Original filing (PDF)20251013200901NAL0002690416001

Petro 49, Inc.

Name: Petro 49, Inc. — Petro 49, Inc. Profit Sharing and, Form 5500 (2024)
Creator: Petro 49, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Petro 49, Inc. Profit Sharing and 401(k) Plan

401(k) retirement plan · Petro 49, Inc.'s Petro 49, Inc. Profit Sharing and 401(k) Plan held $35.4M in plan assets for 441 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

Late participant contributionsCorrective distributions issued

Active participants

441

Accounts w/ balance

319

Plan assets (EOY)

$35.4M

Net assets (EOY)

$35.4M

How this plan invests

This plan

29 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 55K (2% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (12th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for PETRO 49, INC..

Plan sponsor

Name

PETRO 49, INC.

EIN

92-0037645all filings

Address

PO BOX 389 · SEWARD, AK · 99664

Phone

(907) 562-5000

Industry

Wholesale Trade

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2T · Default investment account (QDIA)

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

Audit & trust (Schedule H)

Auditor

BDO USA, P.C.

Trustee / custodian

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$54K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
HUMAN INVESTING	74-3130983	—	ADVISOR/INVESTMENT ADV	$47K	—

Investments

29 direct securities· $35.4M(100% of reported assets)

Mutual Funds

$30.4M

24 holdings

Other securities

$2.7M

4 holdings

Common Collective Trusts

$2.3M

1 holding

					% of plan
Vanguard Target Retirement 2050	Mutual Funds	—	—	$7.3M	20.6%
Vanguard Target Retirement 2030	Mutual Funds	—	—	$4.2M	11.8%
Vanguard Target Retirement 2045	Mutual Funds	—	—	$3.4M	9.6%
Vanguard Target Retirement Income	Mutual Funds	—	—	$2.9M	8.1%
Vanguard Target Retirement 2040	Mutual Funds	—	—	$2.4M	6.9%
Fidelity 500 Index	Common Collective Trusts	—	—	$2.3M	6.4%
Vanguard Target Retirement 2035	Mutual Funds	—	—	$2.2M	6.2%
Vanguard Target Retirement 2025	Mutual Funds	—	—	$1.8M	5.0%
Vanguard Target Retirement 2055	Mutual Funds	—	—	$1.3M	3.6%
Money Market Fund Vanguard Federal Money Market Fund	Mutual Funds	—	—	$1.2M	3.5%
JPMorgan Large Cap Growth	Other securities	—	—	$1.2M	3.4%
Virtus Zevenbergen Technology	Other securities	—	—	$1.1M	3.0%
Vanguard Target Retirement 2060	Mutual Funds	—	—	$986K	2.8%
Vanguard Equity Income	Mutual Funds	—	—	$437K	1.2%
Vanguard Target Retirement 2020	Mutual Funds	—	—	$397K	1.1%
Vanguard Mid-Cap Growth Index	Mutual Funds	—	—	$318K	0.9%
Blackrock Health Sciences Opportunities	Other securities	—	—	$307K	0.9%
Fidelity Mid-Cap Index	Mutual Funds	—	—	$262K	0.7%
Fidelity International Index	Mutual Funds	—	—	$248K	0.7%
Fidelity Small Cap Index	Mutual Funds	—	—	$232K	0.7%
Vanguard Target Retirement 2065	Mutual Funds	—	—	$224K	0.6%
Vanguard Selected Value Investment	Mutual Funds	—	—	$176K	0.5%
Vanguard Short Term Bond Index	Mutual Funds	—	—	$135K	0.4%
DFA Securities Emerging Markets I	Mutual Funds	—	—	$130K	0.4%
Sprott Gold Equity Fund	Other securities	—	—	$110K	0.3%
Vanguard Intermediate-Term Bond Index	Mutual Funds	—	—	$95K	0.3%
Vanguard Total International Bond Index	Mutual Funds	—	—	$84K	0.2%
Vanguard Energy Admiral Fund	Mutual Funds	—	—	$71K	0.2%
Nuveen Real Estate Securities	Mutual Funds	—	—	$25K	<0.1%