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Original filing (PDF)20251015142206NAL0002561763001
LITHIA MOTORS, INC.
Form 5500
FILING_RECEIVED
LITHIA MOTORS, INC. 401(K) PLAN
401(k) retirement plan
Active participants
23,444
Accounts w/ balance
26,680
Plan assets (EOY)
$1.0B
Net assets (EOY)
$1.0B
How this plan invests
This plan
17 pooled trusts
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 17 bps in Schedule C fees — 235% above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LITHIA MOTORS, INC..
Plan sponsor
Name
LITHIA MOTORS, INC.
EIN
93-0572810
Address
150 N BARTLETT ST · MEDFORD, OR · 97501
Phone
(800) 995-4125
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KBF CPAS - AUDIT, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH, PIERCE, FENNER AND S | 13-5674085 | — | RECORDKEEPER | $1.6M | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DESCHUTES INVESTMENT CONSULTING, LL | 27-3525757 | — | CONSULTANT | $59K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KBF CPAS LLP | 82-1030164 | — | ACCOUNTANT | $25K | — |
Investments
18 direct securities · 17 pooled funds· $1.0B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$618.1M
17 holdings
Uncategorized
$407.4M
18 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY 500 INDEX FUND MUTUAL FUNDS | — | — | $112.2M | $109.3M | 10.7% | |
| JPMCB SMART RETIREMENT PASV 2050 A JP MORGAN CHASE BANK N.A. · EIN 26-1165477 / PN 001 | Common Collective Trust | — | $76.3M | $75.0M | 7.3% | |
| JPMCB SMART RETIREMENT PASV 2045 A JP MORGAN CHASE BANK N.A. · EIN 26-1165449 / PN 001 | Common Collective Trust | — | $75.0M | $73.8M | 7.2% | |
| JPMCB SMART RETIREMENT PASV 2060 A JP MORGAN CHASE BANK N.A. · EIN 81-3239155 / PN 001 | Common Collective Trust | — | $74.7M | $73.4M | 7.2% | |
| JPMCB SMART RETIREMENT PASV 2055 A JP MORGAN CHASE BANK N.A. · EIN 45-5590883 / PN 001 | Common Collective Trust | — | $71.0M | $69.8M | 6.8% | |
| JPMCB SMART RETIREMENT PASV 2030 A JP MORGAN CHASE BANK N.A. · EIN 26-1165198 / PN 001 | Common Collective Trust | — | $68.4M | $67.7M | 6.6% | |
| JPMCB SMART RETIREMENT PASV 2040 A JP MORGAN CHASE BANK N.A. · EIN 26-1165392 / PN 001 | Common Collective Trust | — | $68.4M | $67.4M | 6.6% | |
| JPMCB SMART RETIREMENT PASV 2035 A JP MORGAN CHASE BANK N.A. · EIN 26-1165348 / PN 001 | Common Collective Trust | — | $66.6M | $65.8M | 6.4% | |
| FIDELITY LARGE CAP GRTH INDX MUTUAL FUNDS | — | — | $37.6M | $59.3M | 5.8% | |
| JPMCB SMART RETIREMENT PASV 2025 A JP MORGAN CHASE BANK N.A. · EIN 26-1165154 / PN 001 | Common Collective Trust | — | $43.5M | $43.2M | 4.2% | |
| AMERICAN BALANCED FUND CL R6 MUTUAL FUNDS | — | — | $39.0M | $41.2M | 4.0% | |
| LOAN FUND LOANS | — | — | $38.0M | $38.0M | 3.7% | |
| FIDELITY INTRNTNL INDX INSTL MUTUAL FUNDS | — | — | $37.5M | $37.3M | 3.6% | |
| LITHIA MOTORS INC CL A COMMON STOCK | — | — | $15.6M | $37.0M | 3.6% | |
| STABLE VALUE FUND CL R1 WILMINGTON TRUST · EIN 85-4031707 / PN 653 | Common Collective Trust | — | $25.7M | $27.3M | 2.7% | |
| STATE STREET RUSSELL SMALL/MID CAP STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 167 | Common Collective Trust | — | $13.8M | $20.2M | 2.0% | |
| JOHN HANCOCK DISCIPLINED R6 MUTUAL FUNDS | — | — | $15.5M | $16.2M | 1.6% | |
| JPMCB SMART RETIREMENT PASV 2020 A JP MORGAN CHASE BANK N.A. · EIN 26-1165037 / PN 001 | Common Collective Trust | — | $16.1M | $15.9M | 1.6% | |
| DFA US VECTOR EQTY PRTL INSTL MUTUAL FUNDS | — | — | $13.3M | $15.4M | 1.5% | |
| JPMCB SMART RETIREMENT PASV CF A JP MORGAN CHASE BANK N.A. · EIN 26-1164871 / PN 001 | Common Collective Trust | — | $15.3M | $15.2M | 1.5% | |
| FIDELITY MID CP GROWTH INDX FD MUTUAL FUNDS | — | — | $11.1M | $13.5M | 1.3% | |
| FIDELITY US BOND INDEX FUND MUTUAL FUNDS | — | — | $9.7M | $9.7M | 0.9% | |
| FIDELITY SMALL CAP INDEX FUND MUTUAL FUNDS | — | — | $9.3M | $9.1M | 0.9% | |
| PIMCO INCOME FUND INSTL CL MUTUAL FUNDS | — | — | $7.8M | $7.8M | 0.8% | |
| VANGUARD EMERGING MKTS INSTL MUTUAL FUNDS | — | — | $5.7M | $6.2M | 0.6% | |
| COLUMBIA SMALL CP VL FD INSTL3 MUTUAL FUNDS | — | — | $5.2M | $4.5M | 0.4% | |
| JPMCB SMART RETIREMENT PASV 2065 A JP MORGAN CHASE BANK N.A. · EIN 92-0285683 / PN 001 | Common Collective Trust | — | $3.3M | $3.3M | 0.3% | |
| JANUS HENDERSON FLEXIBLE BD N MUTUAL FUNDS | — | — | $2.6M | $2.3M | 0.2% | |
| BLF FEDFUND MONEY MARKET | — | — | $257K | $257K | <0.1% | |
| PENDING SETTLEMENT FUND PENDING SETTLEMENT FUNDS | — | — | $94K | $94K | <0.1% | |
| ACCRUED INCOME ACCRUED INCOME | — | — | $35K | $35K | <0.1% | |
| BLACKROCK MSCI ACWI EX US INDEX NON BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 45-4431141 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| STATE STREET RUSSELL SMALL CAP INDE STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 180 | Common Collective Trust | — | — | $0 | <0.1% | |
| STATE STREET SP 500 INDEX NL SERIES STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 306 | Common Collective Trust | — | — | $0 | <0.1% | |
| STATE STREET US BOND INDEX NL SERIE STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 178 | Common Collective Trust | — | — | $0 | <0.1% |