Original filing (PDF)20251015131929NAL0002354339001

GEM EQUIPMENT OF OREGON, INC

Name: GEM EQUIPMENT OF OREGON, INC — GEM EQUIPMENT OF OREGON, INC EMPLOYEES' 401(K) SALARY REDUCTION PLAN, Form 5500 (2024)
Creator: GEM EQUIPMENT OF OREGON, INC

Form 5500

FILING_RECEIVED

GEM EQUIPMENT OF OREGON, INC EMPLOYEES' 401(K) SALARY REDUCTION PLAN

401(k) retirement plan

Signals · 2

Late participant contributions~83 bps in Sched C fees

Active participants

128

Accounts w/ balance

169

Plan assets (EOY)

$10.9M

Net assets (EOY)

$10.9M

How this plan invests

This plan

21 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GEM EQUIPMENT OF OREGON, INC.

Plan sponsor

Name

GEM EQUIPMENT OF OREGON, INC

EIN

93-0572107

Address

2150 PROGRESS WAY · WOODBURN, OR · 97071

Phone

(503) 982-9902

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

Service providers (Schedule C)

3 rows

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY WORKPLACE SERVICES LLC	04-3532603	—	PLAN ADMINISTRATOR	$73K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
ALDRICH CPA'S AND ADVISORS LLP	93-0623286	—	ACCOUNTANT/AUDITOR	$11K	—
PRIME PENSIONS NORTHWEST, LLC

Investments

21 direct securities· $10.9M(100% of reported assets)

Other securities

$10.5M

19 holdings

Bonds / Notes

$331K

1 holding

Cash / Money Market

$139K

1 holding

					% of plan
Fidelity Investments Fidelity Freedom Blend 2035 -	Other securities	—	—	$1.9M	17.4%
Fidelity Investments Fidelity Freedom Blend 2025 -	Other securities	—	—	$1.5M	13.7%
Fidelity Investments Fidelity Freedom Blend 2050 -	Other securities	—	—	$1.2M	10.8%
Fidelity Investments Fidelity Freedom Blend 2040 -	Other securities	—	—	$1.0M	9.6%
Fidelity Investments Fidelity 500 Index -	Other securities	—	—	$1.0M	9.3%
Fidelity Investments Brokeragelink -	Other securities	—	—	$926K	8.5%
Fidelity Investments Fidelity Freedom Blend 2030 -	Other securities	—	—	$835K	7.6%
Fidelity Investments Fidelity Freedom Blend 2045 -	Other securities	—	—	$620K	5.7%
Fidelity Investments Fidelity Freedom Blend Income -	Other securities	—	—	$414K	3.8%
Fidelity Investments Fidelity Freedom Blend 2055 -	Other securities	—	—	$334K	3.1%
Participant Loans Interest: 4.25% to 9.50%. Maturities from -	Bonds / Notes	—	—	$331K	3.0%
Fidelity Investments Fidelity Freedom Blend 2060 -	Other securities	—	—	$210K	1.9%
Fidelity Investments Fidelity Freedom Blend 2065 -	Other securities	—	—	$144K	1.3%
Fidelity Investments Fidelity Flex Govt Money Market -	Cash / Money Market	—	—	$139K	1.3%
Fidelity Investments Fidelity Freedom Blend 2010 -	Other securities	—	—	$95K	0.9%
Fidelity Investments Fidelity Freedom Blend 2020 -	Other securities	—	—	$78K	0.7%
Fidelity Investments Fidelity Freedom Blend 2015 -	Other securities	—	—	$67K	0.6%
Fidelity Investments Fidelity Mid Cap Index -	Other securities	—	—	$40K	0.4%
Fidelity Investments Fidelity Small Cap Index -	Other securities	—	—	$24K	0.2%
Fidelity Investments Fidelity Flex International Index -	Other securities	—	—	$17K	0.2%
Fidelity Investments Fidelity U.S. Bond Index -	Other securities	—	—	$14K	0.1%