Original filing (PDF)20251006152542NAL0009771922001

Stephens Institute DBA Academy of Art University

Name: Stephens Institute DBA Academy of Art University — Form 5500 Plan 002 (2024)
Creator: Stephens Institute DBA Academy of Art University
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Academy of Art University 401(k) Retirement Plan

401(k) retirement plan · Stephens Institute DBA Academy of Art University's Academy of Art University 401(k) Retirement Plan held $85.6M in plan assets for 1,132 participants in 2024, with JULY Business Services LLC as recordkeeper.

Signals · 1

Corrective distributions issued

Active participants

1,132

Accounts w/ balance

802

Plan assets (EOY)

$85.6M

Net assets (EOY)

$85.6M

How this plan invests

This plan

21 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (7th percentile).
Bottom-decile employer contributions per participant (2nd percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for STEPHENS INSTITUTE DBA ACADEMY OF ART UNIVERSITY.

Plan sponsor

Name

STEPHENS INSTITUTE DBA ACADEMY OF ART UNIVERSITY

EIN

94-1637804all filings

Address

79 NEW MONTGOMERY STREET · SAN FRANCISCO, CA · 94105

Phone

(415) 618-3643

Industry

Educational Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-06

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

ALMICH & ASSOCIATES

Trustee / custodian

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JULY BUSINESS SERVICES LLC	74-2715820	WACO, TX	RECORDKEEPER45	$53K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
CERITY PARTNERS	—	LOS ANGELES, CA	NONE	$146K	—
CHARLES SCHWAB BANK	42-1558009

Investments

21 direct securities· $85.6M(100% of reported assets)

Mutual Funds

$64.0M

16 holdings

Common Collective Trusts

$15.0M

2 holdings

Other securities

$6.0M

2 holdings

Bonds / Notes

$604K

1 holding

					% of plan
Schwab S&P 500 Index * Mutual Fund	Common Collective Trusts	—	—	$15.0M	17.5%
Vanguard Target Retirement 2050 Mutual Fund	Mutual Funds	—	—	$14.1M	16.4%
Vanguard Target Retirement 2060 Mutual Fund	Mutual Funds	—	—	$12.3M	14.4%
Vanguard Target Retirement 2040 Mutual Fund	Mutual Funds	—	—	$10.5M	12.2%
Vanguard Target Retirement 2030 Mutual Fund	Mutual Funds	—	—	$7.6M	8.8%
Harbor Capital Appreciation Mutual Fund	Other securities	—	—	$5.5M	6.4%
Vanguard Target Retirement 2020 Mutual Fund	Mutual Funds	—	—	$4.3M	5.0%
Vanguard Mid Cap Index Mutual Fund	Mutual Funds	—	—	$3.0M	3.6%
Vanguard Total Bond Market Index Mutual Fund	Mutual Funds	—	—	$3.0M	3.5%
Vanguard Windsor II Fund Mutual Fund	Mutual Funds	—	—	$2.9M	3.4%
Vanguard Small Cap Index Mutual Fund	Mutual Funds	—	—	$2.3M	2.7%
Schwab Value Advantage Money Market * Money Market	Mutual Funds	—	—	$2.3M	2.7%
Vanguard Total International Stock Index Mutual Fund	Mutual Funds	—	—	$1.5M	1.8%
Participant Loans (maturing through March 2035) * Interest Rates: 4.25% to 9.5%	Bonds / Notes	—	—	$604K	0.7%
T. Rowe Price International Discovery Mutual Fund	Other securities	—	—	$506K	0.6%
Vanguard Target Retirement Income Mutual Fund	Mutual Funds	—	—	$231K	0.3%
Vanguard Target Retirement 2045 Mutual Fund	Mutual Funds	—	—	$6K	<0.1%
Vanguard Total INTL BD IDX Admiral Mutual Fund 36 Noninterest-bearing cash Noninterest-bearing cash	Common Collective Trusts	—	—	$6K	<0.1%
Vanguard Target Retirement 2065 Mutual Fund	Mutual Funds	—	—	$4K	<0.1%
Vanguard Target Retirement 2035 Mutual Fund	Mutual Funds	—	—	$2K	<0.1%
Vanguard Target Retirement 2025 Mutual Fund	Mutual Funds	—	—	$2K	<0.1%