Original filing (PDF)20251013190643NAL0001865953001

AMERICANTCS FIDUCIARY SERVICES, LLC

Name: AMERICANTCS FIDUCIARY SERVICES, LLC — CFS PEP, Form 5500 (2024)
Creator: AMERICANTCS FIDUCIARY SERVICES, LLC

Form 5500

FILING_RECEIVED

CFS PEP

401(k) retirement plan

Signals · 2

~84 bps in Sched C feesNo recordkeeper disclosed

Active participants

436

Accounts w/ balance

280

Plan assets (EOY)

$10.8M

Net assets (EOY)

$10.8M

How this plan invests

This plan

3 pooled trusts

Schedule D

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

Knocking points off

84 bps in Schedule C fees — 190% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.
64% balance-to-active ratio — below typical for a healthy 401(k).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMERICANTCS FIDUCIARY SERVICES, LLC.

Plan sponsor

Name

AMERICANTCS FIDUCIARY SERVICES, LLC

EIN

93-2789379

Address

1251 WATERFRONT PLACE · SUITE 525 · PITTSBURGH, FL · 15222

Phone

(877) 514-5600

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

019

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2R · Participant-directed brokerage (SDBA)

2S · Automatic enrollment

2T · Default investment account (QDIA)

2W · Pooled employer plan (PEP)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

FRAZIER & DEETER LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
AMERITAS LIFE INSURANCE CORP	47-0098400	—	NONE	$36K	—
PARK AVENUE SECURITIES, LLC	13-4023176	—	NONE	$29K	—
AMERICANTCS FIDUCIARY SERVICES, LLC	93-2789379	—	NONE	$23K	—
CHARLES SCHWAB BANK	82-3967259	—	NONE	$3K	—

Investments

29 direct securities · 3 pooled funds· $10.0M(93% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$9.9M

29 holdings

Common Collective Trust

$101K

3 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
STATE STREET TARGET RTRMT 2045 K Mutual Fund	—	—	—	$2.1M	19.3%
STATE STREET TARGET RTRMT 2035 K Mutual Fund	—	—	—	$1.9M	17.7%
STATE STREET TARGET RTRMT 2040 K Mutual Fund	—	—	—	$1.5M	14.3%
STATE STREET TARGET RTRMT 2050 K Mutual Fund	—	—	—	$915K	8.5%
FIDELITY 500 INDEX FD Mutual Fund	—	—	—	$814K	7.5%
STATE STREET TARGET RTRMT 2030 K Mutual Fund	—	—	—	$724K	6.7%
STATE STREET TARGET RTRMT 2055 K Mutual Fund	—	—	—	$401K	3.7%
STATE STREET TARGET RTRMT 2060 K Mutual Fund	—	—	—	$255K	2.4%
STATE STREET TARGET RTRMT 2020 K Mutual Fund	—	—	—	$193K	1.8%
STATE STREET TARGET RTRMT 2025 K Mutual Fund	—	—	—	$180K	1.7%
Participant Loans Interest ranging from 5.25% to 10.5%	—	—	—	$149K	1.4%
VANGUARD SMALL CAP I Mutual Fund	—	—	—	$129K	1.2%
FIDELITY LARGE CAP GROWTH INDEX FD Mutual Fund	—	—	—	$106K	1.0%
BLACKROCK INTERNATIONAL INDEX CL K Mutual Fund	—	—	—	$101K	0.9%
AMERITAS STABLE VALUE COLLECTIVE TR AMERICAN TRUST COMPANY · EIN 38-7302614 / PN 001	Common Collective Trust	—	—	$88K	0.8%
VANGUARD MID CAP VALINDEX ADMIRAL Mutual Fund	—	—	—	$68K	0.6%
VANGUARD VALUE INDEX ADMIRAL Mutual Fund	—	—	—	$65K	0.6%
FIDELITY INFLATION PROTECTED BD IDX Mutual Fund	—	—	—	$56K	0.5%
FIDELITY MID CAP INDEX Mutual Fund	—	—	—	$51K	0.5%
VANGUARD INTERM TERM BD INDEX ADMIRAL Mutual Fund	—	—	—	$32K	0.3%
VANGUARD MID-CAP GROWTH INDEX ADMIRAL Mutual Fund	—	—	—	$24K	0.2%
VANGUARD SMALL CAP GROWTH INDEX ADMIRAL Mutual Fund	—	—	—	$23K	0.2%
STATE STREET TRGT RETIREMENT 2065 K Mutual Fund	—	—	—	$22K	0.2%
PGIM HIGH YIELD FUND R6 Mutual Fund	—	—	—	$18K	0.2%
STATE STREET TARGET RETIREMENT K Mutual Fund	—	—	—	$16K	0.1%
VANGUARD SMALL CAP VALUE INDEX ADMIRAL Mutual Fund	—	—	—	$12K	0.1%
FIDELITY INTL BOND INDEX FUND Mutual Fund	—	—	—	$10K	<0.1%
LORD ABBETT TOTAL RETURN TRUST II GREAT GRAY TRUST COMPANY, LLC · EIN 82-1151625 / PN 324	Common Collective Trust	—	—	$8K	<0.1%
DFA REAL ESTATE SECURITIES PORT INST Mutual Fund	—	—	—	$8K	<0.1%
VANGUARD BALANCED INDEX FD ADMIRAL Mutual Fund	—	—	—	$7K	<0.1%
FIRST EAGLE SMALL CAP OPPORTUNITY C BENEFIT TRUST COMPANY · EIN 87-6383971 / PN 335	Common Collective Trust	—	—	$5K	<0.1%
VANGUARD COMMODITY STRATEGY ADMIRAL Mutual Fund	—	—	—	$2K	<0.1%