Original filing (PDF)20240820154443NAL0001822019001

Vesta Corporation

Name: Vesta Corporation — Vesta Corporation 401(k) Plan, Form 5500 (2023)
Creator: Vesta Corporation
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Vesta Corporation 401(k) Plan

401(k) retirement plan · Vesta Corporation's Vesta Corporation 401(k) Plan held $24.5M in plan assets for 111 participants in 2023, with Fidelity as recordkeeper.

Signals · 1

Corrective distributions issued

Active participants

111

Accounts w/ balance

229

Plan assets (EOY)

$24.5M

Net assets (EOY)

$24.5M

How this plan invests

This plan

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (95th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for VESTA CORPORATION.

Plan sponsor

Name

VESTA CORPORATION

EIN

93-1175674all filings

Address

5400 MEADOWS ROAD, 5TH FLOOR · LAKE OSWEGO, OR · 97035

Phone

(503) 790-2500

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-01-01

Tax period

2023-12-31

Filed

2024-08-20

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3F · Sponsor used leased employees

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$34K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
HUMAN INVESTING	74-3130983	—	ADVISOR	$11K	—

Investments

31 direct securities· $24.5M(100% of reported assets)

Mutual Funds

$13.0M

18 holdings

Common Collective Trusts

$11.3M

12 holdings

Bonds / Notes

$249K

1 holding

					% of plan
The Vanguard Group, Inc. Vanguard 500 Index Fund Admiral Class	Common Collective Trusts	—	—	$4.6M	18.6%
The Vanguard Group, Inc. Vanguard Target Retirement 2040 Fund	Mutual Funds	—	—	$2.8M	11.4%
The Vanguard Group, Inc. Vanguard Target Retirement 2050 Fund	Mutual Funds	—	—	$2.0M	8.2%
The Vanguard Group, Inc. Vanguard Growth Index Fund Admiral Shares	Common Collective Trusts	—	—	$1.8M	7.3%
The Vanguard Group, Inc. Vanguard Target Retirement 2030 Fund	Mutual Funds	—	—	$1.4M	5.7%
The Vanguard Group, Inc. Vanguard Mid-Cap Growth Index Fund	Common Collective Trusts	—	—	$1.4M	5.7%
Admiral Shares The Vanguard Group, Inc. Vanguard Total International Stock Index	Mutual Funds	—	—	$1.1M	4.5%
Fund Admiral Shares The Vanguard Group, Inc. Vanguard Small-Cap Index Fund	Common Collective Trusts	—	—	$1.1M	4.4%
Admiral Shares The Vanguard Group, Inc. Vanguard Target Retirement Income Fund	Mutual Funds	—	—	$772K	3.1%
The Vanguard Group, Inc. Vanguard Target Retirement 2060 Fund	Mutual Funds	—	—	$765K	3.1%
The Vanguard Group, Inc. Vanguard Target Retirement 2045 Fund	Mutual Funds	—	—	$759K	3.1%
The Vanguard Group, Inc. Vanguard Federal Money Market	Mutual Funds	—	—	$668K	2.7%
Fund Investor Shares The Vanguard Group, Inc. Vanguard Value Index Fund Admiral	Common Collective Trusts	—	—	$641K	2.6%
Shares The Vanguard Group, Inc. Vanguard Target Retirement 2035 Fund	Mutual Funds	—	—	$544K	2.2%
The Vanguard Group, Inc. Vanguard Mid-Cap Index Fund	Common Collective Trusts	—	—	$463K	1.9%
Admiral Shares * Fidelity Management Trust Fidelity China Region	Mutual Funds	—	—	$458K	1.9%
Company The Vanguard Group, Inc. Vanguard Total Stock Market Index Fund	Common Collective Trusts	—	—	$431K	1.8%
Admiral Shares The Vanguard Group, Inc. Vanguard Target Retirement 2055 Fund	Mutual Funds	—	—	$420K	1.7%
The Vanguard Group, Inc. Vanguard Target Retirement 2025 Fund	Mutual Funds	—	—	$354K	1.4%
The Vanguard Group, Inc. Vanguard Intermediate-Term Bond Index	Mutual Funds	—	—	$343K	1.4%
Fund Admiral Shares The Vanguard Group, Inc. Vanguard Real Estate Index Fund	Common Collective Trusts	—	—	$262K	1.1%
The Vanguard Group, Inc. Vanguard Small-Cap Growth Index Fund	Common Collective Trusts	—	—	$260K	1.1%
September 2030 and interest rates of 4.25% to 9.50% -	Bonds / Notes	—	—	$249K	1.0%
Admiral Shares DFA Securities, LLC DFA Emerging Markets Value Portfolio	Mutual Funds	—	—	$213K	0.9%
Institutional Class The Vanguard Group, Inc. Vanguard Mid-Cap Value Index Fund	Common Collective Trusts	—	—	$197K	0.8%
Admiral Shares The Vanguard Group, Inc. Vanguard Total Bond Market Index Fund	Common Collective Trusts	—	—	$193K	0.8%
The Vanguard Group, Inc. Vanguard Target Retirement 2020 Fund	Mutual Funds	—	—	$118K	0.5%
The Vanguard Group, Inc. Vanguard Target Retirement 2065 Fund	Mutual Funds	—	—	$95K	0.4%
The Vanguard Group, Inc. Vanguard Short-Term Investment-Grade	Mutual Funds	—	—	$86K	0.4%
Fund Admiral Shares The Vanguard Group, Inc. Vanguard Inflation-Protected Securities	Mutual Funds	—	—	$76K	0.3%
Fund Admiral Shares The Vanguard Group, Inc. Vanguard Small-Cap Value Index Fund	Common Collective Trusts	—	—	$43K	0.2%