Original filing (PDF)20251002134647NAL0000538209001

THE HARKER SCHOOL

Name: THE HARKER SCHOOL — THE HARKER SCHOOL 403(B) TAX DEFERRED ANNUITY PLAN, Form 5500 (2024)
Creator: THE HARKER SCHOOL

Form 5500

FILING_RECEIVED

THE HARKER SCHOOL 403(B) TAX DEFERRED ANNUITY PLAN

403(b) retirement plan

Signals · 2

No recordkeeper disclosed8 service providers

Active participants

784

Accounts w/ balance

1,114

Plan assets (EOY)

$68.2M

Net assets (EOY)

$68.2M

How this plan invests

This plan

1 pooled trust

Schedule D

142 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

20 bps in Schedule C fees — modestly above peer band of 16 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE HARKER SCHOOL.

Plan sponsor

Name

THE HARKER SCHOOL

EIN

94-1613808

Address

4525 UNION AVE · SAN JOSE, CA · 951243530

Phone

(408) 553-5700

Industry

Educational Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-02

Pension benefit codes

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

Audit & trust (Schedule H)

Auditor

ROBERT LEE & ASSOCIATES LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

8 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDUCIARY BENEFITS GROUP INC	87-3709842	LAKE ELSINORE, CA	NONE	$82K	—
TIAA	13-1624203	NEW YORK, NY	NONE	$53K	—
CREF-TIAA-REF INVESTMENT MANAGEMENT	13-3586142	NEW YORK, NY	NONE	$0	—
NUVEEN	13-1624203	CHICAGO, IL	NONE	$0	—
VANGUARD	23-1945930	VALLEY FORGE, PA	NONE	$0	—
AMERICAN CENTURY INVESTMENTS	44-0640487	KANSAS CITY, MO	NONE	$0	—
AMERICAN FUNDS	95-1411037	LOS ANGELES, CA	NONE	$0	—
BLACKROCK ADVISORS LLC	13-3806691	WILMINGTON, DE	NONE	$0	—

Investments

141 direct securities · 1 pooled fund· $68.2M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$68.1M

141 holdings

Pooled Separate Account

$40K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
ISHARES S&P 500 INDEX FUND K MUTUAL FUND	—	—	—	$17.0M	24.9%
FULLY BENEFIT RESPONSIVE * TIAA TRADITIONAL BENEFIT RESPONSIVE 2 ANNUITY CONTRACT ** $	—	—	—	$10.9M	15.9%
VAN S&P MC 400 IDX FUNDINSTI MUTUAL FUND	—	—	—	$4.3M	6.3%
BLACKROCK TOTAL RETURN K MUTUAL FUND	—	—	—	$4.3M	6.2%
VANGUARD DEVLOPD MKTS IDX ADM MUTUAL FUND	—	—	—	$2.0M	3.0%
AMERICAN EUROPAC GROWTH R6 MUTUAL FUND	—	—	—	$1.9M	2.8%
VANGUARD INTL VALUE INV MUTUAL FUND	—	—	—	$1.9M	2.7%
AMERICAN FUNDS NEW WORLD R6 MUTUAL FUND	—	—	—	$1.8M	2.6%
FULLY BENEFIT RESPONSIVE * TIAA TRADITIONAL BENEFIT RESPONSIVE ANNUITY CONTRACT	—	—	—	$1.6M	2.3%
VANGUARD 500 INDEX FUND ADMIRAL SHARES MUTUAL FUND	—	—	—	$1.4M	2.0%
AMERICAN CENTURY SM CAP VAL R6 MUTUAL FUND	—	—	—	$1.3M	1.8%
CREF STOCK R2 CREF VARIABLE ANNUITY	—	—	—	$1.1M	1.7%
VANGUARD SMALL-CAP IDX ADM MUTUAL FUND	—	—	—	$1.1M	1.6%
VANGUARD TOTAL STOCK MARKET INDEX FUND A MUTUAL FUND	—	—	—	$1.0M	1.5%
CREF GROWTH R2 CREF VARIABLE ANNUITY	—	—	—	$995K	1.5%
VANGUARD MID-CAP INDEX FUND ADMIRAL SHARES MUTUAL FUND	—	—	—	$831K	1.2%
CREF EQUITY INDEX R2 CREF VARIABLE ANNUITY	—	—	—	$773K	1.1%
AB LARGE CAP GROWTH FUND Z MUTUAL FUND	—	—	—	$745K	1.1%
VANGUARD WELLINGTON FUND ADMIRAL SHARES MUTUAL FUND	—	—	—	$701K	1.0%
FID ASSET MGR 85% MUTUAL FUND	—	—	—	$622K	0.9%
LORD ABBETT SHORT DUR INC R4 MUTUAL FUND	—	—	—	$594K	0.9%
CREF GLOBAL EQUITIES R2 CREF VARIABLE ANNUITY	—	—	—	$555K	0.8%
AMERICAN CENTURY SM CAP GRW R6 MUTUAL FUND	—	—	—	$525K	0.8%
CREF CORE BOND R2 CREF VARIABLE ANNUITY	—	—	—	$504K	0.7%
NON BENEFIT RESPONSIVE ANNUITY * TIAA TRADITIONAL NON BENEFIT RESPONSIVE CONTRACT	—	—	—	$475K	0.7%
MFS VALUE R3 MUTUAL FUND	—	—	—	$471K	0.7%
FID INTL GROWTH MUTUAL FUND ** 312 * FID HIGH INCOME MUTUAL FUND ** 226 * FID SEL MATERIALS MUTUAL FUND ** 176 * CREF MONEY MARKET R2 MONEY MARKET	—	—	—	$445K	0.7%
VANGUARD LIFESTRATEGY GROWTH FUND MUTUAL FUND	—	—	—	$443K	0.7%
FID FREEDOM 2050 MUTUAL FUND	—	—	—	$424K	0.6%
FID BLUE CHIP GR MUTUAL FUND	—	—	—	$411K	0.6%
FID FREEDOM 2040 MUTUAL FUND	—	—	—	$360K	0.5%
CREF INFLATION-LINKED BOND R2 CREF VARIABLE ANNUITY	—	—	—	$355K	0.5%
VANGUARD TARGET RETIREMENT 2025 FUND MUTUAL FUND	—	—	—	$341K	0.5%
NUVEEN LIFECYCLE 2030 RETIRE MUTUAL FUND	—	—	—	$316K	0.5%
NUVEEN LIFECYCLE 2040 RETIRE MUTUAL FUND	—	—	—	$305K	0.4%
BLACKROCK MID CAP GROWTH EQ K MUTUAL FUND	—	—	—	$301K	0.4%
VANGUARD STRATEGIC EQUITY FUND MUTUAL FUND	—	—	—	$290K	0.4%
VANGUARD HEALTH CARE FUND ADMIRAL SHARES MUTUAL FUND	—	—	—	$285K	0.4%
NUVEEN HIGH YIELD R6 MUTUAL FUND	—	—	—	$281K	0.4%
NUVEEN REAL EST SEC SEL R6 MUTUAL FUND	—	—	—	$244K	0.4%
NUVEEN LARGE CAP GR IDX RETIRE MUTUAL FUND	—	—	—	$189K	0.3%
VANGUARD STAR FUND MUTUAL FUND	—	—	—	$169K	0.2%
NUVEEN REAL EST SEC SEL RTMT MUTUAL FUND	—	—	—	$168K	0.2%
NUVEEN LIFECYCLE 2015 RETIRE MUTUAL FUND	—	—	—	$165K	0.2%
VIRTUS NFJ MID-CAP VALUE A MUTUAL FUND	—	—	—	$164K	0.2%
VANGUARD CASH RESERVES FEDERAL MONEY MARKET ** 712 MATURITY OF LESS THAN TEN YEARS, SECURED BY PARTICIPANT ACCOUNT BALANCE, WITH INTEREST * PARTICIPANT LOANS RATES FROM 4.25% TO 9.50%	—	—	—	$161K	0.2%
CREF SOCIAL CHOICE R2 CREF VARIABLE ANNUITY	—	—	—	$148K	0.2%
FID GROWTH COMPANY MUTUAL FUND	—	—	—	$127K	0.2%
FID FREEDOM 2015 MUTUAL FUND	—	—	—	$118K	0.2%
VANGUARD SHORT-TERM FEDERAL FUND ADMIRAL MUTUAL FUND	—	—	—	$114K	0.2%
BLACKROCK STRAT GLOBAL BOND K MUTUAL FUND	—	—	—	$113K	0.2%
NUVEEN MID CAP GROWTH RETIRE MUTUAL FUND	—	—	—	$107K	0.2%
FID SEL SEMICONDUCT MUTUAL FUND	—	—	—	$107K	0.2%
VANGUARD PACIFIC STOCK INDEX FUND ADMIRAL MUTUAL FUND	—	—	—	$105K	0.2%
FID OTC PORTFOLIO MUTUAL FUND	—	—	—	$99K	0.1%
NUVEEN S&P 500 INDEX RETIRE MUTUAL FUND	—	—	—	$94K	0.1%
NUVEEN LIFECYCLE 2035 RETIRE MUTUAL FUND	—	—	—	$91K	0.1%
VANGUARD TARGET RETIREMENT 2020 FUND MUTUAL FUND	—	—	—	$85K	0.1%
NUVEEN LARGE CAP VALUE RETIRE MUTUAL FUND	—	—	—	$82K	0.1%
FID SEL SOFTWARE MUTUAL FUND	—	—	—	$78K	0.1%
NUVEEN EQUITY INDEX RETIREMENT MUTUAL FUND	—	—	—	$76K	0.1%
VANGUARD WELLESLEY INCOME FUND ADMIRAL MUTUAL FUND	—	—	—	$76K	0.1%
NUVEEN INTERNTL EQ IDX RETIRE MUTUAL FUND	—	—	—	$70K	0.1%
FID FREEDOM 2030 MUTUAL FUND	—	—	—	$69K	0.1%
NUVEEN LIFECYCLE 2025 RETIRE MUTUAL FUND	—	—	—	$68K	<0.1%
WESTERN ASSET CORE PLUS BOND I MUTUAL FUND	—	—	—	$67K	<0.1%
VANGUARD GROWTH AND INCOME FUND ADMIRAL MUTUAL FUND	—	—	—	$63K	<0.1%
FID STRATEGIC INCOME MUTUAL FUND	—	—	—	$60K	<0.1%
NUVEEN MID CAP VALUE RETIRE MUTUAL FUND	—	—	—	$56K	<0.1%
FID 500 INDEX MUTUAL FUND	—	—	—	$47K	<0.1%
NUVEEN LARGE CAP RESP EQ RTMT MUTUAL FUND	—	—	—	$45K	<0.1%
VANGUARD U.S. GROWTH FUND ADMIRAL SHARES MUTUAL FUND	—	—	—	$45K	<0.1%
VANGUARD GROWTH INDEX FUND ADMIRAL SHARES MUTUAL FUND	—	—	—	$44K	<0.1%
VANGUARD TOTAL BOND MARKET INDEX FUND AD MUTUAL FUND	—	—	—	$41K	<0.1%
VANGUARD DIVIDEND GROWTH FUND MUTUAL FUND	—	—	—	$40K	<0.1%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$40K	<0.1%
NUVEEN LARGE CAP RESP EQ R6 MUTUAL FUND	—	—	—	$39K	<0.1%
NUVEEN LIFECYCLE 2020 RETIRE MUTUAL FUND	—	—	—	$38K	<0.1%
NUVEEN LIFECYCLE 2055 RETIRE MUTUAL FUND	—	—	—	$37K	<0.1%
FID LOW PRICED STK MUTUAL FUND	—	—	—	$34K	<0.1%
FID LARGE CAP STOCK MUTUAL FUND	—	—	—	$33K	<0.1%
FID TOTAL MKT IDX MUTUAL FUND	—	—	—	$32K	<0.1%
FID EUROPE MUTUAL FUND	—	—	—	$31K	<0.1%
FID FLOAT RT HI INC MUTUAL FUND	—	—	—	$30K	<0.1%
AM FDS WASHINGTON MUTUAL R5 MUTUAL FUND	—	—	—	$30K	<0.1%
NUVEEN LIFECYCLE 2010 RETIRE MUTUAL FUND	—	—	—	$29K	<0.1%
FID CHINA REGION MUTUAL FUND	—	—	—	$27K	<0.1%
FID GROWTH STRAT MUTUAL FUND	—	—	—	$26K	<0.1%
NUVEEN LIFECYCLE 2060 RETIRE MUTUAL FUND	—	—	—	$26K	<0.1%
VANGUARD INTERNATIONAL GROWTH FUND ADMIRAL MUTUAL FUND	—	—	—	$26K	<0.1%
VANGUARD SMALL-CAP GROWTH INDEX FUND ADMIRAL MUTUAL FUND	—	—	—	$21K	<0.1%
FID MULTI ASSET IDX MUTUAL FUND	—	—	—	$20K	<0.1%
FID SM CAP DISCOVERY MUTUAL FUND	—	—	—	$19K	<0.1%
FID SEL MED TECH&DV MUTUAL FUND	—	—	—	$19K	<0.1%
AF EUROPACIFIC GROWTH R5 MUTUAL FUND	—	—	—	$17K	<0.1%
FID EMERGING MKTS MUTUAL FUND	—	—	—	$17K	<0.1%
FID NEW MARKETS INC MUTUAL FUND	—	—	—	$17K	<0.1%
FID INTL DISCOVERY MUTUAL FUND	—	—	—	$16K	<0.1%
VANGUARD VALUE INDEX FUND ADMIRAL SHARES MUTUAL FUND	—	—	—	$16K	<0.1%
NUVEEN SMALL CAP BLD IDX RTMT MUTUAL FUND	—	—	—	$14K	<0.1%
VANGUARD EMERGING MARKETS STOCK INDEX FUND MUTUAL FUND	—	—	—	$14K	<0.1%
FID INTL REAL ESTATE MUTUAL FUND	—	—	—	$13K	<0.1%
VANGUARD SHORT-TERM INVESTMENT-GRADE FUND MUTUAL FUND	—	—	—	$11K	<0.1%
VANGUARD TARGET RETIREMENT 2040 FUND MUTUAL FUND	—	—	—	$11K	<0.1%
FID CONVERTIBLE SEC MUTUAL FUND	—	—	—	$9K	<0.1%
FID FREEDOM 2045 MUTUAL FUND	—	—	—	$9K	<0.1%
NUVEEN CORE EQUITY RETIREMENT MUTUAL FUND	—	—	—	$8K	<0.1%
FID GNMA MUTUAL FUND	—	—	—	$8K	<0.1%
FID SEL ENERGY MUTUAL FUND	—	—	—	$8K	<0.1%
FID SEL HEALTHCARE MUTUAL FUND	—	—	—	$7K	<0.1%
FID REAL ESTATE INC MUTUAL FUND	—	—	—	$7K	<0.1%
FID CANADA MUTUAL FUND	—	—	—	$6K	<0.1%
FID CONTRAFUND MUTUAL FUND	—	—	—	$5K	<0.1%
FID US BOND IDX MUTUAL FUND	—	—	—	$5K	<0.1%
FID STK SEL SM CAP MUTUAL FUND	—	—	—	$4K	<0.1%
NUVEEN LIFECYCLE 2045 RETIRE MUTUAL FUND	—	—	—	$4K	<0.1%
FID GOVT MMKT MONEY MARKET	—	—	—	$4K	<0.1%
FID INFL PR BD IDX MUTUAL FUND	—	—	—	$4K	<0.1%
FID STK SEL MID CAP MUTUAL FUND	—	—	—	$3K	<0.1%
VANGUARD GLOBAL EQUITY FUND MUTUAL FUND	—	—	—	$3K	<0.1%
FID FOCUSED STOCK MUTUAL FUND	—	—	—	$3K	<0.1%
FID ENV ALT ENERGY MUTUAL FUND	—	—	—	$3K	<0.1%
FID SEL COMM SERV MUTUAL FUND	—	—	—	$3K	<0.1%
FID CAPITAL APPREC MUTUAL FUND	—	—	—	$3K	<0.1%
VANGUARD REAL ESTATE INDEX - ADMIRAL MUTUAL FUND	—	—	—	$3K	<0.1%
FID VALUE MUTUAL FUND	—	—	—	$3K	<0.1%
FID SMALL CAP GROWTH MUTUAL FUND	—	—	—	$3K	<0.1%
NUVEEN LIFECYCLE 2050 RETIRE MUTUAL FUND	—	—	—	$3K	<0.1%
FID STOCK SELECTOR MUTUAL FUND	—	—	—	$2K	<0.1%
FID GOVT CASH RESERVE MONEY MARKET	—	—	—	$2K	<0.1%
FID DIVERSIFD INTL MUTUAL FUND	—	—	—	$2K	<0.1%
FID FIDELITY FUND MUTUAL FUND	—	—	—	$2K	<0.1%
FID SEL WIRELESS MUTUAL FUND	—	—	—	$2K	<0.1%
FID MID CAP STOCK MUTUAL FUND	—	—	—	$2K	<0.1%
FID INTL SMALL CAP MUTUAL FUND	—	—	—	$2K	<0.1%
FID SMALL CAP VALUE MUTUAL FUND	—	—	—	$2K	<0.1%
FID SEL HTH CARE SVC MUTUAL FUND	—	—	—	$2K	<0.1%
FID EMERGING ASIA MUTUAL FUND	—	—	—	$2K	<0.1%
FID MID CAP VALUE MUTUAL FUND	—	—	—	$2K	<0.1%
FID SEL BIOTECH MUTUAL FUND	—	—	—	$2K	<0.1%
FID INTL CAP APPREC MUTUAL FUND	—	—	—	$2K	<0.1%
VANGUARD ENERGY FUND ADMIRAL SHARES MUTUAL FUND	—	—	—	$1K	<0.1%