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Original filing (PDF)20251013155432NAL0003455378001
RALEY'S
Form 5500
FILING_RECEIVED
RALEY'S GROUP PENSION PLAN
Defined-benefit pension plan
Signals · 3
42% in single holdingNo recordkeeper disclosed7 service providers
Active participants
439
Accounts w/ balance
0
Plan assets (EOY)
$103.4M
Net assets (EOY)
$101.8M
How this plan invests
This plan
8 pooled trusts
Schedule D
15 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
79
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "BLACKROCK LONG DUR CORP CR SCREEN NONLEND FND Common/ Collective Trust" is 42% of plan.
- 52 bps in Schedule C fees — 421% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RALEY'S.
Plan sponsor
Name
RALEY'S
EIN
94-1316611
Address
500 W CAPITOL AVE · WEST SACRAMENTO, CA · 956052624
Phone
(916) 373-6084
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
011
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
1B · Flat-dollar DB formula
Audit & trust (Schedule H)
Auditor
BAKER TILLY US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL CUSTODY SOLUTIONS | 51-0099493 | — | CUSTODIAN | $208K | — |
Advisor / Consultant
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BLACKROCK FINANCIAL MANAGEMENT INC | 13-3806691 | — | INVESTMENT MANAGEMENT | $176K | — |
| BLACKROCK INSTITUTIONAL TRUST CO | 94-3112180 | — | INVESTMENT MANAGEMENT | $67K | — |
| RESOURCES INVESTMENT ADVISORS, INC. | 43-1451524 | — | INVESTMENT MANAGEMENT | $39K | — |
| WELLING MANAGEMENT CO LLC | 04-2683227 | — | INVESTMENT MANAGEMENT | $17K | — |
| PGIM INVESTMENTS LLC | 22-3468527 | — | INVESTMENT MANAGEMENT | $9K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MOSS ADAMS, LLP | 91-0189318 | — | ACCOUNTANT | $23K | — |
Investments
9 direct securities · 8 pooled funds· $115.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$81.1M
8 holdings
Uncategorized
$34.1M
9 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| LONG DUR CORP CR SCR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 27-4520291 / PN 001 | Common Collective Trust | — | $48.3M | $42.3M | 40.9% | |
| RUSSELL 1000 INDEX FUND BLACKROCK INSTITUTIONAL TRUST CO · EIN 94-6589508 / PN 001 | Common Collective Trust | — | $10.4M | $14.3M | 13.8% | |
| BLACKROCK INTERMEDIATE GOV BD INDEX FUND Common/ Collective Trust | — | — | $7.8M | $7.8M | 7.6% | |
| INTERMEDIATE GOVERNMENT BD IDX BLACKROCK INSTITUTIONAL TRUST CO. · EIN 26-3774255 / PN 001 | Common Collective Trust | — | — | $7.8M | 7.6% | |
| BLACKROCK TSY U.S. 25+ YR KEY RATE DUR NL FD Common/ Collective Trust | — | — | $9.4M | $5.7M | 5.5% | |
| TREAS US 25 PLUS YR DUR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 45-3856224 / PN 001 | Common Collective Trust | — | — | $5.7M | 5.5% | |
| WELLINGTON INT RESEARCH EQUITY CIF Common/ Collective Trust | — | — | $5.1M | $5.1M | 5.0% | |
| TREAS US 10 YR KEY RATE DUR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 47-4226866 / PN 001 | Common Collective Trust | — | $7.7M | $4.0M | 3.9% | |
| MFS INTERNATIONAL EQUITY FUND Common/ Collective Trust | — | — | $3.2M | $3.4M | 3.2% | |
| ALLSPRING TREASURY PLUS MONEY MARKET INST Registered Investment Company | — | — | $3.1M | $3.1M | 3.0% | |
| T ROWE PRICE GLOBAL HIGH INCOME BOND FUND CLASS I Registered Investment Company | — | — | $3.3M | $3.1M | 3.0% | |
| PRUDENTIAL EM MKTS DEBT BD FD PRUDENTIAL TRUST COMPANY · EIN 23-6994310 / PN 128 | Common Collective Trust | — | $3.3M | $3.0M | 2.9% | |
| COHEN & STEERS GLOBAL REALTY FUND Common/ Collective Trust | — | — | $3.2M | $2.9M | 2.8% | |
| TREAS US 15 YR KEY RATE DUR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 45-3856099 / PN 001 | Common Collective Trust | — | $4.8M | $2.4M | 2.3% | |
| TREAS US 20 YR KEY RATE DUR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 45-3856189 / PN 001 | Common Collective Trust | — | $2.5M | $1.7M | 1.6% | |
| JP MORGAN EMERGING MARKETS EQUITY FUND CLASS R6 Registered Investment Company | — | — | $1.6M | $1.5M | 1.4% | |
| DFA EMERGING MARKETS EX CHINA CORE EQUITY Registered Investment Company | — | — | $1.5M | $1.5M | 1.4% |
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