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Original filing (PDF)20250923164121NAL0002675523001
MCCORMICK, BARSTOW, SHEPPARD, WAYTE & CARRUTH, LLP
Form 5500
FILING_RECEIVED
MCCORMICK BARSTOW 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 4
34% in single holding34% employer stockNo recordkeeper disclosed7 service providers
Active participants
142
Accounts w/ balance
283
Plan assets (EOY)
$114.4M
Net assets (EOY)
$114.4M
How this plan invests
This plan
1 pooled trust
Schedule D
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
81
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
58
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Self-Directed Brokerage Accounts - Various Various Common stock" is 34% of plan.
- 34% of plan in employer / sponsor stock.
- 26 bps in Schedule C fees — 164% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MCCORMICK, BARSTOW, SHEPPARD, WAYTE & CARRUTH, LLP.
Plan sponsor
Name
MCCORMICK, BARSTOW, SHEPPARD, WAYTE & CARRUTH, LLP
EIN
94-1262506
Address
7647 NORTH FRESNO STREET · FRESNO, CA · 93720
Phone
(559) 433-1300
Industry
Law Offices· Professional & Technical Servicessee all
Plan administrator
Name
ADMINISTRATIVE COMMITTEE
EIN
94-1262506
City
FRESNO, CA
Phone
(559) 433-1300
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-23
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsAdvisor / Consultant
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB | — | FRESNO, CA | INVESTMENT ADVISOR | $125K | — |
| AMERIPRISE FINANCIAL | — | VISALAIA, CA | INVESTMENT ADVISOR | $28K | — |
| WELLS FARGO | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $28K | — |
| WELLS FARGO | — | WALNUT CREEK, CA | INVESTMENT ADVISOR | $25K | — |
| WELLS FARGO | — | FRESNO, CA | INVESTMENT ADVISOR | $22K | — |
| MORGAN STANLEY | — | FRESNO, CA | INVESTMENT ADVISOR | $5K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CARLSON QUINN & ASSOCIATES, INC. | 94-3210526 | — | TPA | $69K | — |
Investments
42 direct securities · 1 pooled fund· $113.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$101.0M
41 holdings
Mutual Funds
$9.6M
1 holding
Common Collective Trust
$3.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Self-Directed Brokerage Accounts - Various Common stock | — | — | — | $38.5M | 33.6% | |
| Various Money market funds ** - Various Mutual funds | — | — | — | $11.2M | 9.8% | |
| s * Empower Retirement American Funds 2020 Trgt Date Retire F4 | Mutual Funds | — | — | $9.6M | 8.4% | |
| Empower Retirement American Funds 2030 Trgt Date Retire F4 | — | — | — | $7.0M | 6.1% | |
| Empower Retirement Federated Hermes Mdt Large Cap Growth A | — | — | — | $6.9M | 6.0% | |
| Empower Retirement American Funds 2040 Trgt Date Retire F4 | — | — | — | $6.4M | 5.6% | |
| Empower Retirement American Funds 2050 Trgt Date Retire F4 | — | — | — | $4.8M | 4.2% | |
| STABLE RETURN FUND WELLS FARGO GALLIARD · EIN 26-0819611 / PN 001 | Common Collective Trust | — | — | $3.4M | 2.9% | |
| Putman Large Cap Value Y | — | — | — | $3.2M | 2.8% | |
| Empower Retirement MassMutual Equity Opportunities Services | — | — | — | $2.4M | 2.1% | |
| T. Rowe Price T. Rowe Price New Horizon | — | — | — | $1.9M | 1.7% | |
| Empower Retirement MassMutual Mid Cap Growth Service | — | — | — | $1.9M | 1.7% | |
| Empower Retirement MassMutual Core Bond SVC | — | — | — | $1.8M | 1.5% | |
| Various Cash equivalents | — | — | — | $1.4M | 1.2% | |
| American Funds AmerFunds EuroPacific Gr Fund | — | — | — | $1.3M | 1.1% | |
| Charles Schwab Cash equivalents | — | — | — | $1.1M | 1.0% | |
| Various Limited partnerships | — | — | — | $1.1M | 0.9% | |
| Empower Retirement American Century Mid Cap Value Inv | — | — | — | $998K | 0.9% | |
| Various Corporate bonds | — | — | — | $989K | 0.9% | |
| Franklin Templeton Franklin Small Cap Value Fund A | — | — | — | $936K | 0.8% | |
| American Funds American Funds Capital World G/I R4 | — | — | — | $875K | 0.8% | |
| Empower Retirement MassMutual Small Cap Opps Svc | — | — | — | $850K | 0.7% | |
| Charles Schwab Corporate Bonds | — | — | — | $801K | 0.7% | |
| MFS Total Return A | — | — | — | $778K | 0.7% | |
| JP Morgan JP Morgan Mid Cap Value I | — | — | — | $643K | 0.6% | |
| Various Cash surrender value of life insurance | — | — | — | $448K | 0.4% | |
| maturities through July 2043 - | — | — | — | $417K | 0.4% | |
| Empower Retirement American Funds 2060 Trgt Date Retire F4 | — | — | — | $365K | 0.3% | |
| Invesco Developing Markets Y | — | — | — | $295K | 0.3% | |
| Empower Retirement American Funds 2045 Trgt Date Retire F4 | — | — | — | $263K | 0.2% | |
| Various Notes receivable | — | — | — | $259K | 0.2% | |
| Empower Retirement American Funds 2055 Trgt Date Retire F4 | — | — | — | $226K | 0.2% | |
| Columbia High Yield Bond Inst | — | — | — | $218K | 0.2% | |
| Various Unit investment trust | — | — | — | $216K | 0.2% | |
| Self-Directed Brokerage Accounts - Schwab Charles Schwab Common stock | — | — | — | $178K | 0.2% | |
| Empower Retirement American Funds 2065 Trgt Date Retire F4 | — | — | — | $143K | 0.1% | |
| Charles Schwab Mutual funds | — | — | — | $100K | <0.1% | |
| Empower Retirement American Funds 2035 Trgt Date Retire F4 | — | — | — | $64K | <0.1% | |
| Empower Retirement American Funds 2025 Trgt Date Retire F4 | — | — | — | $61K | <0.1% | |
| Empower Retirement MassMutual US Government Money Market Fund | — | — | — | $50K | <0.1% | |
| Empower Retirement American Funds 2015 Trgt Date Retire F4 | — | — | — | $37K | <0.1% | |
| Various Real estate investment trust | — | — | — | $28K | <0.1% | |
| Empower Retirement American Funds 2010 Trgt Date Retire F4 | — | — | — | $2K | <0.1% |