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Original filing (PDF)20260309114734NAL0002435027001
1ST LLC
Form 5500
FILING_RECEIVED
1ST LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
Late filing · 3.8 moNo recordkeeper disclosed
Active participants
2,175
Accounts w/ balance
907
Plan assets (EOY)
$76.9M
Net assets (EOY)
$76.8M
How this plan invests
This plan
25 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
65
Knocking points off
- Filed 3.8 months past the 10.5-month grace window.
- No recordkeeper disclosed on Schedule C.
- Only 42% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (4 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for 1ST LLC.
Plan sponsor
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-03-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $30K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
28 direct securities · 25 pooled funds· $141.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$76.9M
28 holdings
Pooled Separate Account
$64.3M
25 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Life Insurance Co. | — | — | $0 | $9.4M | 12.2% | |
| PRIN LGCAP S&P 500 INDEX SA-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $9.4M | 12.2% | |
| Principal Life Insurance Co. | — | — | $0 | $8.1M | 10.6% | |
| PRIN LIFETM 2030 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 077 | Pooled Separate Account | — | — | $8.1M | 10.6% | |
| The American Funds | — | — | $0 | $6.0M | 7.8% | |
| Principal Life Insurance Co. | — | — | $0 | $6.0M | 7.8% | |
| PRIN LIFETM 2020 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 076 | Pooled Separate Account | — | — | $6.0M | 7.8% | |
| Principal Life Insurance Co. | — | — | $0 | $5.5M | 7.1% | |
| PRIN LIFETM 2025 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 111 | Pooled Separate Account | — | — | $5.5M | 7.1% | |
| Principal Life Insurance Co. | — | — | $0 | $5.4M | 7.0% | |
| Principal Life Insurance Co. | — | — | $0 | $4.7M | 6.1% | |
| PRIN LIFETM 2035 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 112 | Pooled Separate Account | — | — | $4.7M | 6.1% | |
| Principal Life Insurance Co. | — | — | $0 | $4.1M | 5.4% | |
| PRIN LIFETM 2040 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 078 | Pooled Separate Account | — | — | $4.1M | 5.4% | |
| Principal Life Insurance Co. | — | — | $0 | $2.7M | 3.6% | |
| PRIN LIFETM 2050 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 079 | Pooled Separate Account | — | — | $2.7M | 3.6% | |
| Principal Life Insurance Co. | — | — | $0 | $2.7M | 3.5% | |
| PRIN MIDCAP S&P 400 IDX SA-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $2.7M | 3.5% | |
| Principal Life Insurance Co. | — | — | $0 | $2.6M | 3.3% | |
| PRIN LIFETM 2045 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 113 | Pooled Separate Account | — | — | $2.6M | 3.3% | |
| Principal Life Insurance Co. | — | — | $0 | $2.3M | 3.0% | |
| PRIN SMCAP S&P 600 INDEX SA-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $2.3M | 3.0% | |
| Principal Life Insurance Co. | — | — | $0 | $2.3M | 3.0% | |
| PRIN EQUITY INCOME SA-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120 | Pooled Separate Account | — | — | $2.3M | 3.0% | |
| Principal Life Insurance Co. | — | — | $0 | $2.1M | 2.7% | |
| PRIN LIFETM 2015 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 110 | Pooled Separate Account | — | — | $2.1M | 2.7% | |
| Principal Life Insurance Co. | — | — | $0 | $2.1M | 2.7% | |
| PRIN LIFETM STR INC SA-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 080 | Pooled Separate Account | — | — | $2.1M | 2.7% | |
| Principal Life Insurance Co. | — | — | $0 | $1.6M | 2.0% | |
| PRIN DIV INTL SA-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | — | $1.6M | 2.0% | |
| Principal Life Insurance Co. | — | — | $0 | $1.5M | 1.9% | |
| PRIN MIDCAP GROWTH III SA-I2 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 026 | Pooled Separate Account | — | — | $1.5M | 1.9% | |
| Principal Life Insurance Co. | — | — | $0 | $1.4M | 1.8% | |
| PRIN SMALLCAP GROWTH I SA-I2 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 070 | Pooled Separate Account | — | — | $1.4M | 1.8% | |
| Principal Life Insurance Co. | — | — | $0 | $1.4M | 1.8% | |
| PRINCIPAL BOND MKT INDEX SA-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 122 | Pooled Separate Account | — | — | $1.4M | 1.8% | |
| Notes receivable from participant's | — | — | $0 | $1.1M | 1.4% | |
| Principal Life Insurance Co. | — | — | $0 | $1.1M | 1.4% | |
| PRIN CORE PLUS BOND SEP ACT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 005 | Pooled Separate Account | — | — | $1.1M | 1.4% | |
| Principal Life Insurance Co. | — | — | $0 | $742K | 1.0% | |
| PRIN LIFETM 2055 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 114 | Pooled Separate Account | — | — | $742K | 1.0% | |
| Principal Life Insurance Co. | — | — | $0 | $713K | 0.9% | |
| PRIN INTL EQ SEPARATE ACCT-I2 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 048 | Pooled Separate Account | — | — | $713K | 0.9% | |
| Principal Life Insurance Co. | — | — | $0 | $685K | 0.9% | |
| PRIN SMALLCAP VALUE II SA-I2 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 096 | Pooled Separate Account | — | — | $685K | 0.9% | |
| Principal Life Insurance Co. | — | — | $0 | $380K | 0.5% | |
| PRIN U.S. PROPERTY SA-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 027 | Pooled Separate Account | — | — | $380K | 0.5% | |
| Principal Life Insurance Co. | — | — | $0 | $374K | 0.5% | |
| PRIN LIFETM 2060 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 130 | Pooled Separate Account | — | — | $374K | 0.5% | |
| Principal Life Insurance Co. | — | — | $0 | $33K | <0.1% | |
| PRIN LIFETM 2065 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 173 | Pooled Separate Account | — | — | $33K | <0.1% | |
| PRIN LIFETM 2070 SEP ACCT-I3 PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 179 | Pooled Separate Account | — | — | $2K | <0.1% | |
| Principal Life Insurance Co. | — | — | $0 | $2K | <0.1% |
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