manager Portfolio	Other securities	—	—	$37K	0.3%
Mutual of America Life Insurance Company Mutual of America Clear Passage 2065 Fund	Other securities	—	—	$36K	0.3%
Mutual of America Life Insurance Company American Funds Insurance Series New World Fund	Other securities	—	—	$21K	0.2%
Mutual of America Life Insurance Company Goldman Sachs VIT Small Cap Equity Insights Fund ** 400 * Mutual of America Life Insurance Company Goldman Sachs VIT US Equity Insights Fund	Other securities	—	—	$20K	0.2%
Mutual of America Life Insurance Company Mutual of America International Fund	Other securities	—	—	$14K	0.1%
Mutual of America Life Insurance Company PIMCO VIT Real Return Portfolio	Other securities	—	—	$11K	<0.1%
Mutual of America Life Insurance Company Mutual of America Retirement Income Fund	Other securities	—	—	$5K	<0.1%
Mutual of America Life Insurance Company Mutual of America Small Cap Equity Index Fund	Other securities	—	—	$5K	<0.1%
Mutual of America Life Insurance Company Neuberger Berman AMT Sustainable Equity Portfolio	Other securities	—	—	$4K	<0.1%
Mutual of America Life Insurance Company Victory RS Small Cap Growth Equity VIP Series	Other securities	—	—	$3K	<0.1%
Mutual of America Life Insurance Company Vanguard VIF Total Bond Market Index Portfolio	Other securities	—	—	$2K	<0.1%