Back to filter
Original filing (PDF)20250801164938NAL0003290643001
UMC ENERGY SOLUTIONS, INC.
Form 5500
FILING_RECEIVED
UMC ENERGY SOLUTIONS 401(K) PLAN
401(k) retirement plan
Signals · 3
Late filing · 44.5 mo~110 bps in Sched C feesNo recordkeeper disclosed
Active participants
131
Accounts w/ balance
115
Plan assets (EOY)
$3.9M
Net assets (EOY)
$3.9M
How this plan invests
This plan
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
75
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 44.5 months past the 10.5-month grace window.
- 110 bps in Schedule C fees — 112% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UMC ENERGY SOLUTIONS, INC..
Plan sponsor
Name
UMC ENERGY SOLUTIONS, INC.
EIN
91-1860824
Address
P.O. BOX 1610 · JOSHUA, TX · 76058
Phone
(817) 423-6296
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2020-01-01
Tax period
2020-12-31
Filed
2025-08-01
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MESCH, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WPWEALTH | — | FORT WORTH, TX | INVESTMENT MANAGER | $28K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PROFESSIONAL CAPITAL SERVICES, LLC | — | PHILADELPHIA, PA | CONTRACT ADMINISTRATOR | $15K | — |
Investments
37 direct securities· $3.8M(97% of reported assets)
Uncategorized
$3.4M
36 holdings
Mutual Funds
$350K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Dimensional Fund Advisors US Core Equity 1 I | — | — | — | $777K | 19.9% | |
| Dimensional Fund Advisors International Core Equity I | — | — | — | $416K | 10.7% | |
| American Funds Growth Fund of America | — | — | — | $413K | 10.6% | |
| Dimensional Fund Advisors Investment Grade I | Mutual Funds | — | — | $350K | 9.0% | |
| Dimensional Fund Advisors 2030 Target Dt Rtr Inc Instl | — | — | — | $277K | 7.1% | |
| Dimensional Fund Advisors 2050 Target Dt Rtr Inc Instl | — | — | — | $236K | 6.0% | |
| Dimensional Fund Advisors 2045 Target Dt Rtr Inc Instl | — | — | — | $193K | 4.9% | |
| Dimensional Fund Advisors One-Year Fixed-Income I | — | — | — | $192K | 4.9% | |
| Dimensional Fund Advisors Emerging Markets Core Equity I | — | — | — | $156K | 4.0% | |
| Dimensional Fund Advisors 2020 Target Dt Rtr Inc Instl | — | — | — | $113K | 2.9% | |
| Dimensional Fund Advisors US Core Equity 2 I | — | — | — | $103K | 2.6% | |
| Uninvested cah Cash | — | — | — | $83K | 2.1% | |
| Dimensional Fund Advisors Global Real Estate Securities Port | — | — | — | $70K | 1.8% | |
| Dimensional Fund Advisors 2025 Target Dt Rtr Inc Instl | — | — | — | $65K | 1.7% | |
| Dimensional Fund Advisors Small Cap I | — | — | — | $60K | 1.5% | |
| Dimensional Fund Advisors 2040 Target Dt Rtr Inc Instl | — | — | — | $40K | 1.0% | |
| Dimensional Fund Advisors 2035 Target Dt Rtr Inc Instl | — | — | — | $36K | 0.9% | |
| Dimensional Fund Advisors 2055 Target Dt Rtr Inc Instl | — | — | — | $29K | 0.7% | |
| Fidelity International Index | — | — | — | $27K | 0.7% | |
| Dimensional Fund Advisors 2060 Target Dt Rtr Inc Instl | — | — | — | $23K | 0.6% | |
| Dimensional Fund Advisors Global Equity I | — | — | — | $21K | 0.5% | |
| Interest-bearing cash TD Ameritrade Institutional Money Market Deposits Acct | — | — | — | $20K | 0.5% | |
| Federated Investors High Yield Bond | — | — | — | $19K | 0.5% | |
| Fidelity 500 Index Fund | — | — | — | $15K | 0.4% | |
| Vanguard Short-Term Bond Index Adm | — | — | — | $12K | 0.3% | |
| Fidelity Total Market Index | — | — | — | $9K | 0.2% | |
| Dimensional Fund Advisors US Vector Equity I | — | — | — | $8K | 0.2% | |
| Vanguard Emerging Markets Stock Index | — | — | — | $5K | 0.1% | |
| Dimensional Fund Advisors Inflation-Protected Securities I | — | — | — | $4K | 0.1% | |
| Dimensional Fund Advisors Income International | — | — | — | $4K | 0.1% | |
| Vanguard Total Bond Market Index Adm | — | — | — | $4K | <0.1% | |
| Vanguard Small Cap Value Index Admiral | — | — | — | $3K | <0.1% | |
| Dimensional Fund Advisors Real Estate Securities I | — | — | — | $3K | <0.1% | |
| Dimensional Fund Advisors Intermediate Govt Fixed-Income I | — | — | — | $3K | <0.1% | |
| Vanguard Small Cap Index Admiral | — | — | — | $2K | <0.1% | |
| Dodge & Cox Income Fund | — | — | — | $2K | <0.1% | |
| Dimensional Fund Advisors US Targeted Value I | — | — | — | $2K | <0.1% |