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Original filing (PDF)20251015113541NAL0009358322001
VISION SERVICE PLAN
Form 5500
FILING_RECEIVED
VSP RETIREMENT PLAN
401(k) retirement plan
Active participants
5,853
Accounts w/ balance
7,383
Plan assets (EOY)
$1.5B
Net assets (EOY)
$1.5B
How this plan invests
This plan
18 pooled trusts
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VISION SERVICE PLAN.
Plan sponsor
Name
VISION SERVICE PLAN
EIN
94-1632821
Address
3333 QUALITY DRIVE · RANCHO CORDOVA, CA · 95670
Phone
(916) 851-5000
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2U · Association Retirement Plan
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $511K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAGEVIEW ADVISORY GROUP LLC | — | IRVINE, CA | INVESTMENT ADVISOR | $196K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRUDENTIAL INVESTMENT MANAGEMENT SE | 13-4122960 | — | NONE | $2K | — |
| EMPOWER FINANCIAL SERVICES, INC. | — | GREENWOOD VILLAGE, CO | OTHER | $899 | — |
Investments
8 direct securities · 18 pooled funds· $1.7B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$932.2M
10 holdings
Uncategorized
$586.5M
8 holdings
Pooled Separate Account
$150.4M
8 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Empower Prudential Stable Value Fund | — | — | — | $218.3M | 15.0% | |
| PRUDENTIAL CORE INTERMEDIATE BOND F PRUDENTIAL TRUST COMPANY · EIN 23-6994310 / PN 214 | Common Collective Trust | — | — | $218.3M | 15.0% | |
| BLACKROCK EQUITY INDEX FUND M BLACKROCK FUNDS - COLLECTIVE TRUSTS · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $186.5M | 12.9% | |
| T ROWE PRICE BLUE CHIP GROWTH TRUST T. ROWE PRICE COLLECTIVE TRUSTS · EIN 80-0470272 / PN 004 | Common Collective Trust | — | — | $165.6M | 11.4% | |
| CAPITAL GROUP EUROPACIFIC GROWTH EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 000 | Pooled Separate Account | — | — | $118.2M | 8.1% | |
| Vanguard Equity Income Admiral | — | — | — | $116.2M | 8.0% | |
| Fidelity International Index Fund | — | — | — | $97.9M | 6.7% | |
| BLACKROCK US DEBT INDEX M BLACKROCK FUNDS - COLLECTIVE TRUSTS · EIN 45-4395752 / PN 000 | Common Collective Trust | — | — | $88.9M | 6.1% | |
| BLACKROCK TOTAL RETURN BOND FUND T BLACKROCK FUNDS - COLLECTIVE TRUSTS · EIN 47-1246942 / PN 001 | Common Collective Trust | — | — | $82.4M | 5.7% | |
| PRINCIPAL DIVERSIFIED REAL ASSET TI PRINCIPAL FINANCIAL · EIN 46-0743367 / PN 001 | Common Collective Trust | — | — | $58.1M | 4.0% | |
| MassMutual Mid Cap Growth Fund I | — | — | — | $48.5M | 3.3% | |
| BLACKROCK MID CAP EQ IDX FD BLACKROCK FUNDS - COLLECTIVE TRUSTS · EIN 45-4378115 / PN 001 | Common Collective Trust | — | — | $40.0M | 2.8% | |
| Victory Sycamore Established Value Fund R | — | — | — | $34.9M | 2.4% | |
| American Funds American Balanced Fund R6 | — | — | — | $33.0M | 2.3% | |
| PIMCO RAE US SMALL CIT CL S GREAT GRAY · EIN 88-2858456 / PN 798 | Common Collective Trust | — | — | $31.6M | 2.2% | |
| PUTNAM SMALL CAP GROWTH TRUST - CLA GREAT GRAY · EIN 86-1846156 / PN 677 | Common Collective Trust | — | — | $31.0M | 2.1% | |
| BLACKROCK RUSSELL 2000 INDEX T BLACKROCK FUNDS · EIN 91-3380069 / PN 001 | Common Collective Trust | — | — | $29.8M | 2.1% | |
| Empower Self-Directed Brokerage Accounts | — | — | — | $21.4M | 1.5% | |
| SA/INVESCO GLOBAL STRATEGY FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 308 | Pooled Separate Account | — | — | $17.5M | 1.2% | |
| Participants Participant Loans Rates from 0.48% to 9.50% - | — | — | — | $16.4M | 1.1% | |
| DAY ONE INCOMEFLEX TARGET BALANCED EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 697 | Pooled Separate Account | — | — | $8.6M | 0.6% | |
| INCOMEFLEX SELECT BALANCED FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 513 | Pooled Separate Account | — | — | $4.2M | 0.3% | |
| INCOMEFLEX SELECT INCOME & EQUITY F EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 515 | Pooled Separate Account | — | — | $1.3M | <0.1% | |
| INCOMEFLEX SELECT CONSERVATIVE GROW EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 514 | Pooled Separate Account | — | — | $620K | <0.1% | |
| SMALL CAP GROWTH / TIMESSQUARE FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 132 | Pooled Separate Account | — | — | $0 | <0.1% | |
| SMALL CAP VALUE / KENNEDY CAPITAL F EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 024 | Pooled Separate Account | — | — | $0 | <0.1% |