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Original filing (PDF)20251007104913NAL0002596707001
CENTRAL FREIGHT LINES INC.
Form 5500
FILING_RECEIVED
CENTRAL FREIGHT LINES, INC. 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 2
76% in single holding~2735 bps in Sched C fees
Active participants
1
Accounts w/ balance
17
Plan assets (EOY)
$195K
Net assets (EOY)
$195K
How this plan invests
This plan
5 pooled trusts
Schedule D
8 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Collective Trust Funds ** Fidelity FIT Balanced Portfolio Class C * $" is 76% of plan.
- 2735 bps in Schedule C fees — 1631% above peer band of 158 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTRAL FREIGHT LINES INC..
Plan sponsor
Name
CENTRAL FREIGHT LINES INC.
EIN
91-1811311
Address
5601 WEST WACO DRIVE · P.O. BOX 2638 · WACO, TX · 767022638
Phone
(254) 772-2120
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PATTILLO, BROWN & HILL LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $7K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRIME CAPITAL INVESTMENT ADVISORS | 82-1364595 | — | ADVISOR | $30K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PATTILLO, BROWN & HI | 74-1130599 | — | ACCOUNTANT/AUDITOR | $17K | — |
Investments
7 direct securities · 5 pooled funds· $213K(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$166K
5 holdings
Uncategorized
$47K
7 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIT BALANCED C COMERICA BANK & TRUST · EIN 47-6652256 / PN 001 | Common Collective Trust | — | — | $148K | 75.9% | |
| Fully Benefit-Responsive Investment Contracts (at fair value in liquidation) ** Fidelity Managed Income Portfolio Class 1 | — | — | — | $19K | 9.8% | |
| MIP CL 1 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 024 | Common Collective Trust | — | — | $18K | 9.2% | |
| Fidelity FIT Moderately Conservative Portfolio Class C * 78 T. Rowe Price T.Rowe Price Retirement 2015 Fund | — | — | — | $8K | 4.0% | |
| T. Rowe Price T.Rowe Price Retirement 2020 Fund | — | — | — | $7K | 3.4% | |
| Money Market ** Fidelity Government Money Market | — | — | — | $6K | 3.3% | |
| T. Rowe Price T.Rowe Price Retirement 2025 Fund * 35 T. Rowe Price T.Rowe Price Retirement 2030 Fund * 798 T. Rowe Price T.Rowe Price Retirement 2035 Fund | — | — | — | $4K | 1.9% | |
| T. Rowe Price T.Rowe Price Retirement 2045 Fund * 131 T. Rowe Price T.Rowe Price Retirement 2050 Fund | — | — | — | $2K | 1.1% | |
| T. Rowe Price T.Rowe Price Retirement 2040 Fund | — | — | — | $1K | 0.7% | |
| FIT MOD CONSRV C COMERICA BANK & TRUST · EIN 47-6655437 / PN 001 | Common Collective Trust | — | — | $78 | <0.1% | |
| FIT GROWTH C COMERICA BANK & TRUST · EIN 47-6649174 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| FIT AGGRESSIVE C COMERICA BANK & TRUST · EIN 47-6646422 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |
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