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Original filing (PDF)20251014162013NAL0001643491001
CENTER FOR EMPLOYMENT TRAINING
Form 5500
FILING_RECEIVED
CET 401(K) PLAN
401(k) retirement plan
Signals · 1
59% in single holding
Active participants
265
Accounts w/ balance
106
Plan assets (EOY)
$5.5M
Net assets (EOY)
$5.5M
How this plan invests
This plan
1 pooled trust
Schedule D
3 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "Ameritas Life Insurance Pooled Separate Account G" is 59% of plan.
- Only 40% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (19 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTER FOR EMPLOYMENT TRAINING.
Plan sponsor
Name
CENTER FOR EMPLOYMENT TRAINING
EIN
94-1658311
Address
701 VINE ST RM 203 · SAN JOSE, CA · 951102940
Phone
(408) 534-5360
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WEWORSKI & ASSOCIATES
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERITAS LIFE INSURANCE CORP | 47-0098400 | — | BUNDLED RECORDKEEPER | $10K | — |
Investments
3 direct securities · 1 pooled fund· $8.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$5.5M
3 holdings
Pooled Separate Account
$3.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AMERITAS LIFE INSURANCE CORP SEPARATE ACCOUNT G · EIN 47-0098400 / PN 003 | Pooled Separate Account | — | — | $3.2M | 59.1% | |
| Ameritas Life Insurance Pooled Separate Account G | — | — | — | $3.2M | 58.8% | |
| Ameritas Life Insurance Ameritas Guaranteed Investment Account | — | — | — | $2.2M | 39.6% | |
| Participant Loans High Int Rate 6.25%; Low Int Rate 4.25% | — | — | — | $90K | 1.7% |
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