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Original filing (PDF)20260312123921NAL0006430833001
WESTERN ELECTRICAL CONTRACTORS ASSOCIATION, INC.
Form 5500
FILING_RECEIVED
WECA ATC RETIREMENT PLAN AND TRUST
Defined-contribution retirement plan
Signals · 2
~80 bps in Sched C feesNo recordkeeper disclosed
Active participants
754
Accounts w/ balance
1,040
Plan assets (EOY)
$19.5M
Net assets (EOY)
$19.5M
How this plan invests
This plan
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 80 bps in Schedule C fees — 176% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WESTERN ELECTRICAL CONTRACTORS ASSOCIATION, INC..
Plan sponsor
Name
WESTERN ELECTRICAL CONTRACTORS ASSOCIATION, INC.
EIN
94-0453910
Address
3695 BLECKELY STREET · MATHER, CA · 956554133
Phone
(916) 453-0112
Industry
Electrical Contractors· Constructionsee all
Plan administrator
Name
WESTERN ELECTRICAL CONTRACTORS ASSOCIATION, INC.
EIN
94-0453910
City
MATHER, CA
Phone
(916) 453-0112
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-09-01
Tax period
2025-08-31
Filed
2026-03-12
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
GILBERT CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPFINANCIAL PARTNERS LLC CAPTRUST | 26-0058143 | RALEIGH, NC | INVESTMENT ADVISOR | $76K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFIT RESOURCES, INC. | 68-0198481 | SACRAMENTO, CA | CONTRACT ADMINISTRATOR | $34K | — |
| WESTERN ELECTRICAL CONTRACTORS ASSO | 94-0453910 | MATHER, CA | CONTRACT ADMINISTRATOR | $27K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GILBERT ASSOCIATES | 68-0037990 | SACRAMENTO, CA | AUDITOR | $18K | — |
Investments
30 direct securities· $18.5M(95% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMorgan Core Plus Bond ETF shares | — | — | $1.2M | $1.2M | 6.3% | |
| Capital Group Short Duration Income ETF shares | — | — | $1.1M | $1.1M | 5.8% | |
| Capital Group Growth ETF shares | — | — | $779K | $1.1M | 5.5% | |
| PIMCO ETF Trust shares | — | — | $1.0M | $1.1M | 5.4% | |
| Capital Group Core Plus Income ETF shares | — | — | $1.1M | $1.0M | 5.4% | |
| JPMorgan Ultra-Short Income ETF shares | — | — | $1.0M | $1.0M | 5.4% | |
| Cash, non-interest bearing Cash | — | — | $960K | $960K | 4.9% | |
| iShares Core S&P 500 ETF shares | — | — | $678K | $948K | 4.9% | |
| Goldman Sachs GQG Ptnrs Intl Opps Instl shares | — | — | $701K | $823K | 4.2% | |
| JPMorgan Large Growth I shares | — | — | $460K | $751K | 3.9% | |
| Capital Group Core Equity ETF shares | — | — | $646K | $746K | 3.8% | |
| Capital Group Dividend Value ETF shares | — | — | $635K | $742K | 3.8% | |
| Vangaurd Equity Income Fund shares | — | — | $631K | $730K | 3.8% | |
| Vanguard Core Bond Fund shares | — | — | $768K | $679K | 3.5% | |
| T. Rowe Price Small-Mid Cap ETF shares | — | — | $580K | $644K | 3.3% | |
| Capital Group New Geography Equity ETF shares | — | — | $553K | $631K | 3.2% | |
| Capital Group Global Growth Equity ETF shares | — | — | $586K | $630K | 3.2% | |
| Fidelity Advisor Intl Cap App I shares | — | — | $408K | $590K | 3.0% | |
| Vanguard Utilities Index Fund ETF shares | — | — | $435K | $514K | 2.6% | |
| Capital Group US Small and Mid Cap ETF shares | — | — | $356K | $431K | 2.2% | |
| iShares Core U.S. REIT ETF shares | — | — | $411K | $429K | 2.2% | |
| GQG Partners Emerging Markets EquityInst shares | — | — | $449K | $415K | 2.1% | |
| American Funds Europacific Growth F3 shares | — | — | $421K | $390K | 2.0% | |
| Capital Group International Focus Equity ETF shares | — | — | $274K | $320K | 1.6% | |
| Capital Group Core Bond ETF shares | — | — | $182K | $185K | 1.0% | |
| Vanguard Value Index Fund ETF shares | — | — | $105K | $111K | 0.6% | |
| JPMorgan Active Growth ETF shares | — | — | $78K | $93K | 0.5% | |
| Schwab Government Money Market, variable interest, 4.11% at August 31, 2025 shares | — | — | $81K | $81K | 0.4% | |
| Fidelity Enhanced International ETF shares | — | — | $48K | $54K | 0.3% | |
| Schwab Money Market, variable interest, 0.05% at August 31, 2025 shares | — | — | $14K | $14K | <0.1% |