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Original filing (PDF)20250918050556NAL0002394722001
OREGON PACIFIC BANKING CO
Form 5500
FILING_RECEIVED
OREGON PACIFIC BANK 401K PLAN
401(k) retirement plan
Active participants
139
Accounts w/ balance
169
Plan assets (EOY)
$9.6M
Net assets (EOY)
$9.6M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (6 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OREGON PACIFIC BANKING CO.
Plan sponsor
Name
OREGON PACIFIC BANKING CO
EIN
93-0742995
Address
1365 HIGHWAY 101 · FLORENCE, OR · 97439
Phone
(541) 590-2525
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-18
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS , LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $5K | — |
Investments
26 direct securities · 1 pooled fund· $9.3M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$9.3M
26 holdings
Common Collective Trust
$92K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID FREEDOM INDEX 2030 PREMIER | Registered Investment Companies | — | — | $1.4M | 14.9% | |
| FID FREEDOM INDEX 2050 PREMIER | Registered Investment Companies | — | — | $1.2M | 12.4% | |
| FID FREEDOM INDEX 2040 PREMIER | Registered Investment Companies | — | — | $835K | 8.7% | |
| STATE ST EQUITY 500 INDEX K | Registered Investment Companies | — | — | $688K | 7.2% | |
| FID FREEDOM INDEX 2035 PREMIER | Registered Investment Companies | — | — | $677K | 7.1% | |
| FID FREEDOM INDEX 2025 PREMIER | Registered Investment Companies | — | — | $586K | 6.1% | |
| AMF GROWTH FUND OF AMERICA R6 | Registered Investment Companies | — | — | $562K | 5.9% | |
| FID FREEDOM INDEX 2045 PREMIER | Registered Investment Companies | — | — | $469K | 4.9% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $433K | 4.5% | |
| FID FREEDOM INDEX 2055 PREMIER | Registered Investment Companies | — | — | $363K | 3.8% | |
| T. ROWE PRICE DIVIDEND GR I | Registered Investment Companies | — | — | $285K | 3.0% | |
| FID FREEDOM INDEX 2060 PREMIER | Registered Investment Companies | — | — | $226K | 2.4% | |
| VANGUARD SM CAP VAL INDEX ADM | Registered Investment Companies | — | — | $167K | 1.8% | |
| VANGUARD INTERMEDIATE TERM BON | Registered Investment Companies | — | — | $166K | 1.7% | |
| FID FREEDOM INDEX 2065 PREMIER | Registered Investment Companies | — | — | $165K | 1.7% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $155K | 1.6% | |
| FID FREEDOM INDEX 2020 PREMIER | Registered Investment Companies | — | — | $145K | 1.5% | |
| JPMORGAN EQUITY INCOME FUND R6 | Registered Investment Companies | — | — | $118K | 1.2% | |
| ISHARES MSCI EAFE INTL INDEX K | Registered Investment Companies | — | — | $114K | 1.2% | |
| T ROWE PRICE OVERSEAS STOCK | Registered Investment Companies | — | — | $114K | 1.2% | |
| INVESCO STABLE ASSET - ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $92K | 1.0% | |
| FID FREEDOM INDEX INC PREMIER | Registered Investment Companies | — | — | $92K | 1.0% | |
| NUVEEN SMALLCAP BLEND INDEX R6 | Registered Investment Companies | — | — | $90K | 0.9% | |
| BLACKROCK TOTAL RETURN K | Registered Investment Companies | — | — | $61K | 0.6% | |
| JANUS HENDERSON TRITON FUND N | Registered Investment Companies | — | — | $55K | 0.6% | |
| FID FREE INDX 2015 PREM | Registered Investment Companies | — | — | $48K | 0.5% | |
| MFS TOTAL RETURN - R6 | Registered Investment Companies | — | — | $36K | 0.4% |
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