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Original filing (PDF)20251010102146NAL0004138675001
A&K RAILROAD MATERIALS, INC.
Form 5500
FILING_RECEIVED
A&K RAILROAD MATERIALS, INC. RETIREMENT & SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
321
Accounts w/ balance
129
Plan assets (EOY)
$15.1M
Net assets (EOY)
$15.1M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 45 bps in Schedule C fees — 54% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Only 40% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for A&K RAILROAD MATERIALS, INC..
Plan sponsor
Name
A&K RAILROAD MATERIALS, INC.
EIN
94-1631996
Address
1505 SOUTH REDWOOD ROAD · SALT LAKE CITY, UT · 84104
Phone
(801) 974-5484
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
TRAVELLER & COMPANY LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATOS WEALTH PARTNERS | 27-5273468 | — | INVESTMENT ADVISORY | $24K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $43K | — |
Investments
27 direct securities · 1 pooled fund· $15.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$13.5M
25 holdings
Common Collective Trust
$1.6M
1 holding
Mutual Funds
$26K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AB Large Cap Growth Adv Fund Mutual fund N/A | — | — | — | $2.6M | 17.1% | |
| American Funds NewPrsp R6 Fnd Mutual fund N/A | — | — | — | $2.2M | 14.8% | |
| PRIN/BR S&P 500 INDEX CIT N SEI TRUST COMPANY · EIN 94-3224211 / PN 001 | Common Collective Trust | — | — | $1.6M | 10.5% | |
| Vanguard Equity-Inc Adm Fund Mutual fund N/A | — | — | — | $1.4M | 9.0% | |
| Common collective trusts * Prin Fixed Inc Guar Option Common collective trusts N/A | — | — | — | $1.0M | 6.7% | |
| Am Fds Trgt Dte Rtm 2030 R6 Fd Mutual fund N/A | — | — | — | $801K | 5.3% | |
| Am Fds Trgt Dte Rtm 2025 R6 Fd Mutual fund N/A | — | — | — | $766K | 5.1% | |
| Am Fds Trgt Dte Rtm 2035 R6 Fd Mutual fund N/A | — | — | — | $705K | 4.7% | |
| Am Fds Trgt Dte Rtm 2050 R6 Fd Mutual fund N/A | — | — | — | $624K | 4.1% | |
| American Funds SMCAP Wld R6 Mutual fund N/A | — | — | — | $550K | 3.6% | |
| Am Fds Trgt Dte Rtm 2045 R6 Fd Mutual fund N/A | — | — | — | $486K | 3.2% | |
| Guggenheim Total Ret Bond R6 Mutual fund N/A | — | — | — | $374K | 2.5% | |
| Am Fds Trgt Dte Rtm 2040 R6 Fd Mutual fund N/A | — | — | — | $373K | 2.5% | |
| Am Fds Trgt Dte Rtm 2010 R6 Fd Mutual fund N/A 180 Am Fds Trgt Dte Rtm 2015 R6 Fd Mutual fund N/A | — | — | — | $357K | 2.4% | |
| Vanguard Growth Index Adm Fund Mutual fund N/A | — | — | — | $324K | 2.1% | |
| Am Fds Trgt Dte Rtm 2055 R6 Fd Mutual fund N/A | — | — | — | $213K | 1.4% | |
| Am Fds Trgt Dte Rtm 2020 R6 Fd Mutual fund N/A | — | — | — | $173K | 1.1% | |
| Various maturity dates; interest rates of * Participant loans 4.25% to 9.50% $0 | — | — | — | $171K | 1.1% | |
| Vanguard Mid Cap Index Adm Fd Mutual fund N/A | — | — | — | $127K | 0.8% | |
| Am Fds Trgt Dte Rtm 2060 R6 Fd Mutual fund N/A | — | — | — | $65K | 0.4% | |
| Vanguard Value Index Adm Fund Mutual fund N/A | — | — | — | $51K | 0.3% | |
| JP Morgan Mid Cap Value R6 Fd Mutual fund N/A | — | — | — | $50K | 0.3% | |
| Am Fds Trgt Dte Rtm 2065 R6 Fd Mutual fund N/A | — | — | — | $40K | 0.3% | |
| American Funds NewWorld R6 Mutual fund N/A | — | — | — | $28K | 0.2% | |
| s (continued) Inv Gd and Sp Minerals Y Fund Mutual fund N/A | Mutual Funds | — | — | $20K | 0.1% | |
| PGIM Short Duration High Yield Income Z Mutual fund N/A | — | — | — | $14K | <0.1% | |
| Vanguard Small Cap Index Adm Fund Mutual fund N/A | — | — | — | $14K | <0.1% | |
| BNYM Global Fixed-Income I Fd Mutual fund N/A | Mutual Funds | — | — | $6K | <0.1% |