Original filing (PDF)20251007110023NAL0002405203001

STANFORD FEDERAL CREDIT UNION

Name: STANFORD FEDERAL CREDIT UNION — STANFORD FEDERAL CREDIT UNION DEFERRED COMPENSATION PLAN, Form 5500 (2024)
Creator: STANFORD FEDERAL CREDIT UNION

Form 5500

FILING_RECEIVED

STANFORD FEDERAL CREDIT UNION DEFERRED COMPENSATION PLAN

401(k) retirement plan

Signals · 2

Non-clean audit opinion26% in single holding

Active participants

243

Accounts w/ balance

456

Plan assets (EOY)

$41.4M

Net assets (EOY)

$41.4M

How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade B

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for STANFORD FEDERAL CREDIT UNION.

Plan sponsor

Name

STANFORD FEDERAL CREDIT UNION

EIN

94-1492212

Address

1860 EMBARCADERO ROAD · PALO ALTO, CA · 94303

Phone

(650) 842-6080

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-07

Pension benefit codes

2S · Automatic enrollment

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2T · Default investment account (QDIA)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
ASCENSUS LLC	11-3665754	—	NONE	$42K	—

Investments

34 direct securities· $40.6M(98% of reported assets)

Other securities

$38.7M

32 holdings

Cash / Money Market

$1.5M

1 holding

Participant loans

$352K

1 holding

					% of plan
Vanguard LifeStrategy Moderate Gr Inv Vanguard 0	Other securities	—	—	$10.5M	25.4%
iShares S&P 500 Index Instl iShares 0	Other securities	—	—	$5.3M	12.8%
Vanguard Growth Index Adm Vanguard 0	Other securities	—	—	$5.0M	12.2%
Vanguard Target Retirement 2045 Fund Vanguard 0	Other securities	—	—	$1.7M	4.1%
Vanguard Target Retirement 2055 Fund Vanguard 0	Other securities	—	—	$1.6M	3.8%
Vanguard Federal Money Market Inv Vanguard 0	Cash / Money Market	—	—	$1.5M	3.7%
Vanguard Target Retirement 2035 Fund Vanguard 0	Other securities	—	—	$1.5M	3.6%
Vanguard Target Retirement 2025 Fund Vanguard 0	Other securities	—	—	$1.4M	3.3%
Vanguard Target Retirement 2050 Fund Vanguard 0	Other securities	—	—	$1.3M	3.2%
Valic GFUA-398 Retail (CA only) Valic GFUA-398 0	Other securities	—	—	$1.1M	2.7%
Vanguard Target Retirement 2030 Fund Vanguard 0	Other securities	—	—	$1.1M	2.6%
Vanguard LifeStrategy Consv Growth Inv Vanguard 0	Other securities	—	—	$966K	2.3%
BNY Mellon Small/Mid Cap Growth I BNY Mellon 0	Other securities	—	—	$934K	2.3%
Vanguard Small-Cap Index Adm Vanguard 0	Other securities	—	—	$933K	2.3%
Nuveen International Equity Index R6 Nuveen 0	Other securities	—	—	$756K	1.8%
Vanguard Target Retirement 2040 Fund Vanguard 0	Other securities	—	—	$712K	1.7%
Vanguard Small-Cap Growth Index Adm Vanguard 0	Other securities	—	—	$628K	1.5%
Vanguard Target Retirement 2060 Fund Vanguard 0	Other securities	—	—	$571K	1.4%
Various Rates and Maturities Participant's Loan Account 0	Participant loans	—	—	$352K	0.9%
Vanguard Inflation-Protected Sec Adm Vanguard 0	Other securities	—	—	$330K	0.8%
Vanguard Interm-Term Bond Index Adm Vanguard 0	Other securities	—	—	$319K	0.8%
Vanguard Equity Income Inv Vanguard 0	Other securities	—	—	$286K	0.7%
Vanguard Target Retirement 2020 Fund Vanguard 0	Other securities	—	—	$286K	0.7%
Vanguard Total Intl Bond Index Adm Vanguard 0	Other securities	—	—	$280K	0.7%
Vanguard LifeStrategy Growth Inv Vanguard 0	Other securities	—	—	$275K	0.7%
Vanguard Small-Cap Value Index Adm Vanguard 0	Other securities	—	—	$240K	0.6%
DFA Commodity Strategy Portfolio Fund DFA 0	Other securities	—	—	$175K	0.4%
PGIM High Yield R6 PGIM 0	Other securities	—	—	$147K	0.4%
Vanguard Short-Term Invest Grade Adm Vanguard 0	Other securities	—	—	$140K	0.3%
Vanguard Real Estate Index Adm Vanguard 0	Other securities	—	—	$113K	0.3%
Vanguard Target Retirement 2065 Fund Vanguard 0	Other securities	—	—	$100K	0.2%
DFA Intrmd Govt Fixed Income Port I DFA 0	Other securities	—	—	$61K	0.1%
Contribution Account Ascensus Trust Company 0	Other securities	—	—	$57K	0.1%
Vanguard Target Retirement Income Fund Vanguard 0	Other securities	—	—	$22K	<0.1%