How big is John Schram's plan?

John Schram's plan reported $1.9M in assets and 3 participants for 2025.

Original filing (PDF)20260408175904NAL0011201233001

John Schram

Name: John Schram — John Schram Cash Balance Plan, Form 5500 (2025)
Creator: John Schram
License: https://www.usa.gov/government-works

Form 5500-SF

FILING_RECEIVED

John Schram Cash Balance Plan

Defined-benefit pension plan · John Schram's John Schram Cash Balance Plan held $1.9M in plan assets for 3 participants in 2025.

Active participants

Accounts w/ balance

—

Plan assets (EOY)

$1.9M

Net assets (EOY)

$1.9M

People on this filing

Rosalynn Ritschard signed John Schram's 2025 Form 5500 as plan administrator.

Rosalynn Ritschard — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

John Schram's EIN is 91-1868090.

EIN 91-1868090

Plan number 003

Plan year 2025

ACK ID 20260408175904NAL0011201233001

Official Form 5500 document

Download the official 2025 Form 5500 (PDF) for John Schram from the U.S. Department of Labor's EFAST2 system.

Download the official 2025 Form 5500 (PDF)

Plan features

John Schram's plan includes a defined-benefit pension formula, a cash-balance formula.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for JOHN SCHRAM.

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Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 50% of scoring inputs for this filing.

Compliance & integrity

100

Total plan cost

n/a

Plan health

n/a

Vendor & structure

100

Helping the score

Cost not scored — no comparable Schedule H expense data for this cohort.
Plan health not scored — no comparable participation/contribution data.

Plan sponsor

Name

JOHN SCHRAM

EIN

all filings

Address

917 S. MONROE STREET · SPOKANE, WA · 99204

Phone

(509) 328-5627

Industry

Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2025

Plan year begin

2025-01-01

Tax period

2025-12-31

Filed

2026-04-08

Pension benefit codes

1A · Pay-related DB formula

1B · Flat-dollar DB formula

1C · Cash balance or similar hybrid DB

3D · Pre-approved plan (master / prototype / VS)

3B · Covers self-employed individuals

Audit & trust (Schedule H)

Auditor

—

Trustee / custodian

—

Trustee phone

—

Small plan (5500-SF) — Schedule H data not available.

Service providers (Schedule C)

Small plans don't disclose service providers

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