Original filing (PDF)20240412121049NAL0002231537001

Incentive Promotions Inc.

Name: Incentive Promotions Inc. — Incentive Promotions, Form 5500 (2022)
Creator: Incentive Promotions Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Incentive Promotions Inc. 401(k) Profit Sharing Plan

401(k) retirement plan · Incentive Promotions Inc.'s Incentive Promotions Inc. 401(k) Profit Sharing Plan held $8.8M in plan assets for 353 participants in 2022, with John Hancock as recordkeeper.

Signals · 2

Late participant contributions28% in single holding

Active participants

353

Accounts w/ balance

168

Plan assets (EOY)

$8.8M

Net assets (EOY)

$8.8M

How this plan invests

This plan

19 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 610K (83% of contributions).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (16th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for INCENTIVE PROMOTIONS INC.

Plan sponsor

Name

INCENTIVE PROMOTIONS INC

EIN

94-1581836all filings

Address

856 N SACRAMENTO STREET SUITE C · LODI, CA · 952400000

Phone

(209) 369-3611

Industry

Wholesale Trade

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2022

Plan year begin

2022-07-01

Tax period

2023-06-30

Filed

2024-04-12

Pension benefit codes

2E · Profit-sharing

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

SCHWARTZ GIANNINI LANTSBERGER

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN HANCOCK RETIREMENT PLAN SERV	01-0233346	—	NONE	$23K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
WELLS FARGO	23-2384840	—	NONE	$19K	—
ASSOCIATED PENSION CONSULTANTS	94-2456320

Investments

19 direct securities· $8.4M(95% of reported assets)

Other securities

$8.0M

11 holdings

Bonds / Notes

$193K

1 holding

Cash / Money Market

$94K

1 holding

Stable Value

$44K

1 holding

Common Collective Trusts

$23K

3 holdings

Mutual Funds

$14K

2 holdings

					% of plan
John Hancock American Target 2025 Fund R6 N/A	Other securities	—	—	$2.3M	26.3%
John Hancock American Target 2035 Fund R6 N/A	Other securities	—	—	$1.2M	14.1%
John Hancock American Target 2020 Fund R6 N/A	Other securities	—	—	$892K	10.1%
John Hancock American Target 2045 Fund R6 N/A	Other securities	—	—	$775K	8.8%
John Hancock American Target 2015 Fund R6 N/A	Other securities	—	—	$758K	8.6%
John Hancock American Target 2055 Fund R6 N/A	Other securities	—	—	$733K	8.3%
John Hancock American Target 2050 Fund R6 N/A	Other securities	—	—	$590K	6.7%
John Hancock American Target 2030 Fund R6 N/A	Other securities	—	—	$448K	5.1%
John Hancock American Target 2040 Fund R6 N/A	Other securities	—	—	$193K	2.2%
Participant Loans (Interest rates 5.25%-10.25%)	Bonds / Notes	—	—	$193K	2.2%
John Hancock JP Morgan US Govt Money Market Fund N/A	Cash / Money Market	—	—	$94K	1.1%
John Hancock Metlife Stable Value Solutions N/A	Stable Value	—	—	$44K	0.5%
John Hancock Western Asset Core Bond Fund IS N/A	Other securities	—	—	$40K	0.5%
John Hancock T. Rowe Price Blue Chip Growth Fund N/A	Other securities	—	—	$27K	0.3%
John Hancock Vanguard 500 Index Fund N/A	Common Collective Trusts	—	—	$13K	0.1%
John Hancock American Funds INF Linked R6 N/A	Mutual Funds	—	—	$8K	<0.1%
John Hancock Vanguard Value Index Fund N/A	Common Collective Trusts	—	—	$6K	<0.1%
John Hancock Vanguard Explorer Fund N/A	Mutual Funds	—	—	$5K	<0.1%
John Hancock Vanguard Balanced Index Fund N/A	Common Collective Trusts	—	—	$4K	<0.1%