Original filing (PDF)20240924151418NAL0023216176001

Coast Central Credit Union

Name: Coast Central Credit Union — Coast Central Credit, Form 5500 (2023)
Creator: Coast Central Credit Union
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Coast Central Credit Union Employee Retirement Plan

401(k) retirement plan · Coast Central Credit Union's Coast Central Credit Union Employee Retirement Plan held $39.5M in plan assets for 218 participants in 2023.

Signals · 1

No recordkeeper disclosed

Active participants

218

Accounts w/ balance

356

Plan assets (EOY)

$39.5M

Net assets (EOY)

$39.5M

How this plan invests

This plan

29 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (87th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for COAST CENTRAL CREDIT UNION.

Plan sponsor

Name

COAST CENTRAL CREDIT UNION

EIN

94-1287157all filings

Address

2650 HARRISON AVE · EUREKA, CA · 95501

Phone

(707) 445-8801

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-01-01

Tax period

2023-12-31

Filed

2024-09-24

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

1 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CHARLES SCHWAB TRUST BANK	—	AUSTIN, TX	INVESTMENT MANAGEMENT	$0	—

Investments

29 direct securities· $39.5M(100% of reported assets)

Mutual Funds

$17.1M

17 holdings

Other securities

$14.8M

3 holdings

Common Collective Trusts

$7.6M

8 holdings

U.S. Treasuries

$3K

1 holding

					% of plan
Coast Central Credit Union Savings Certificate	Other securities	—	—	$8.4M	21.4%
Fidelity Investments Fidelity Blue Chip Growth Fund	Mutual Funds	—	—	$8.4M	21.3%
JPMorgan Large Cap Growth Fund Class R6	Other securities	—	—	$5.9M	14.9%
Fidelity Investments Fidelity 500 Index Fund	Common Collective Trusts	—	—	$3.2M	8.1%
TIAA Investments TIAA-CREF Lifecycle Index 2025 Fund Institutional Class	Mutual Funds	—	—	$1.9M	4.8%
TIAA Investments TIAA-CREF Large-Cap Growth Index Fund Institutional Class	Common Collective Trusts	—	—	$1.5M	3.7%
TIAA Investments TIAA-CREF Lifecycle Index 2060 Fund Institutional Class	Mutual Funds	—	—	$1.4M	3.6%
Vanguard Value Index Fund Admiral Shares	Common Collective Trusts	—	—	$1.2M	3.0%
Franklin Templeton Investments Franklin Small-Mid Cap Growth Fund Class R6	Mutual Funds	—	—	$1.1M	2.9%
TIAA Investments TIAA-CREF Lifecycle Index 2055 Fund Institutional Class	Mutual Funds	—	—	$805K	2.0%
Vanguard Mid-Cap Value Index Fund Admiral Shares	Common Collective Trusts	—	—	$772K	2.0%
TIAA Investments TIAA-CREF Lifecycle Index 2045 Fund Institutional Class	Mutual Funds	—	—	$770K	2.0%
TIAA Investments TIAA-CREF Lifecycle Index 2035 Fund Institutional Class	Mutual Funds	—	—	$671K	1.7%
TIAA Investments TIAA-CREF Lifecycle Index 2050 Fund Institutional Class	Mutual Funds	—	—	$634K	1.6%
TIAA Investments TIAA-CREF Lifecycle Index 2030 Fund Institutional Class	Mutual Funds	—	—	$505K	1.3%
Baird Core Plus Bond Fund Class Institutional	Other securities	—	—	$447K	1.1%
TIAA Investments TIAA-CREF Lifecycle Index 2040 Fund Institutional Class	Mutual Funds	—	—	$376K	1.0%
Fidelity Investments Fidelity Mid Cap Index Fund	Common Collective Trusts	—	—	$320K	0.8%
Vanguard Small-Cap Index Fund Admiral Shares	Common Collective Trusts	—	—	$309K	0.8%
Vanguard Small Cap Value Index Fund Admiral Shares	Common Collective Trusts	—	—	$288K	0.7%
Vanguard International Growth Fund Admiral Shares	Mutual Funds	—	—	$193K	0.5%
Charles Schwab Interest-bearing cash	Mutual Funds	—	—	$86K	0.2%
TIAA Investments TIAA-CREF Lifecycle Index 2020 Fund Institutional Class	Mutual Funds	—	—	$76K	0.2%
American Funds American Funds New Perspective Fund Class R6	Mutual Funds	—	—	$48K	0.1%
Charles Schwab Fundamental International Large Company Index ETF	Mutual Funds	—	—	$27K	<0.1%
Fidelity Investments Fidelity International Index Fund	Common Collective Trusts	—	—	$15K	<0.1%
Vanguard Explorer Fund Admiral Shares	Mutual Funds	—	—	$9K	<0.1%
Fidelity Investments Fidelity Intermediate Treasury Bond Index Fund	U.S. Treasuries	—	—	$3K	<0.1%
Vanguard High-Yield Corporate Fund Admiral Shares	Mutual Funds	—	—	$1K	<0.1%