How big is Meriwest Credit Union's plan?

Meriwest Credit Union's plan reported $37.5M in assets and 221 participants for 2024.

Original filing (PDF)20250929185308NAL0015570611001

Meriwest Credit Union

Name: Meriwest Credit Union — Meriwest Credit Union 401(k), Form 5500 (2024)
Creator: Meriwest Credit Union
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Meriwest Credit Union 401(k) Plan

401(k) retirement plan · Meriwest Credit Union's Meriwest Credit Union 401(k) Plan held $37.5M in plan assets for 221 participants in 2024, with John Hancock as recordkeeper.

Signals · 1

Corrective distributions issued

Active participants

221

Accounts w/ balance

339

Plan assets (EOY)

$37.5M

Net assets (EOY)

$37.5M

People on this filing

Melissa Cleborne signed Meriwest Credit Union's 2024 Form 5500 as plan administrator.

Melissa Cleborne — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Meriwest Credit Union's EIN is 94-1521987.

EIN 94-1521987

Plan number 002

Plan year 2024

ACK ID 20250929185308NAL0015570611001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Meriwest Credit Union from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Meriwest Credit Union's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for MERIWEST CREDIT UNION.

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How this plan invests

This plan

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Plan sponsor

Name

MERIWEST CREDIT UNION

EIN

all filings

Address

5615 CHESBRO AVENUE · SAN JOSE, CA · 951233046

Phone

(408) 363-3292

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-29

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
JOHN HANCOCK RETIREMENT PLAN SVCS	01-0233346	—	RETAINED BY EMPLOYER	$70K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORGAN STANLEY	20-8764829	—	RETAINED BY EMPLOYER	$61K	—

Investments

32 direct securities· $37.5M(100% of reported assets)

Mutual Funds

$13.8M

9 holdings

Other securities

$12.2M

17 holdings

Common Collective Trusts

$9.4M

5 holdings

Common Stocks

$2.1M

1 holding

					% of plan
Vanguard 500 Index Fund Mutual Fund	Common Collective Trusts	—	—	$7.7M	20.6%
Fidelity Equity Growth Fund Mutual Fund	Mutual Funds	—	—	$4.1M	10.8%
MFS International Diversification Fund Mutual Fund	Mutual Funds	—	—	$3.3M	8.9%
PIMCO Income Fund Mutual Fund	Mutual Funds	—	—	$2.9M	7.7%
Federated Hermes Total Return Bond Fund Mutual Fund	Other securities	—	—	$2.6M	6.9%
The Hartford Equity Income Fund Mutual Fund	Other securities	—	—	$2.3M	6.2%
New York Life Guaranteed Interest Account Insurance Company General Account	Common Stocks	—	—	$2.1M	5.5%
Janus Henderson Enterprise Fund Mutual Fund	Mutual Funds	—	—	$2.0M	5.3%
T. Rowe Price Retirement Balanced 2035 Fund Mutual Fund	Other securities	—	—	$1.8M	4.9%
American Funds New Perspective Fund Mutual Fund	Mutual Funds	—	—	$1.4M	3.8%
T. Rowe Price Retirement Balanced 2045 Fund Mutual Fund	Other securities	—	—	$1.3M	3.5%
Congress Small Cap Growth Fund Mutual Fund	Other securities	—	—	$1.2M	3.1%
T. Rowe Price Retirement Balanced 2025 Fund Mutual Fund	Other securities	—	—	$696K	1.9%
BNY Mellon Small Cap Stock Index Fund Mutual Fund	Common Collective Trusts	—	—	$686K	1.8%
through March 2033	Other securities	—	—	$605K	1.6%
Principal Real Estate Securities Fund Mutual Fund	Other securities	—	—	$562K	1.5%
Vanguard Utilities Index Fund Mutual Fund	Common Collective Trusts	—	—	$443K	1.2%
T. Rowe Price Retirement Balanced 2055 Fund Mutual Fund	Other securities	—	—	$435K	1.2%
Vanguard Total International Stock Index Fund Mutual Fund	Common Collective Trusts	—	—	$376K	1.0%
T. Rowe Price Retirement Balanced 2050 Fund Mutual Fund	Other securities	—	—	$256K	0.7%
Vanguard Mid Cap Index Fund Mutual Fund	Common Collective Trusts	—	—	$195K	0.5%
T. Rowe Price Retirement Balanced 2060 Fund Mutual Fund	Other securities	—	—	$193K	0.5%
T Rowe Price Retirement Balanced Advantage Fund Mutual Fund	Mutual Funds	—	—	$73K	0.2%
American Funds New World Fund Mutual Fund	Mutual Funds	—	—	$56K	0.1%
T. Rowe Price Retirement Balanced 2020 Fund Mutual Fund	Other securities	—	—	$50K	0.1%
T. Rowe Price Retirement Balanced 2030 Fund Mutual Fund	Other securities	—	—	$48K	0.1%
T. Rowe Price Retirement Balanced 2040 Fund Mutual Fund	Other securities	—	—	$41K	0.1%
AB Sustainable GL Thematic Advantage Fund Mutual Fund	Other securities	—	—	$33K	<0.1%
T. Rowe Price Retirement Balanced 2065 Fund Mutual Fund	Other securities	—	—	$26K	<0.1%
DFA US Targeted Value Portfolio Fund Mutual Fund	Mutual Funds	—	—	$11K	<0.1%
T. Rowe Price Retirement Balanced 2015 Fund Mutual Fund	Other securities	—	—	$7K	<0.1%
MFS Mid Cap Value Fund Mutual Fund	Mutual Funds	—	—	$2K	<0.1%