How big is BAC Community Bank's plan?

BAC Community Bank's plan reported $20.4M in assets and 100 participants for 2024.

Original filing (PDF)20250929165356NAL0011562561001

BAC Community Bank

Name: BAC Community Bank — BAC Community Bank 401(k) Plan, Form 5500 (2024)
Creator: BAC Community Bank
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

BAC Community Bank 401(k) Plan

401(k) retirement plan · BAC Community Bank's BAC Community Bank 401(k) Plan held $20.4M in plan assets for 100 participants in 2024, with Fidelity as recordkeeper.

Signals · 1

High average account balance

Active participants

100

Accounts w/ balance

129

Plan assets (EOY)

$20.4M

Net assets (EOY)

$20.4M

People on this filing

Peggy Nemee signed BAC Community Bank's 2024 Form 5500 as plan administrator.

Peggy Nemee — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

BAC Community Bank's EIN is 94-1597144.

EIN 94-1597144

Plan number 002

Plan year 2024

ACK ID 20250929165356NAL0011562561001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for BAC Community Bank from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

BAC Community Bank's plan includes ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for BAC COMMUNITY BANK.

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How this plan invests

This plan

41 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Helping the score

Below-peer total plan cost (95th percentile).
High average account balance (91st percentile).

Plan sponsor

Name

BAC COMMUNITY BANK

EIN

all filings

Address

517 E. WEBER AVENUE · STOCKTON, CA · 95202

Phone

(209) 473-6800

Industry

Commercial Banking· Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-29

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$650	—

Investments

41 direct securities· $20.4M(100% of reported assets)

Mutual Funds

$18.9M

30 holdings

Common Stocks

$690K

1 holding

Common Collective Trusts

$385K

6 holdings

Other securities

$241K

3 holdings

Bonds / Notes

$122K

1 holding

					% of plan
Fidelity Blue Chip Growth Fund Mutual fund	Mutual Funds	—	—	$4.7M	23.1%
Fidelity Balanced Fund Mutual fund	Mutual Funds	—	—	$1.9M	9.5%
Fidelity FID Magellan Mutual fund	Mutual Funds	—	—	$1.6M	7.8%
Fidelity Mid Cap Stock Fund Mutual fund	Mutual Funds	—	—	$1.4M	6.8%
Fidelity OTC Portfolio Fund Mutual fund	Mutual Funds	—	—	$1.1M	5.5%
Fidelity Dividend Growth Fund Mutual fund	Mutual Funds	—	—	$900K	4.4%
Fidelity Freedom 2035 K Fund Mutual fund	Mutual Funds	—	—	$885K	4.3%
Fidelity Government Money Market Fund Interest-bearing cash	Mutual Funds	—	—	$876K	4.3%
Fidelity Freedom 2025 K Fund Mutual fund	Mutual Funds	—	—	$722K	3.5%
Brown Small Company Investor Fund Mutual fund	Common Stocks	—	—	$690K	3.4%
Fidelity Low Priced Stock Fund Mutual fund	Mutual Funds	—	—	$625K	3.1%
Fidelity Equity Income Fund Mutual fund	Mutual Funds	—	—	$562K	2.8%
Fidelity Freedom 2040 K Fund Mutual fund	Mutual Funds	—	—	$475K	2.3%
Fidelity Freedom 2030 K Fund Mutual fund	Mutual Funds	—	—	$445K	2.2%
Fidelity Freedom 2050 K Fund Mutual fund	Mutual Funds	—	—	$445K	2.2%
Fidelity Asset Manager 50% Fund Mutual fund	Mutual Funds	—	—	$366K	1.8%
Fidelity Freedom 2020 K Fund Mutual fund	Mutual Funds	—	—	$341K	1.7%
Fidelity Freedom 2055 K Fund Mutual fund	Mutual Funds	—	—	$279K	1.4%
Fidelity Freedom 2045 K Fund Mutual fund	Mutual Funds	—	—	$233K	1.1%
Pimco Total Return Admin Fund Mutual fund	Mutual Funds	—	—	$214K	1.1%
Fidelity Freedom 2060 K Fund Mutual fund	Mutual Funds	—	—	$185K	0.9%
Fidelity Small Cap Discovery Fund Mutual fund	Mutual Funds	—	—	$180K	0.9%
American Century Equity Income Fund Mutual fund	Other securities	—	—	$172K	0.8%
Fidelity Large Cap Value Fund Mutual fund	Mutual Funds	—	—	$142K	0.7%
Fidelity Total Market Index Fund Mutual fund	Common Collective Trusts	—	—	$123K	0.6%
Notes receivable from participants Loans (4.25% - 9.50%)	Bonds / Notes	—	—	$122K	0.6%
Fidelity NASDAQ Composite Index Fund Mutual fund	Common Collective Trusts	—	—	$106K	0.5%
Fidelity Intermediate Bond Fund Mutual fund	Mutual Funds	—	—	$104K	0.5%
Fidelity Extended Market Index Fund Mutual fund	Common Collective Trusts	—	—	$68K	0.3%
Fidelity Overseas Fund Mutual fund	Mutual Funds	—	—	$59K	0.3%
Fidelity Mid Cap Value Fund Mutual fund	Mutual Funds	—	—	$59K	0.3%
M & N Problend Conservative Fund Mutual fund	Other securities	—	—	$55K	0.3%
Fidelity International Index Fund Mutual fund	Common Collective Trusts	—	—	$47K	0.2%
Fidelity Freedom 2065 K Fund Mutual fund	Mutual Funds	—	—	$35K	0.2%
Fidelity US Bond Index Fund Mutual fund	Common Collective Trusts	—	—	$34K	0.2%
Fidelity Limited Term Government Fund Mutual fund	Mutual Funds	—	—	$25K	0.1%
Fidelity Value Fund Mutual fund	Mutual Funds	—	—	$23K	0.1%
Guggenheim Mid Cap Value A Fund Mutual fund	Other securities	—	—	$15K	<0.1%
Fidelity Multi-Asset Index Fund Mutual fund	Common Collective Trusts	—	—	$7K	<0.1%
Templeton Global Bond A Fund Mutual fund	Mutual Funds	—	—	$5K	<0.1%
Fidelity Freedom Income K Fund Mutual fund	Mutual Funds	—	—	$4K	<0.1%