Original filing (PDF)20251015104423NAL0002266403001

SECURE HORIZONS RETIREMENT PLAN LLC

Name: SECURE HORIZONS RETIREMENT PLAN LLC — SECURE HORIZONS 401(K) PLAN, Form 5500 (2024)
Creator: SECURE HORIZONS RETIREMENT PLAN LLC

Form 5500

FILING_RECEIVED

SECURE HORIZONS 401(K) PLAN

401(k) retirement plan

Signals · 1

8 service providers

Active participants

2,753

Accounts w/ balance

1,953

Plan assets (EOY)

$139.0M

Net assets (EOY)

$139.0M

How this plan invests

This plan

58 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

32 bps in Schedule C fees — 225% above peer band of 10 bps.
Highly fragmented vendor stack (8 disclosed providers, 6 categories).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SECURE HORIZONS RETIREMENT PLAN LLC.

Plan sponsor

Name

SECURE HORIZONS RETIREMENT PLAN LLC

EIN

93-3836168

Address

1525 INTERNATIONAL PARKWAY · SUITE 2071 · LAKE MARY, FL · 32746

Phone

(407) 585-1182

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

2U · Association Retirement Plan

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

TEMPLETON & COMPANY

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

8 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	84-0467907	GREENWOOD VILLAGE, CO	RECORDKEEPER	$165K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CREATIVE PLANNING LLC	—	OVERLAND PARK, KS	INVESTMENT ADVISOR	$17K	—
GWN SECURITIES, INC	65-0939556	PALM BEACH, FL	BROKER/ ADVISOR	$0	—

Trustee

Name	EIN	Location	Relation	Direct comp	Indirect comp
MEMBERS BENEFIT CORP	—	PALM BEACH, FL	TRUSTEE	$18K	—
ROSEBAUM, ARY	—	GARDEN CITY, NY	TRUSTEE	$5K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PENTEGRA SERVICES INC	—	CHARLOTTE, NC	CONTRACT ADMIN	$159K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
TEMPLETON & COMPANY LLP	—	WEST PALM BEACH, FL	AUDITOR	$9K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORTY GROUP LLC	84-0467907	GREENWOOD VILLAGE, CO	INVESMENT MGMT	$78K	—

Investments

57 direct securities· $131.9M(95% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity 500 INDEX	—	—	—	$13.6M	9.8%
Fidelity FREEDOM INDEX 2035 PREMIER	—	—	—	$10.5M	7.6%
Fidelity FREEDOM INDEX 2030 PREMIER	—	—	—	$7.3M	5.2%
Fidelity FREEDOM INDEX 2045 PREMIER	—	—	—	$7.1M	5.1%
Fidelity FREEDOM INDEX 2040 PREMIER	—	—	—	$6.8M	4.9%
Empower Annuity Insurance * Guaranteed Interest Fund ** Company of America	—	—	—	$6.4M	4.6%
Fidelity SMALL CAP INDEX	—	—	—	$6.1M	4.4%
Fidelity MID CAP INDEX	—	—	—	$5.3M	3.8%
Putnam LARGE CAP GROWTH R6	—	—	—	$5.1M	3.7%
Fidelity INTERNATIONAL INDEX	—	—	—	$4.9M	3.6%
Fidelity LARGE CAP VALUE INDEX	—	—	—	$4.7M	3.3%
Fidelity FREEDOM INDEX 2050 PREMIER	—	—	—	$4.4M	3.2%
Fidelity LARGE CAP GROWTH INDEX	—	—	—	$4.1M	2.9%
Fidelity TOTAL MARKET INDEX	—	—	—	$3.4M	2.5%
Fidelity US BOND INDEX	—	—	—	$3.2M	2.3%
Fidelity FREEDOM INDEX 2020 PREMIER	—	—	—	$3.2M	2.3%
Fidelity FREEDOM INDEX 2055 PREMIER	—	—	—	$2.9M	2.1%
Dodge & Cox DODGE & COX INCOME - I	—	—	—	$2.6M	1.9%
Vanguard BALANCED INDEX ADM	—	—	—	$2.6M	1.9%
Amana TRUST GROWTH	—	—	—	$2.6M	1.9%
Notes receivable from participants - 9.50%, various maturities.	—	—	—	$2.3M	1.7%
Fidelity MULTI-ASSET INDEX FUND	—	—	—	$2.3M	1.6%
Ameriprise Financial Brokerage Accounts	—	—	—	$2.3M	1.6%
Raymond James Brokerage Accounts	—	—	—	$2.2M	1.6%
Vanguard INTERNATIONAL GROWTH ADM	—	—	—	$1.5M	1.1%
Vanguard WELLESLEY INCOME ADM	—	—	—	$1.3M	0.9%
PIMCO PGIM JENNISON MID CAP GROWTH R6	—	—	—	$1.2M	0.9%
American Funds AMERICAN FUNDS INFLATION LINKED BD R6	—	—	—	$1.2M	0.9%
Vanguard SHORT-TERM CORP BD IDX ADMIRAL	—	—	—	$1.1M	0.8%
Fidelity EMERGING MARKETS INDEX	—	—	—	$1.0M	0.8%
Fidelity INFLATION PROTECTED BOND INDEX	—	—	—	$945K	0.7%
JPMorgan EQUITY INCOME R6	—	—	—	$938K	0.7%
Artisan INTERNATIONAL VALUE INSTL	—	—	—	$883K	0.6%
Fidelity INTL SUSTAINABILITY IDX	—	—	—	$724K	0.5%
Fidelity SMALL CAP DISCOVERY	—	—	—	$679K	0.5%
American Funds AMERICAN FUNDS NEW WORLD R6	—	—	—	$640K	0.5%
BlackRock STRATEGIC INCOME OPPS K	—	—	—	$634K	0.5%
Fidelity FREEDOM INDEX 2060 PREMIER	—	—	—	$577K	0.4%
Fidelity REAL ESTATE INDEX	—	—	—	$456K	0.3%
Principal REAL ESTATE SECURITIES FD R-6	—	—	—	$360K	0.3%
Victory SYCAMORE ESTABLISHED VALUE I	—	—	—	$307K	0.2%
Fidelity INTERMEDIATE TREASURY BOND IDX	—	—	—	$302K	0.2%
Fidelity FREEDOM INDEX 2015 PREMIER	—	—	—	$276K	0.2%
Fidelity FREEDOM INDEX 2030 INSTL PREM	—	—	—	$239K	0.2%
Federated Hermes FEDERATED HERMES INSTL HIGH YIELD BD R6	—	—	—	$227K	0.2%
Fidelity U.S. SUSTAINABILITY INDEX INSTL	—	—	—	$131K	<0.1%
State Street STATE STREET BALANCED INDEX K	—	—	—	$95K	<0.1%
Fidelity FREEDOM INDEX 2065 PREMIER	—	—	—	$78K	<0.1%
Principal MIDCAP R6	—	—	—	$68K	<0.1%
Vanguard TOTAL INTL BD IDX ADMIRAL	—	—	—	$57K	<0.1%
Fidelity FREEDOM INDEX INCOME PREMIER	—	—	—	$44K	<0.1%
PGIM Investments PIMCO INT BOND (USD-HEDGED) INSTL	—	—	—	$33K	<0.1%
Vanguard GNMA ADM	—	—	—	$4K	<0.1%
Fidelity FREEDOM INDEX 2010 PREMIER	—	—	—	$3K	<0.1%
Dimensional Financial Advisors DFA GLOBAL EQUITY I	—	—	—	$3K	<0.1%
Fidelity FREEDOM INDEX 2035 INSTL PREM	—	—	—	$2K	<0.1%
Dimensional Financial Advisors DFA US TARGETED VALUE I	—	—	—	$1K	<0.1%