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Original filing (PDF)20251015100336NAL0002119891001
ANCHOR POINT MANAGEMENT GROUP, LLC
Form 5500
FILING_RECEIVED
ANCHOR POINT MANAGEMENT GROUP EMPLOYEE BENEFIT PLAN
401(k) retirement plan
Signals · 1
~81 bps in Sched C fees
Active participants
9,415
Accounts w/ balance
988
Plan assets (EOY)
$22.4M
Net assets (EOY)
$22.4M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 81 bps in Schedule C fees — 180% above peer band of 29 bps.
- Only 10% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ANCHOR POINT MANAGEMENT GROUP, LLC.
Plan sponsor
Name
ANCHOR POINT MANAGEMENT GROUP, LLC
EIN
92-2810794
Address
111 WEST 39TH STREET · VANCOUVER, WA · 98660
Phone
(360) 694-7855
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2X · Other multiple-employer DC plan
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
J. MOYNA CPA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORDKEEPER | $111K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HA&W WEALTH MANAGEMENT LLC | 58-2484343 | — | INVESTMENT ADVISOR | $47K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NOVA 401(K) ASSOCIATES | 20-1181458 | — | THIRD PARTY ADMINISTRATOR | $23K | — |
Investments
33 direct securities· $22.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab Target 2030 Index Mutual Fund | — | — | — | $3.6M | 16.0% | |
| Vanguard Info Tech Idx Admiral Mutual Fund ** 658 * Schwab Target 2035 Index Mutual Fund | — | — | — | $3.4M | 15.2% | |
| Fid 500 Ind Mutual Fund | — | — | — | $2.3M | 10.4% | |
| Schwab Target 2040 Index Mutual Fund | — | — | — | $2.2M | 10.0% | |
| Schwab Target 2050 Index Mutual Fund | — | — | — | $2.1M | 9.2% | |
| Schwab Target 2055 Index Mutual Fund | — | — | — | $1.9M | 8.6% | |
| Schwab Target 2045 Index Mutual Fund | — | — | — | $1.9M | 8.6% | |
| Schwab Target 2025 Index Mutual Fund | — | — | — | $1.2M | 5.2% | |
| Great West Guaranteed Fund Q35 Guaranteed Investment Contract | — | — | — | $1.0M | 4.7% | |
| Schwab Target 2060 Index Mutual Fund | — | — | — | $909K | 4.1% | |
| Schwab Target 2065 Index Mutual Fund | — | — | — | $553K | 2.5% | |
| Jpmorgan Large Cap Growth R6 Mutual Fund | — | — | — | $542K | 2.4% | |
| Exhibit B – Schedule of Delinquent Participant Contributions Participant Total that Constitute Nonexempt Prohibited Transactions Total Fully Contributions Corrected Under Transferred Late VFCP and PTE to Plan | — | — | — | $305K | 1.4% | |
| American Funds New World R6 Mutual Fund | — | — | — | $249K | 1.1% | |
| Schwab Target 2020 Index Mutual Fund | — | — | — | $119K | 0.5% | |
| Vanguard Dev Mkt Index Admiral Mutual Fund | — | — | — | $72K | 0.3% | |
| Vanguard Federal Mm Inv Mutual Fund | — | — | — | $64K | 0.3% | |
| Schwab Target 2010 Index Mutual Fund | — | — | — | $33K | 0.1% | |
| Fidelity Advisor Total Bond Z Mutual Fund | — | — | — | $23K | 0.1% | |
| Late/Missed Year Contributions 2021 | — | — | — | $23K | 0.1% | |
| Blackrock Mid-Cap Value K Mutual Fund | — | — | — | $23K | 0.1% | |
| Dfa Us Targeted Val Port Inst Mutual Fund | — | — | — | $21K | <0.1% | |
| Mfs International Growth R6 Mutual Fund ** 47 * Vanguard Small Cap Index Admrl Mutual Fund | — | — | — | $19K | <0.1% | |
| Amf American High Income - R6 Mutual Fund | — | — | — | $16K | <0.1% | |
| Janus Henderson Enterprise N Mutual Fund | — | — | — | $14K | <0.1% | |
| Vanguard Mid Cap Index - Adm Mutual Fund | — | — | — | $11K | <0.1% | |
| Vanguard Emg Mkts Stk Idx Adm Mutual Fund ** 424 * Amc Small Cap Growth - R6 Mutual Fund | — | — | — | $11K | <0.1% | |
| Put Dynamic Asset Alloc Gr R6 Mutual Fund | — | — | — | $7K | <0.1% | |
| Schwab Target 2015 Index Mutual Fund | — | — | — | $7K | <0.1% | |
| International Gr Ii R1 Collective Investment Trust | — | — | — | $5K | <0.1% | |
| Htfd Balanced Income R6 Mutual Fund | — | — | — | $4K | <0.1% | |
| Amerfunds Amer Balanced - R6 Mutual Fund | — | — | — | $4K | <0.1% | |
| Putnam Large Cap Value R6 Mutual Fund | — | — | — | $3K | <0.1% |
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