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Original filing (PDF)20251013155535NAL0000790707001
RALEY'S
Form 5500
FILING_RECEIVED
RALEY'S PENSION PLAN
Defined-benefit pension plan
Signals · 2
No recordkeeper disclosed7 service providers
Active participants
457
Accounts w/ balance
0
Plan assets (EOY)
$321.5M
Net assets (EOY)
$315.2M
How this plan invests
This plan
10 pooled trusts
Schedule D
17 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 49 bps in Schedule C fees — 390% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RALEY'S.
Plan sponsor
Name
RALEY'S
EIN
94-1316611
Address
500 W CAPITOL AVE · WEST SACRAMENTO, CA · 956052624
Phone
(916) 373-6084
Industry
Supermarkets & Other Grocery Stores· Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
010
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
1B · Flat-dollar DB formula
Audit & trust (Schedule H)
Auditor
BAKER TILLY US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsCustodian
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL CUSTODY SOLUTIONS | 51-0099493 | — | CUSTODIAN | $583K | — |
Advisor / Consultant
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BLACKROCK FINANCIAL MANAGEMENT INC | 13-3806691 | — | INVESTMENT MANAGEMENT | $546K | — |
| BLACKROCK INSTITUTIONAL TRUST CO | 94-3112180 | — | INVESTMENT MANAGEMENT | $199K | — |
| RESOURCES INVESTMENT ADVISORS, INC. | 43-1451524 | — | INVESTMENT MANAGEMENT | $149K | — |
| WELLINGTON MANAGEMENT CO LLC | 04-2683227 | — | INVESTMENT MANAGEMENT | $62K | — |
| PGIM, INC. | 22-3468527 | — | INVESTMENT MANAGEMENT | $12K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MOSS ADAMS, LLP | 91-0189318 | — | ACCOUNTANT | $23K | — |
Investments
9 direct securities · 10 pooled funds· $319.5M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$229.2M
10 holdings
Uncategorized
$90.2M
9 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| LONG DURATION CORP CR SCR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 27-4520291 / PN 001 | Common Collective Trust | — | $69.5M | $59.5M | 18.5% | |
| RUSSELL 1000 INDEX FUND BLACKROCK INSTITUTIONAL TRUST CO · EIN 94-6589508 / PN 001 | Common Collective Trust | — | $40.0M | $53.9M | 16.8% | |
| INTERMEDIATE GOV BD INDEX FUND BLACKROCK INSTITUTIONAL TRUST CO · EIN 26-3774255 / PN 001 | Common Collective Trust | — | $47.9M | $49.5M | 15.4% | |
| WELLINGTON INT RESEARCH EQUITY CIF Common/Collective Trust | — | — | $19.6M | $20.1M | 6.3% | |
| BLACKROCK TSY U.S. 25+ YR KEY RATE DUR NL FD Common/Collective Trust | — | — | $28.5M | $15.1M | 4.7% | |
| TREAS US 25PLUS YR DUR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 45-3856224 / PN 001 | Common Collective Trust | — | — | $15.1M | 4.7% | |
| MFS INTERNATIONAL EQUITY FUND Common/Collective Trust | — | — | $12.9M | $13.4M | 4.2% | |
| T ROWE PRICE GLOBAL HIGH INCOME BOND Registered investment company | — | — | $12.4M | $12.1M | 3.8% | |
| PRUDENTIAL EMER MK DEBT BL FD PRUDENTIAL TRUST COMPANY · EIN 23-6994310 / PN 128 | Common Collective Trust | — | $12.3M | $11.7M | 3.6% | |
| COHEN & STEERS GLOBAL REALTY FUND Common/Collective Trust | — | — | $11.7M | $11.7M | 3.6% | |
| TREASURY US 10 YR DUR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 47-4226866 / PN 001 | Common Collective Trust | — | $21.5M | $11.6M | 3.6% | |
| TREASURY US 15 YR DUR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 45-3856099 / PN 001 | Common Collective Trust | — | $17.8M | $10.1M | 3.2% | |
| TREASURY US 5 YR DUR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 47-4104495 / PN 001 | Common Collective Trust | — | $12.1M | $8.1M | 2.5% | |
| TREASURY US 20 YR DUR NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 45-3856189 / PN 001 | Common Collective Trust | — | $12.1M | $7.3M | 2.3% | |
| JP MORGAN EMERGING MARKETS EQUITY Registered investment company | — | — | $5.7M | $5.7M | 1.8% | |
| DFA EMERGING MARKETS EX CHINA CORE EQUITY Registered investment company | — | — | $5.7M | $5.6M | 1.8% | |
| ALLSPRING TREAS PLUS MM F Registered investment company | — | — | $4.3M | $4.3M | 1.3% | |
| BLACKROCK US STRIPS 20+ YR BD INDX NL FD Common/Collective Trust | — | — | $2.5M | $2.3M | 0.7% | |
| US STRIPS 20PL YR BD IDX NL FD BLACKROCK INSTITUTIONAL TRUST CO · EIN 82-2249590 / PN 001 | Common Collective Trust | — | — | $2.3M | 0.7% |
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