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Original filing (PDF)20260226145001NAL0004183857001
CREATIVE CENTER OF LOS ALTOS
Form 5500
FILING_RECEIVED
PINEWOOD-OAKWOOD SCHOOL 403(B) RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
208
Accounts w/ balance
311
Plan assets (EOY)
$41.5M
Net assets (EOY)
$41.5M
How this plan invests
This plan
1 pooled trust
Schedule D
59 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (10 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CREATIVE CENTER OF LOS ALTOS.
Plan sponsor
Name
CREATIVE CENTER OF LOS ALTOS
EIN
94-1527492
Address
327 FREMONT AVENUE · LOS ALTOS, CA · 94024
Phone
(650) 209-3005
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-07-01
Tax period
2025-06-30
Filed
2026-02-26
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2M · 403(b)(7) custodial accounts
2L · 403(b)(1) annuity
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ARMANINO LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ INVESTMENT ADVISORY SERVICES | 81-3968784 | INDEPENDENCE, OH | NONE | $14K | — |
| TIAA - TEACHERS INSURANCE AND ANNUI | 13-1624203 | NEW YORK, NY | NONE | $14K | — |
| ARMANINO LLP | 94-6214841 | SAN RAMON, CA | NONE | $14K | — |
Investments
58 direct securities · 1 pooled fund· $41.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$40.8M
58 holdings
Pooled Separate Account
$650K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2030 Target R4 Mutual fund | — | — | — | $3.3M | 8.0% | |
| CREF Stock Variable annuity contract | — | — | — | $3.0M | 7.3% | |
| American Funds 2035 Target R4 Mutual fund | — | — | — | $2.9M | 7.0% | |
| American Funds 2040 Target R4 Mutual fund | — | — | — | $2.5M | 6.1% | |
| Vanguard 500 Idx Adm Mutual fund | — | — | — | $2.2M | 5.4% | |
| TIAA Traditional Annuity-Non-Benefit Responsive Guaranteed annuity contract | — | — | — | $2.1M | 5.1% | |
| American Funds 2050 Target R4 Mutual fund | — | — | — | $2.0M | 4.9% | |
| CREF Growth Variable annuity contract | — | — | — | $2.0M | 4.8% | |
| CREF Global Equities Variable annuity contract | — | — | — | $1.8M | 4.2% | |
| American Funds 2045 Target R4 Mutual fund | — | — | — | $1.6M | 3.8% | |
| TIAA Traditional Annuity-Benefit Responsive Guaranteed annuity contract | — | — | — | $1.6M | 3.7% | |
| CREF Equity Index Variable annuity contract | — | — | — | $1.3M | 3.2% | |
| American Funds 2025 Target R4 Mutual fund | — | — | — | $1.2M | 3.0% | |
| American Funds 2055 Target R4 Mutual fund | — | — | — | $859K | 2.1% | |
| American Funds EUPAC Class R-4 Mutual fund | — | — | — | $848K | 2.0% | |
| American Funds 2060 Tar Ret R4 Mutual fund | — | — | — | $832K | 2.0% | |
| CREF Money Market Variable annuity contract | — | — | — | $754K | 1.8% | |
| CREF Core Bond R1 Variable annuity contract | — | — | — | $696K | 1.7% | |
| JPMorgan Equity Income Fund R4 Mutual fund | — | — | — | $658K | 1.6% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $650K | 1.6% | |
| CREF Social Choice Variable annuity contract | — | — | — | $639K | 1.5% | |
| American Funds 2020 Target R4 Mutual fund | — | — | — | $620K | 1.5% | |
| AB Large Cap Growth Fund Z Mutual fund | — | — | — | $608K | 1.5% | |
| Vanguard Small-Cap Idx Adm Mutual fund | — | — | — | $593K | 1.4% | |
| TIAA Traditional Annuity-Non-Benefit Responsive 2 Guaranteed annuity contract | — | — | — | $568K | 1.4% | |
| TIAA Access Nuv Lrg Cap Gr T4 Variable annuity contract | — | — | — | $467K | 1.1% | |
| TIAA Access Nuv LifCyc 2030 T4 Variable annuity contract | — | — | — | $391K | 0.9% | |
| Nuveen Money Market Retirement Money market fund | — | — | — | $375K | 0.9% | |
| Vanguard Ttl Bd Mkt Idx Adm Mutual fund | — | — | — | $353K | 0.9% | |
| CREF Inflation-Linked Bond Variable annuity contract | — | — | — | $260K | 0.6% | |
| Columbia Sel Mid Cap Val Inst3 Mutual fund | — | — | — | $248K | 0.6% | |
| TIAA Access Nuv Intl Equity T4 Variable annuity contract | — | — | — | $247K | 0.6% | |
| AF American Balanced Fund R4 Mutual fund | — | — | — | $247K | 0.6% | |
| American Funds New World R4 Mutual fund | — | — | — | $235K | 0.6% | |
| TIAA Access Nuv Qnt MdCpGrw T4 Variable annuity contract | — | — | — | $230K | 0.6% | |
| TIAA Access Nuv RlEstSecSel T4 Variable annuity contract | — | — | — | $226K | 0.5% | |
| American Century InfAdjBnd Inv Mutual fund | — | — | — | $198K | 0.5% | |
| JPMorgan Mid Cap Growth Fund R4 Mutual fund | — | — | — | $198K | 0.5% | |
| TIAA Access Nuv Mid Cap Val T4 Variable annuity contract | — | — | — | $179K | 0.4% | |
| TIAA Access Nuv Qt Sm Cp Eq T4 Variable annuity contract | — | — | — | $167K | 0.4% | |
| TIAA Access Nuv LifCyc 2035 T4 Variable annuity contract | — | — | — | $161K | 0.4% | |
| DFA US SmallCap Portfolio Inst Mutual fund | — | — | — | $159K | 0.4% | |
| TIAA Access Nuv LifCyc 2025 T4 Variable annuity contract | — | — | — | $151K | 0.4% | |
| TIAA Access Nuv Lrg Cap Val T4 Variable annuity contract | — | — | — | $121K | 0.3% | |
| TIAA Access Nuv LifCyc 2045 T4 Variable annuity contract | — | — | — | $119K | 0.3% | |
| Vanguard Mid-Cap Idx Adm Mutual fund ** 487 American Funds 2010 Target R4 Mutual fund | — | — | — | $107K | 0.3% | |
| Varying maturity dates through September 2029 and interest rates * Notes receivable from participants ranging from 4.25% to 9.5% - | — | — | — | $90K | 0.2% | |
| TIAA Access Nuv Sm Cp Bl Ix T4 Variable annuity contract | — | — | — | $85K | 0.2% | |
| TIAA Access Nuv LifCyc 2040 T4 Variable annuity contract | — | — | — | $78K | 0.2% | |
| American Funds 2015 Target R4 Mutual fund | — | — | — | $73K | 0.2% | |
| TIAA Access Nuv LifCyc 2050 T4 Variable annuity contract | — | — | — | $72K | 0.2% | |
| TIAA Access Nuv LifCyc 2010 T4 Variable annuity contract | — | — | — | $71K | 0.2% | |
| TIAA Access Nuv Core Equity T4 Variable annuity contract | — | — | — | $64K | 0.2% | |
| Goldman Sachs Bnd Fund Institute Mutual fund | — | — | — | $54K | 0.1% | |
| TIAA Access Nuv Core Pl Bd T4 Variable annuity contract | — | — | — | $43K | 0.1% | |
| TIAA Access Nuv LgCp Res Eq T4 Variable annuity contract | — | — | — | $42K | 0.1% | |
| TIAA Traditional Annuity-Benefit Responsive 2 Guaranteed annuity contract | — | — | — | $41K | <0.1% | |
| Vanguard Devlopd Mkts Idx Adm Mutual fund | — | — | — | $15K | <0.1% | |
| TIAA Access Nuv Equity Idx T4 Variable annuity contract | — | — | — | $3K | <0.1% |